KiwiSaver Retirement Calculator

See how your KiwiSaver could grow by retirement. Adjust your inputs to explore different scenarios.

Your Details

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$

Your Projected Results

Years Until Retirement (Age 65)

30 years

Projected Balance at 65

$456,789

Your Contributions $126,000
Employer Contributions $63,000
Government Contributions $15,643
Investment Returns $227,146
Starting Balance $25,000

Estimated Monthly Retirement Income*

$1,903

*Based on 4% annual drawdown rate, plus NZ Super

Important Notes

  • • This calculator provides estimates only and does not constitute financial advice
  • • Returns are not guaranteed and may vary significantly
  • • Inflation is not factored into these projections
  • • Government contribution assumes you contribute at least $1,042.86 per year
  • • Employer contributions assume the minimum 3% rate
  • • Your personal circumstances should be considered — consult a FSPR-registered financial adviser before making decisions based on these projections

Important: FinanceAdvisers.co.nz is a lead generation service. We connect consumers with FSPR-registered financial advisers but do not provide financial advice ourselves.

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