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Financial Planning Blog

Insights and practical resources on financial planning, investments, and wealth management in New Zealand.

Latest Articles

AI & Advice

AI vs Financial Adviser in NZ: What ChatGPT Can and Cannot Do

What AI is genuinely useful for, what only a licensed adviser can legally do, and how to combine both sensibly.

July 5, 2026 12 min read
AI & Advice

Can ChatGPT Legally Give Financial Advice in New Zealand?

Where the legal line sits: the FMC Act, FSLAA licensing, the Code of Professional Conduct — and why ChatGPT is outside all of it.

July 5, 2026 8 min read
AI & Advice

The Real Risks of Taking AI Financial Advice in NZ

Outdated KiwiSaver rates, invented fund figures, imported US assumptions — and no recourse when it goes wrong.

July 5, 2026 8 min read
AI & Advice

How to Fact-Check AI Financial Advice in New Zealand

A practical checklist: verify advisers on the FSPR, read disclosure statements, and cross-check IRD, FMA and Sorted.

July 5, 2026 7 min read
AI & Advice

Robo-Advice in New Zealand: The Licensed Middle Ground

From the 2018 FMA exemption to FSLAA licensing — and how robo-advice differs from AI chatbots and human advisers.

July 5, 2026 8 min read
Trust & Research

Why 93.7% of New Zealanders Trust Their Financial Adviser

Research-backed insights into why professional financial advice has earned the trust of nearly 94 out of 100 New Zealanders.

November 6, 2025 8 min read
Outcomes & Results

Twice as Prepared: The Retirement Readiness Gap

Advised Kiwis are nearly twice as prepared for retirement. Discover how professional planning doubles retirement readiness.

November 6, 2025 7 min read
Wellbeing & Lifestyle

How Financial Advice Improves Mental Health for 55% of Kiwis

Discover the powerful connection between financial wellbeing and mental health through research-backed evidence.

November 6, 2025 9 min read

Ready to Experience These Benefits?

Connect with a qualified financial adviser and join the thousands of Kiwis experiencing improved financial confidence, better retirement readiness, and enhanced wellbeing.

Important: FinanceAdvisers.co.nz is a lead generation service. We connect consumers with FSPR-registered financial advisers but do not provide financial advice ourselves.

The information on this page is general in nature and should not be relied upon as financial advice. Your personal circumstances should be considered before making any financial decisions.

Always verify adviser credentials on the Financial Service Providers Register.