Distribution Network
Kiwibank distribution network in New Zealand
88 New Zealand Financial Advice Providers list Kiwibank on their public product panel, collectively employing 707+ registered financial advisers. Data current as of 2026-10-09.
Name variants in the source data: Kiwibank, KiwiBank, Kiwibank Limited, Kiwi Bank.
How 9,152 advisers split for Kiwibank
- 659 advisers (88 firms): Their firm's disclosure statement names Kiwibank.
- 2,843 advisers (170 firms): Their firm's disclosure statement does not name Kiwibank.
- 5,650 advisers (2,165 firms): We hold no product panel for their firm, so we can't say.
Product panels are disclosed by the firm (FAP), not the individual adviser, and are AI-extracted from each firm's Public Disclosure Statement. A firm whose disclosure does not name Kiwibank may still arrange it, and the “can't say” group is firms whose disclosure we have not yet read. Counts cover individual advisers with a current FAP appointment on the FSPR.
FAPs distributing Kiwibank
Sorted by adviser count. Click a FAP to see their full Public Disclosure Statement mirror.
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“ANZ - Westpac - BNZ - ASB - ASAP Finance Limited - PROSPA - Avanti Finance - Cressida Capital - DBR - First Mortgage Trust - General Finance - Heartland Bank - Liberty Financial Limited - Unity - Pepper Money - SBS Bank - Southern Cross - AIA Go Home Loan - The Co-operative Bank …” — Guardian Smith Limited's PDS dated 2026-05-24 · source
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“Life and Disability Insurance** – AIA, AMP (now Resolution Life), Asteron Life, Chubb, Fidelity Life, NIB, Partners Life & Southern Cross. - **Health Insurance** – Accuro, AIA, NIB, Partners Life & Southern Cross. - **KiwiSaver** – ANZ, Aurora, Booster, Fisher Funds, Generate, Ke…” — Clemence Limited's PDS dated 2026-05-24 · source
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“ASB - ANZ - Westpac - BNZ - Bank of China - AIA Homeloans - Heartland Bank - KiwiBank - SBS - The Cooperative Bank” — Star Mortgage Limited's PDS dated 2026-05-24 · source
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“AIA New Zealand Limited - Asteron Life Limited - Chubb Life Limited - Fidelity Life Assurance Company Limited - Partners Life Limited - UniMed Insurance Limited - nib New Zealand Limited - Southern Cross Medical Society” — Advice 4 Life Limited's PDS dated 2026-05-24 · source
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“ANZ - BNZ - ASB - Westpac - Kiwibank - Bank of China - Heartland Bank - SBS Bank - The Co-operative Bank - China Construction Bank - ICBC - TSB” — Surecapital Investments Limited's PDS dated 2026-05-24 · source
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“ANZ - ASB - Avanti - Basecorp - BNZ - Co-Operative Bank - Heartland Business - Kiwibank - Liberty Finance - NZCU Baywide - Peppermoney - Prospa - SBS - TSB - Westpac” — Mortgagehq Limited's PDS dated 2026-05-24 · source
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“ANZ, ASB, BNZ, Westpac, Go Home Loans (formerly Sovereign Home Loans), The Co-operative Bank, TSB, DBR Finance, Avanti Finance, SBS, Resimac, Liberty Finance, Asset Finance, Basecorp, Goldband Finance, Prospa, Select Finance, Bluestone, First Mortgage Trust, ASAP Finance, Unity (…” — Visavis Financial Limited's PDS dated 2026-05-23 · source
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“The current lenders we can use include: - ANZ - Westpac - BNZ - ASB - ASAP Finance Limited - Avanti Finance - Cressida Capital - DBR - KiwiBank - First Mortgage Trust - Heartland Bank - Liberty Financial Limited - Unity Credit Union - SBS Bank Select Home Loan - Southern Cross -…” — Plaxo Mortgages Limited's PDS dated 2026-05-24 · source
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“Adroy Capital Limited - Advantage Finance - AMFL Limited - ANZ Bank New Zealand Limited - ASB Bank Limited - Avanti Finance Limited - Bank of China (New Zealand) Limited - ASAP Finance - Basecorp Finance - Bright Enterprise Holdings - Liberty Financial Limited - Conrad Funds Mana…” — Tony Mounce Mortgages Limited's PDS dated 2026-05-24 · source
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“We work with both main banks and second-tier lenders: - ANZ - Apricity - ASAP Finance - ASB - Avanti Finance - Bank of China - Basecorp Finance - Bluestone - BNZ - Clever Money - Cressida Capital - DBR - First Mortgage Trust - Funding Partners - Heartland Bank - Kiwi Bank - Libe…” — Mortgageme Financial Services Queenstown Lakes Limited's PDS dated 2026-05-18 · source
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“AIA, Chubb, NIB, Fidelity Life, Partners Life, Accuro (UniMed), Asteron Life” — Orange Financial Services Limited's PDS dated 2026-05-18 · source
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“Partners Life | AIA | Southern Cross | nib | Chubb | Autosure (Greenwich Life)” — Backbone Nz (2018) Limited's PDS dated 2026-05-24 · source
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“We provide financial advice about Mortgages & Insurances provided by the following product providers:” — Rapson Loans & Finance Limited's PDS dated 2026-05-24 · source
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“ANZ Bank New Zealand Limited - ASB Bank Limited - Avanti Finance Limited - Bank of China (New Zealand) Limited - ASAP Finance - Basecorp Finance - Liberty Financial Limited - Core Finance Limited - Cressida Capital - Fico Finance Limited - First Mortgage Trust - General Finance L…” — Financial Gurus 2020 Limited's PDS dated 2026-05-24 · source
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“Risk Insurance** | • AIA.<br>• Asteron Life.<br>• Chubb Life.<br>• Fidelity Life.<br>• Partners Life.<br>• Resolution Life. (ex AMP)” — Zest 2008 Limited's PDS dated 2026-05-18 · source
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“Life insurance:** AIA, AMP, Asteron, Chubb, Fidelity Life and Partners Life. - **Health insurance:** AIA, Accuro, nib and Partners Life. - **KiwiSaver:** We refer to the following Financial Advice Provider – Kauri Wealth. - **Finance:** ANZ, ASAP Finance, ASB, Avanti Finance, Bas…” — Advice Financial 2019 Limited's PDS dated 2026-05-24 · source
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“ANZ - ASB - BNZ - Westpac - ASAP Finance - Avanti - Bank of China - Basecorp - Co-op Bank - Cressida Capital - DBR - First Mortgage Trust - Funding Partners - Heartland Bank - Liberty - Pepper Money - Plus Finance - Resimac - SBS - Southern Cross Partners - Prospa - CCB - Kiwiban…” — Affinity Advisors Limited's PDS dated 2026-05-24 · source
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“We are able to use the products of almost any provider operating in the NZ market. These are the ones we currently choose to use.” — Castle Trust Financial Planning Limited's PDS dated 2026-05-24 · source
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“ANZ, ASB, BNZ, Westpac, Kiwibank, The Cooperative Bank, SBS, TSB, ASB Go Home Loans (AIA), Bank of China, China Construction Bank, ICBC. - ASAP Finance, Avanti, Basecorp, CMFL, Cressida Capital, DBR, Finbase, First Mortgage Trust, Funding Partners, General Finance, Heartland Bank…” — Prosperity Advisors Limited's PDS dated 2026-05-18 · source
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“ANZ - ASB - BNZ - Kiwibank - Westpac - The Cooperative Bank - Heartland Bank - SBS Bank - TSB - Resimac - BER - ICBC - Cressida Capital - Sovereign - Liberty - Southern Cross Partners - Avanti Finance - Funding Partners - Prospa - XE - First Mortgage Trust - Basecorp Finance - AS…” — Native Polynesia Limited's PDS dated 2026-05-18 · source
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“ANZ, ASB, Avanti, BNZ, Co-operative, Cressida, DBR, First Mortgage Trust, General Finance, Heretaunga Building Society (HBS), Kiwibank, Liberty, Midlands Mortgage Trust, NZCU Baywide, Pepper Money, Prospa, Resimac, SBS Bank, Select, Sovereign Home Loans, TSB Bank, Westpac, Baseco…” — Dm Consult (nz) Limited's PDS dated 2026-05-18 · source
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“For mortgages**, we work with banks and non-bank lenders ANZ, Apricity Finance, ASAP Finance, ASB, Avanti Finance, Asset Finance, Admiral Finance, Basecorp Finance, BNZ, CFL, Cressida Capital, DBR, Funding Partners, Geneva Finance, Gold Band Finance, Kiwi Bank, Lock Finance, MBG,…” — Moneykart Limited's PDS dated 2026-05-18 · source
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“ANZ * ASB * ASAP Finance * Avanti Finance * Westpac * BNZ * Cressida Capital * First Mortgage Trust * SBS Bank * Heartland Bank * Pepper Money * Unity * The Co-Operative Bank * Kiwibank * Liberty Financial * Prospa * AIA Go Home Loans” — Home Loan Finance Limited's PDS dated 2026-05-18 · source
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“ANZ - ASAP Property Finance - ASB - Asset Finance - Avanti Finance - Bank of China - Base Corp Finance - Bizcap - BNZ - First Mortgage Trust - Funding Partners - Heartland Bank (Open 4 Business and Senior Finance) - Kiwibank - Liberty Finance - Lock Finance - NBS - Pepper Money -…” — Mortgage Mart (nz) Limited's PDS dated 2026-05-18 · source
What "distribution" means here
Under New Zealand's Financial Markets Conduct Act 2013, every Financial Advice Provider (FAP) must publish a Public Disclosure Statement under section 431 covering — among other things — the product providers they are appointed to distribute. FinanceAdvisersNZ mirrors these PDSes and parses the product-panel section into structured data so that comparison across FAPs becomes possible.
Being on a FAP's product panel does not mean the FAP exclusively recommends that provider — most FAPs distribute a small set of providers per product category and recommend within that set based on client suitability. It does mean the FAP has a commercial arrangement (commission, share of fees, or other consideration) with the provider that consumers should understand before engaging.
How to use this page
If you want a New Zealand financial adviser who can advise on Kiwibank products, this list narrows your choice to 88 FAPs. Click through to a FAP's profile page to read their full disclosure statement, see fee structure, and view conflict-of-interest disclosures before making contact.
If you want the opposite question — "what products does my adviser's FAP distribute?" — go to your adviser's profile and read the Distribution Panel section.
Methodology, freshness, and limits
- Source: Mirror of FAP Public Disclosure Statements filed under FMC Act 2013 s431. We are not the publisher of any PDS — we mirror what each FAP has made public.
- Extraction: Product-provider names are extracted from PDS markdown by Claude (LLM-extracted, confidence tier C). For original wording, refer to each FAP's own publication via the FSPR register entry linked from their profile page.
- Coverage: FinanceAdvisersNZ currently has PDS data on file for ~51 of ~521 NZ FAPs (10%). Coverage grows as we ingest more PDSes. A FAP not listed here may still distribute Kiwibank — we simply do not yet have their PDS in our corpus.
- Freshness: PDS data is re-checked quarterly. Each FAP profile page shows the version date of the PDS we have on file.
- Name normalisation: We do not currently normalise product-provider name variants (e.g. "ASB Bank" vs "ASB"). Future data-quality pass will collapse variants.
For NZ FAPs
If you are a Financial Advice Provider and we have incorrectly listed your firm here, or if your Public Disclosure Statement has been updated since our last ingest, please contact hello@financeadvisers.co.nz and we will refresh our mirror.
For data partners + B2B intelligence buyers
FinanceAdvisersNZ publishes the static state of NZ FAP product panels (this page) as free public data. For time-series intelligence — when FAPs add or remove a provider from their panel, market-share trend reports, cross-product panel queries, switching-event alerts, or bespoke market-entry research — contact hello@financeadvisers.co.nz.
Machine-readable data + related queries
- MCP query: Send
get_network_edges(edge_type='fap_to_product_provider', to_id='Kiwibank')to /mcp via JSON-RPC 2.0 - FAP register check: Look up any listed FAP by FSP number at the Financial Service Providers Register (authoritative source)
- Other adviser networks: view all distribution networks
- Find an adviser by service + city: filterable directory
FinanceAdvisersNZ is a directory mirror of public NZ register and FAP disclosure data. We are not a Financial Advice Provider, do not provide regulated financial advice, and do not vet, verify, or endorse advisers.