Financial Adviser Fee Estimator
Understand how financial advisers charge and estimate what you might pay based on your situation.
Your Situation
Estimated Costs
Estimated Initial Fee
$2,000 - $3,500
One-time cost for initial advice/plan
Estimated Annual Ongoing Fee
$2,500 - $5,000
Approximately 1.0% - 2.0% of assets
Common Fee Structures
Pay per hour of advice
Set price for service
% of assets managed
Is It Worth It?
For your asset level, quality financial advice typically pays for itself through better investment returns, tax savings, and avoiding costly mistakes.
Understanding Adviser Fees
Hourly Fees
Pay only for the time you use. Good for simple questions or one-off reviews.
Typical: $150 - $500/hour
Fixed Fees
Set price for specific service. Predictable cost, easy to budget.
Typical: $500 - $10,000
Percentage-Based
Ongoing fee as % of assets managed. Aligns adviser interests with yours.
Typical: 0.5% - 2.0% p.a.
Important Notes
- • These are estimates only - actual fees vary by adviser and firm
- • Some advisers earn commission from products (e.g., insurance, mortgages)
- • Always ask for a written fee disclosure before engaging an adviser
- • Don't choose solely on price - quality of advice matters most
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