Moneykart Limited

Financial Services Provider

★★★★★

5 Read 23 reviews on Google

Source: Google Business Profile. Reflects this firm's listing, not individual advisers.

Auckland

FSPR Registered

FSP Number: FSP625529

NZBN: 9429046103192

Team Size: 2 advisers

Verify on FSPR

About Moneykart Limited

What is Moneykart Limited?

Moneykart Limited is a financial services provider, based in Auckland, with 7 years on the FSPR register, and 2 appointed advisers on file.

How is Moneykart Limited regulated?

Moneykart Limited is registered on the Financial Service Providers Register (FSPR)as FSP625529, with first registration in 2018. Disputes are handled by Financial Dispute Resolution Scheme. Verify on the FSPR register at fsp-register.companiesoffice.govt.nz.

What does Moneykart Limited offer?

Moneykart Limited's Public Disclosure Statement lists the following scope of advice: mortgages, life insurance, health insurance, fire & general insurance, KiwiSaver. Refer to the original PDS for the binding scope.

Public Disclosure Statement highlights

Full PDS section ↓

Extracted from Moneykart Limited's PDS dated 2026-05-18 · PDF source. View original.

Fee structure: mixed
Commission: Yes
Dispute scheme: FDRS
Panel: 35 providers
Services: 5 named
FAQs: 4 answered
Linked docs: 1

Scope of advice

mortgages
life insurance
health insurance
fire & general insurance
KiwiSaver

Contact Information

Phone

022 096 5278

Email

Not available

Website

www.moneykart.co.nz

Address

49 Te Tihi Street,Wiri,Auckland,2104,New Zealand

About Moneykart Limited

Company profile coming soon

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Public Disclosure Statement

35 providers on panel

Moneykart Limited files a Public Disclosure Statement under FMC Act 2013 s431 · last ingested 2026-05-18 · source format PDF.

→ View Moneykart Limited's original disclosure PDF · FA-NZ mirror (Markdown) · facts.json

Fee structure: mixed
Receives commission: Yes — disclosed in PDS
Dispute resolution scheme: FDRS
Scope of advice (verbatim from PDS): mortgages
life insurance
health insurance
fire & general insurance
KiwiSaver
Specialties: Mortgages
Life Insurance
General Insurance
Health Insurance
Kiwisaver

Hover any specialty to see its source. Self-attest takes priority; PDS-derived next; AI-classified last. For binding regulatory statements refer to the FAP's own current Public Disclosure Statement.

Distribution panel

Product providers Moneykart Limited is appointed to distribute, grouped by product category. Counts show how many other NZ FAPs FA-NZ has on file as distributing the same provider.

Lending & Mortgages · 26

ANZ +37
BNZ +35
Westpac +34
ASB Bank +31
Avanti Finance +26
SBS Bank +23
Cressida Capital +21
Pepper Money +21
DBR Property Finance +20
Prospa +20
ASAP Finance +17
Basecorp Finance +16
Funding Partners +14
Resimac +14
Plus Finance +7
Asset Finance +3
Gold Band Finance +3
Lock Finance +3
Oxford Finance +3
Apricity Finance +2
Kiwibank +1
MBG +1
Southern Cross Partners +1
Admiral Finance
CFL
Geneva Finance

KiwiSaver · 2

Generate +20
NZ Funds +8

Life & Health Insurance · 5

AIA +39
Partners Life +38
Fidelity Life +34
Chubb +16
nib

General Insurance · 2

Tower Insurance +4
Blanket insurance (underwritten by Ando)

Verbatim quotes from Moneykart Limited's PDS (7 fields cited)

Fees

“Generally, Moneykart and our Financial Advisers don't charge you any fees for the advice and transactional solutions provided to you. This is possible because they usually receive commission from the applicable product provider as described above. There are exceptions to this general position which are explained below.”

Commission

“For loan products:** Moneykart may receive commissions of between 0.1% and 1% of the value of the mortgage – the amount depends on which lender and which type of mortgage you choose. In addition, Moneykart may also receive a commission payment of between 0.1% and 1% of the remaining loan balance each year.”

Product panel

“For mortgages**, we work with banks and non-bank lenders ANZ, Apricity Finance, ASAP Finance, ASB, Avanti Finance, Asset Finance, Admiral Finance, Basecorp Finance, BNZ, CFL, Cressida Capital, DBR, Funding Partners, Geneva Finance, Gold Band Finance, Kiwi Bank, Lock Finance, MBG, Oxford Finance Pepper Money, Plus Finance, Prospa, Resimac, SBS Bank, Southern Cross Partners Limited, Westpac.”

Conflicts of interest

“Moneykart and the financial adviser may receive commission payments from the relevant product provider on whose products our financial advisers give financial advice, as follows:”

Scope of advice

“Moneykart Limited's financial advisers provide financial advice to our clients about their mortgages, life insurance, health insurance. Our financial advisers provide financial advice in relation to these financial advice products. We only provide financial advice about products from certain providers:”

Dispute resolution

“If we can't resolve your complaint, or you aren't satisfied with the way we propose to do so, you can contact Fairway Disputes Resolution Scheme (FDRS). FDRS provides a free, independent dispute resolution service that may help investigate or resolve your complaint, if we haven't been able to resolve your complaint to your satisfaction.”

Material relationships

“You acknowledge that Moneykart or it's financial advisers may make payments to persons who refer clients or customers to Moneykart. Any such payments will be made at the sole and absolute discretion of Moneykart and are not detrimental to Moneykart's clients.”

Verbatim spans extracted from the source PDS dated 2026-05-18. Each quote was substring-verified against the original document; spans that failed verification were dropped. View source.

Services this firm offers

Named service offerings extracted from Moneykart Limited's PDS. Names are verbatim from the source document; descriptions and fee notes are AI-summarised — refer to the original PDS for binding wording.

mortgages
Advisory

Financial advice on mortgage products from a panel of banks and non-bank lenders.

Fees: Generally commission-based (0.1%–1% upfront and/or trail); one-off fees or claw back charges may apply.

For: retail
life insurance
Advisory

Financial advice on life insurance products from AIA, Chubb, Fidelity Life, and Partners Life.

Fees: Commission-based: 50%–230% of first year's premium upfront; 1%–5% trail per year.

For: retail
health insurance
Advisory

Financial advice on health insurance products from NiB.

Fees: Commission-based; no fees generally charged to client.

For: retail
Fire & General insurance
Advisory

Financial advice on fire and general insurance via Tower and Blanket insurance (underwritten by Ando).

Fees: Commission-based; no fees generally charged to client.

For: retail
Kiwisaver
Advisory

Financial advice on KiwiSaver products from Generate and NZ Funds.

Fees: Commission-based; no fees generally charged to client.

For: retail

FAQs from this firm's PDS

Common consumer questions answered in Moneykart Limited's Public Disclosure Statement. Answers are verbatim spans from the source document, substring-verified at extract time.

Does Moneykart charge fees for financial advice?

“Generally, Moneykart and our Financial Advisers don't charge you any fees for the advice and transactional solutions provided to you. This is possible because they usually receive commission from the applicable product provider as described above. There are exceptions to this general position which are explained below.”

What happens if a mortgage is repaid early (commission claw back)?

“If a mortgage is repaid within 27 months of your mortgage settlement, Moneykart will have to repay some of the 'upfront' commission received. This has to be repaid to the Lender. This is known as 'commission claw back'. If Moneykart is charged with a commission claw back, due to early settlement of the mortgage arranged for you, then Moneykart will ask you to repay to Moneykart the commission that has become repayable to the Lender, and cost of service to a maximum of $3,000.00* (incl GST), for the service provided.”

How can I make a complaint about Moneykart's financial advice service?

“If you are not satisfied with our financial advice service you can make a complaint by emailing info@moneykart.co.nz or by calling: 022 09 65278. Please use the Complaints and Feedback form available on our website www.moneykart.co.nz and send in your complaint via email or to 8 Dainton Place, New Lynn, Auckland 0600.”

What external dispute resolution service can I use if my complaint is not resolved?

“If we can't resolve your complaint, or you aren't satisfied with the way we propose to do so, you can contact Fairway Disputes Resolution Scheme (FDRS). FDRS provides a free, independent dispute resolution service that may help investigate or resolve your complaint, if we haven't been able to resolve your complaint to your satisfaction.”

Additional disclosure documents

Documents linked from Moneykart Limited's PDS. URLs verified to appear in the source document at extract time; links may rot — verify with the firm before relying on a specific version.

Financial Markets Authority website · Parent Licence

Notes: Facts and product panel are LLM-extracted from the source document (confidence tier B). Verbatim quote block above is Sonnet-extracted then substring-verified against the source markdown. For the authoritative wording, view the original disclosure above. FSPR register entry. FA-NZ is a directory mirror, not a regulator.