Disclosure Statement

Transparent information about our service, relationships, and regulatory compliance

Important Notice

FinanceAdvisers.co.nz is not a financial advice provider. We operate as a lead generation service connecting consumers with licensed financial advisers. This disclosure statement outlines our service, how we operate, and your rights as a consumer.

About Our Service

FinanceAdvisers.co.nz operates as a lead generation and adviser comparison platform. We connect New Zealand consumers seeking financial advice with qualified, licensed financial advisers who can meet their needs.

What We Do:

  • • Connect consumers with licensed financial advisers
  • • Provide adviser comparison tools and information
  • • Facilitate initial introductions between consumers and advisers
  • • Display publicly available adviser information and credentials

What We Don't Do:

  • • Provide financial advice or recommendations
  • • Hold a Financial Advice Provider license
  • • Act as an intermediary for financial products
  • • Guarantee adviser performance or advice outcomes

How We Make Money

Our service is free for consumers. We generate revenue from financial advisers through:

Lead Generation Fees

Advisers pay fees when we connect them with potential clients who match their service offerings.

Platform Subscriptions

Some advisers pay subscription fees to maintain enhanced profiles and receive priority placement.

No Hidden Costs: You never pay us fees. Any costs for financial advice are between you and your chosen adviser.

Adviser Information & Selection

How Advisers Join Our Platform:

All advisers in our network must meet these requirements:

  • • Valid registration with the Financial Markets Authority (FMA)
  • • Current Financial Advice Provider or Nominated Representative status
  • • Professional indemnity insurance
  • • Agreement to our service standards and code of conduct

Adviser Ranking Factors:

When we recommend advisers, the order may be influenced by:

  • • Geographic proximity to your location
  • • Specialization relevant to your needs
  • • Adviser availability and capacity
  • • Client reviews and ratings (where available)
  • • Commercial relationship with our platform

Data Sources & Accuracy

Important Data Disclaimer

Adviser information displayed on our platform is sourced from the Financial Service Providers Register (FSPR), adviser websites, and other publicly available sources.

Data Limitations:

  • • Information may not reflect real-time changes to adviser status
  • • Licensing and registration status can change without immediate notice
  • • Service offerings and specializations are self-reported by advisers
  • • Contact details and availability may not be current

Always Verify Before Engaging:

  • • Check current FMA registration at fma.govt.nz
  • • Request the adviser's current disclosure statement
  • • Confirm their licensing covers your specific advice needs
  • • Understand their fee structure before proceeding

Your Rights & Responsibilities

Your Rights:

  • Free access to our platform and comparison tools
  • Choose any adviser from our network
  • Request information about adviser relationships
  • Opt out of communications at any time

Your Responsibilities:

  • Verify adviser credentials independently
  • Make independent decisions about advice received
  • Understand adviser fee structures before proceeding
  • Seek second opinions when appropriate

Complaints & Disputes

Issues with Our Service

For complaints about our platform, matching service, or website functionality:

Contact us using our website contact form. We aim to respond within 2 business days.

Issues with Financial Advice

For complaints about financial advice received from an adviser:

  • 1. Contact the adviser directly first
  • 2. Use their internal complaints process
  • 3. Contact the Financial Markets Authority if unresolved

Privacy & Data Handling

When you use our service, we collect and handle personal information as outlined in our Privacy Policy.

Data We Share with Advisers:

  • • Contact details (name, phone, email)
  • • Location and service preferences
  • • General information about your financial advice needs
  • • Any specific requests or questions you've submitted

Your Control: You can request to be removed from our database at any time by contacting us. Advisers may retain your information according to their own privacy policies and legal obligations.

Regulatory Information

FMA Registration Requirements

All advisers in our network must be registered with the Financial Markets Authority. You can verify any adviser's registration status at:

FMA Financial Service Providers Register

Professional Bodies

Many of our network advisers are also members of:

  • • Financial Advice New Zealand (FANZ)
  • • Institute of Financial Advisers (IFA)
  • • Chartered Financial Analyst (CFA) Institute
  • • Other relevant professional organizations

Contact & Updates

Questions About This Disclosure

For questions about this disclosure statement, our service, or your rights as a consumer, please contact us using our website contact form.

Updates to This Statement

We may update this disclosure statement to reflect changes in our service, regulatory requirements, or business practices. Material changes will be posted prominently on our website. This statement was last updated: January 2025

Remember

Always verify adviser credentials with the FMA, understand their fee structure, and ensure they are appropriately licensed for your specific financial advice needs. Take time to review their disclosure documents before making any commitments.