Star Mortgage Limited

Financial Services Provider

★★★★★

4.9 Read 9 reviews on Google

Source: Google Business Profile. Reflects this firm's listing, not individual advisers.

Auckland

FSPR Registered

FSP Number: FSP719091

NZBN: 9429046145536

Team Size: 21 advisers

Verify on FSPR

About Star Mortgage Limited

What is Star Mortgage Limited?

Star Mortgage Limited is a financial services provider, based in Auckland, with 6 years on the FSPR register, and 21 appointed advisers on file.

How is Star Mortgage Limited regulated?

Star Mortgage Limited is registered on the Financial Service Providers Register (FSPR)as FSP719091, with first registration in 2020. Disputes are handled by Financial Services Complaints Limited. Verify on the FSPR register at fsp-register.companiesoffice.govt.nz.

What does Star Mortgage Limited offer?

Star Mortgage Limited's Public Disclosure Statement lists the following scope of advice: Residential Home Loans, Development Loans, Commercial Loans, Asset Finance, Construction Loans, Business Loans. Refer to the original PDS for the binding scope.

Public Disclosure Statement highlights

Full PDS section ↓

Extracted from Star Mortgage Limited's PDS dated 2026-05-24 · HTML source. View original.

Fee structure: mixed
Commission: Yes
Dispute scheme: FSCL
Panel: 33 providers
Services: 6 named
FAQs: 2 answered

Scope of advice

Residential Home Loans
Development Loans
Commercial Loans
Asset Finance
Construction Loans
Business Loans

Contact Information

Phone

09 480 0488

Email

Not available

Website

www.smi.co.nz

Address

17e Corinthian Drive,Albany,Auckland,0632,New Zealand

About Star Mortgage Limited

Company profile coming soon

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Public Disclosure Statement

33 providers on panel

Star Mortgage Limited files a Public Disclosure Statement under FMC Act 2013 s431 · last ingested 2026-05-24 · source format HTML.

→ View Star Mortgage Limited's original disclosure page · FA-NZ mirror (Markdown) · facts.json

Fee structure: mixed
Receives commission: Yes — disclosed in PDS
Dispute resolution scheme: FSCL
Scope of advice (verbatim from PDS): Residential Home Loans
Development Loans
Commercial Loans
Asset Finance
Construction Loans
Business Loans
Specialties: Lending
Mortgages

Hover any specialty to see its source. Self-attest takes priority; PDS-derived next; AI-classified last. For binding regulatory statements refer to the FAP's own current Public Disclosure Statement.

Distribution panel

Product providers Star Mortgage Limited is appointed to distribute, grouped by product category. Counts show how many other NZ FAPs FA-NZ has on file as distributing the same provider.

Lending & Mortgages · 33

ANZ +37
BNZ +35
Westpac +34
ASB Bank +31
Avanti Finance +26
First Mortgage Trust +25
Heartland Bank +23
Cressida Capital +21
DBR Property Finance +20
Prospa +20
ASAP Finance +17
Southern Cross Partners +15
Resimac +14
Funding Partners +14
SBS Bank +11
Liberty Financial +11
Bank of China +9
Basecorp Finance +9
Bluestone +8
Plus Finance +7
The Co-operative Bank +6
Pallas Capital +6
Peppermoney +4
Vincent Capital +4
Kiwibank +3
Xceda +3
Simplify +3
Apricity +1
AIA Homeloans
Unity Credit Union
DC Capital
Challenger NZ
Clevermoney

Verbatim quotes from Star Mortgage Limited's PDS (6 fields cited)

Fees

“Generally, we don't charge you any fees for the advice and transactional solutions that we provide to you. This is possible because we usually receive commission from the applicable product provider as described above.”

Commission

“We will receive commission from the lenders who provide residential and other loan products. If you decide to take out a residential or other loan, then the lender will pay commission based on the amount of loan settled with that lender or lenders. The commission is generally paid after your settlement but may also include a renewal or trail commission.”

Product panel

“ASB - ANZ - Westpac - BNZ - Bank of China - AIA Homeloans - Heartland Bank - KiwiBank - SBS - The Cooperative Bank”

Conflicts of interest

“From time to time our product providers assist us with funding so we can bring our advisers together for conferences and professional development training.”

Scope of advice

“We provide, through our Financial Advisers, financial advice to our clients about: | | | |---|---| | Residential Home Loans | Development Loans | | Commercial Loans | Asset Finance | | Construction Loans | Business Loans |”

Material relationships

“We are here for our clients and to advise you as best we can. Your interests are our priority although we do have business relationships with product providers also. From time to time our product providers assist us with funding so we can bring our advisers together for conferences and professional development training.”

Verbatim spans extracted from the source PDS dated 2026-05-24. Each quote was substring-verified against the original document; spans that failed verification were dropped. View source.

Services this firm offers

Named service offerings extracted from Star Mortgage Limited's PDS. Names are verbatim from the source document; descriptions and fee notes are AI-summarised — refer to the original PDS for binding wording.

Residential Home Loans
Advisory

Financial advice on residential home loan products from a panel of Tier 1, 2, and 3 lenders.

Fees: Generally no fee; commission received from lender. One-off fee possible if no commission or clawback occurs.

For: retail
Development Loans
Advisory

Financial advice on development loan products from a panel of lenders.

Fees: Generally no fee; commission received from lender. One-off fee possible if no commission or clawback occurs.

For: retail
Commercial Loans
Advisory

Financial advice on commercial loan products from a panel of lenders.

Fees: Generally no fee; commission received from lender. One-off fee possible if no commission or clawback occurs.

For: retail
Asset Finance
Advisory

Financial advice on asset finance products from a panel of lenders.

Fees: Generally no fee; commission received from lender. One-off fee possible if no commission or clawback occurs.

For: retail
Construction Loans
Advisory

Financial advice on construction loan products from a panel of lenders.

Fees: Generally no fee; commission received from lender. One-off fee possible if no commission or clawback occurs.

For: retail
Business Loans
Advisory

Financial advice on business loan products from a panel of lenders.

Fees: Generally no fee; commission received from lender. One-off fee possible if no commission or clawback occurs.

For: retail

FAQs from this firm's PDS

Common consumer questions answered in Star Mortgage Limited's Public Disclosure Statement. Answers are verbatim spans from the source document, substring-verified at extract time.

Does Star Mortgage Limited charge fees for financial advice?

“Generally, we don't charge you any fees for the advice and transactional solutions that we provide to you. This is possible because we usually receive commission from the applicable product provider as described above.”

How does Star Mortgage Limited manage conflicts of interest?

“We manage these conflicts of interest by ensuring that we prioritise your interests above our own. The advice we provide is based on understanding your goals and circumstances and providing recommendations.”

Notes: Facts and product panel are LLM-extracted from the source document (confidence tier B). Verbatim quote block above is Sonnet-extracted then substring-verified against the source markdown. For the authoritative wording, view the original disclosure above. FSPR register entry. FA-NZ is a directory mirror, not a regulator.