Fee and commission financial advisers in NZ

“We will charge fees that are payable by you the client when our advice is followed, accepted and the insurance policy is purchased. The fees we charge are for our service, placement, implementation and administration of the insurance policies that you choose to accept and purchase. The total fees payable may increase w…” — Adams Trimmer Insurance (1992) Limited's PDS dated 2026-05-18

“we may charge a fee for the advice given to you and for implementing that advice. If a fee is to be charged it will be based on the amount of work and time required to provide and implement our advice and will be shown on our invoice to you, payable on payment of your premium.” — Affiliated Insurance Brokers (bop) Limited's PDS dated 2026-05-24

“Our remuneration is paid by the insurance providers that we place the insurance policy with on your behalf, by way of commission. However, we may charge a fee for the advice given to you and for implementing that advice. If a fee is to be charged it will be based on the amount of work and time required to provide and i…” — Affiliated Insurance Brokers (waikato) Limited's PDS dated 2026-05-24

“Our remuneration is paid by the insurance providers that we place the insurance policy with on your behalf, by way of commission. However, we may charge a fee for the advice given to you and for implementing that advice. If a fee is to be charged it will be based on the amount of work and time required to provide and i…” — Affiliated Insurance Brokers Limited's PDS dated 2026-05-24

“We may charge clients fees for financial advice. We will tell you what the fee is before you accept any advice from us or our Advisers. We will charge fees that are payable by you the client when our advice is followed, accepted and the insurance policy is purchased. The fees we charge are for our service, placement, i…” — Albany Insurance Canterbury Limited's PDS dated 2026-05-18

“We may charge clients fees for financial advice. We will tell you what the fee is before you accept any advice from us or our Advisers. We will charge fees that are payable by you the client when our advice is followed, accepted and the insurance policy is purchased. The fees we charge are for our service, placement, i…” — Albany Insurance Services Limited's PDS dated 2026-05-18

“We may agree with you the fees we will charge for our services. We may charge you an administration charge to cover our expenses and disbursements. Minimum charges apply, being $35 + GST for domestic policies and $60 + GST for commercial and rural policies. These fees apply if you act on our advice and place insurance …” — Aon New Zealand's PDS dated 2026-05-18

“We may charge clients fees for financial advice instead of, or in addition to, receiving commission from a product provider. We will disclose to you what the fee is before you accept any advice from us or our Advisers.” — Bay Insurance Brokers Limited's PDS dated 2026-05-24

“Citadel Insurance may charge you a fee and charges for providing financial advice and for arranging, altering or cancelling your general insurance program. IANZ may also charge an administration fee for processing insurance premiums. If a fee is be charged, you will be advised at the time the financial advice is provid…” — Citadel 2024 Limited's PDS dated 2026-05-18

“Findex Advice Services NZ Limited will charge a fee for the financial advice that is provided to you. The fee charged will depend on the nature of the financial advice and service that we provide. We charge a fee for the provision of a written financial plan.” — Findex Advice Services Nz Limited's PDS dated 2026-05-24

“We do not charge a fee for the advice given to you but may charge a fee to implement that advice. This fee will be based on personalized visits, the amount of work, and time required to provide and implement our advice to you.” — Fundagroup Insurance Brokers Limited's PDS dated 2026-05-24

“We will charge a fee for the advice given to you and for implementing that advice. The amount of this fee will be disclosed either at the time we know the scope and nature of the advice required or when we provide our advice to you.” — Gsi Insurance Brokers (christchurch) Limited's PDS dated 2026-05-18

“We may charge a fee for the advice given to you and for implementing that advice. If a fee is to be charged it will be based on the amount of work and time required to provide and implement our advice and will be shown on our invoice to you, payable on payment of your premium.” — Gyb Insurance Brokers Limited's PDS dated 2026-05-18

“We may charge a fee for the advice given to you and for implementing that advice. If a fee is to be charged it will be based on the amount of work and time required to provide and implement our advice and will be shown separately on our invoice to you, payable on payment of your premium.” — Hazlett Insurance Limited's PDS dated 2026-05-23

“To enable us to provide you with a high level of service we will also charge you a Broker Service Charge. This charge is for our expenses associated with our service, placement, implementation, issuing certificates, invoices and providing administration of the insurance policies. The Broker Service Charge is included w…” — Hurford Parker Insurance Brokers Limited's PDS dated 2026-05-20

“We may charge fees for financial advice. The fees we charge are for our services and the placement, implementation, and administration of the insurance policies that you choose to accept and purchase. These fees apply if you act on our advice and purchase insurance through ICIB-BW. If you do not purchase insurance thro…” — Icib Brokerweb Limited's PDS dated 2026-05-18

“For new house, contents, and car insurance policies, and for the subsequent renewal of those policies, Initio charges a transaction fee of between **$3 and $50 + GST per policy**. This fee is shown on your quote and invoice and is payable by you when the transaction is processed on the Initio platform.” — Initio Limited's PDS dated 2026-05-24

“We may charge fees that are payable by you when our advice is followed, accepted and the insurance policy is purchased. The fees we charge are for our service, placement, implementation and administration of the insurance policies you choose to accept and purchase.” — Insurance Brokers Alliance Limited's PDS dated 2026-05-18

“We may also charge clients a fee for financial advice. We will tell you what the fee is before you accept any advice from us or our Advisers. We will charge fees that are payable by you the client when our advice is followed, accepted and the insurance policy is purchased. The fees we charge are for our service, placem…” — J.j.v. Holdings Limited's PDS dated 2026-05-24

“Lee Mason Mortgages & Insurance advisers are usually remunerated by way of commission, by the providers of the loan products we recommend. On occasion, some providers may not pay a commission. In this situation, we will charge a fee for our advice. The fee payable will be a reflection of the time required to obtain a l…” — Jatz Limited's PDS dated 2026-05-18

“We may charge a fee for the financial advice and services we provide. We have a standardised fee structure — the amount will depend on the nature and complexity of the advice. Complete fees information is available at: https://www.jri.co.nz/remuneration-and-fees” — Jri Limited's PDS dated 2026-05-24

“Lighthouse charges a fee for your financial plan. These fees will only apply if you agree to them before any engagement for our services. KiwiSaver and insurance providers pay Lighthouse a commission fee and/or an ongoing amount. Initial commissions are a percentage based on the value of your investment contributions …” — Lighthouse Wealth Limited's PDS dated 2026-05-24

“Our remuneration for the services we provide you will be either commission, which is a percentage of the insurance premium paid by you and allowed to us by the insurer with whom your insurance contract is placed, or a fee as agreed with you.” — Lockton Companies Nz Limited Partnership's PDS dated 2026-05-23

“Long Burroughs Limited may charge you a fee for providing financial advice, and for arranging, altering or cancelling your general insurance program. For general insurance placements, Long Burroughs Limited may also charge an administration fee for processing insurance premiums. If a fee will be charged, you will be ad…” — Long Burroughs Limited's PDS dated 2026-05-24

“We may charge clients fees for financial advice. We will tell you what the fee is before you accept any advice from us or our Advisers. We will charge fees that are payable by you the client when our advice is followed, accepted and the insurance policy is purchased. The fees we charge are for our placement, implementa…” — Malcolm Flowers Insurances Limited's PDS dated 2026-05-23

“Service fee:** We may charge a fee for our services in lieu of, or in addition to, commissions paid to us by insurers (Broking Commission). **Administration fee:** In addition to Broking Commission or a Service Fee, we may charge an Administration Fee to cover our disbursements and expenses incurred in the administrat…” — Marsh Limited's PDS dated 2026-05-23

“We may charge clients fees for financial advice. We will tell you what the fee is before you accept any advice from us or our Advisers. We will charge fees that are payable by you the client when our advice is followed, accepted and the insurance policy is purchased. The fees we charge are for our service, placement, i…” — McDonald Everest Insurance Brokers Limited's PDS dated 2026-05-23

“In most cases Mortgage Mart (NZ) Ltd does not charge you a fee for our financial advice, as we are paid a commission by the relevant lender or insurer (see Conflicts of Interest, Commissions, and Incentives below). In some cases we may charge a fee — for example for non-standard advice work, or where commission is unli…” — Mortgage Mart (nz) Limited's PDS dated 2026-05-18

“We may charge a policy administration charge and/or Broker Fees for financial advice. We will tell you what the fee is and we will show these charges and/or fees on your policy invoice. These charges and fees are only payable by you the client when our advice is followed, accepted and the insurance policy is purchased.” — Neville Newcomb Insurance Brokers Limited's PDS dated 2026-05-18

“We do not charge anything when you come to us for consultation. For home loans we charge an application fee for new mortgage finance and for additional mortgage finance where the mortgage finance is approved and settled. There is no application fee for insurance products.” — New Zealand Home Loans Blenheim Limited's PDS dated 2026-05-24

“We will charge fees that are payable by you the client when our advice is followed, accepted and the insurance policy is purchased. The fees we charge are for our service, placement, implementation, and administration of the insurance policies that you choose to accept and purchase. The total fees payable may increase …” — Ofs Insurance Brokers Limited's PDS dated 2026-05-24

“We may charge our clients fees for the administration of, and ongoing changes to, their insurance policies. These fees will be payable by you when the insurance policy is purchased or endorsed. We will advise you if we are going to charge a fee at the time you request a change. The fee charged will also be displayed on…” — Omni Insurance Brokers Limited's PDS dated 2026-05-23

“One Partner Limited may charge an Introducer Fee of up to $995 and our lenders charge an Establishment Fee which can vary from $80 up to $450 depending on the Lender. These fees are added on to the loan amount you are borrowing.” — One Partner Limited's PDS dated 2026-05-23

“We generally charge a fee for placing and managing fire & general policies. Generally, we do not charge any fee for life & health policies.” — P.i.c Insurance Brokers Limited's PDS dated 2026-05-24

“We may charge a fee for the advice given to you and for implementing that advice. If a fee is charged, it will be based on the amount of work and time required to provide and implement our advice and will be shown on our invoice to you, payable on payment of your premium.” — Prestige Insurance Broker Services Limited's PDS dated 2026-05-24

“We may charge clients fees for financial advice. We will tell you what the fee is before you accept any advice from us or our Advisers. We will charge fees that are payable by you the client when our advice is followed, accepted and the insurance policy is purchased. The fees we charge are for our service, placement, i…” — Primesure Brokers Limited's PDS dated 2026-05-24

“Should you proceed with our financial advice and we arrange insurance for you, then a fee may be charged. This fee will be based on the amount of work and time required to provide and implement our advice and will be shown on your invoice.” — Psc Insurance Brokers Nz Limited's PDS dated 2026-05-23

“We may charge clients fees for financial advice. We will tell you what the fee is before you accept any advice from us or our Advisers. We will charge fees that are payable by you the client when our advice is followed, accepted and the insurance policy is purchased. The fees we charge are for our service, placement, i…” — Runacres Insurance Limited's PDS dated 2026-05-24

“We may charge clients fees for financial advice. We will tell you what the fee is before you accept any advice from us or our Advisers. We will charge fees that are payable by you the client when our advice is followed, accepted and the insurance policy is purchased. The fees we charge are for our service, placement, i…” — Vision Insurance (s.i.) Limited's PDS dated 2026-05-24

“Woodward Insurance Brokers Ltd does not charge specific fees or expenses for the financial advice we provide. Instead, we are primarily remunerated through various forms of commissions paid by insurers and product providers. For **Fire and General insurance products**, we charge an **invoice fee of $17.25** for each i…” — Woodward Insurance Brokers Limited's PDS dated 2026-05-24