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Financial Gurus 2020 Limited logo

Financial Gurus 2020 Limited

Financial Services Provider

4.9 Read 37 reviews on Google

Source: Google Business Profile. Reflects this firm's listing, not individual advisers.

Auckland
FSPR Registered
FSP Number: FSP720851
Team Size: 6 advisers

About Financial Gurus 2020 Limited

What is Financial Gurus 2020 Limited?

Financial Gurus 2020 Limited is a financial services provider, based in Auckland, with 6 years on the FSPR register, and 6 appointed advisers on file.

How is Financial Gurus 2020 Limited regulated?

Financial Gurus 2020 Limited is registered on the Financial Service Providers Register (FSPR)as FSP720851, with first registration in 2020. Disputes are handled by Financial Services Complaints Limited. Verify on the FSPR register at fsp-register.companiesoffice.govt.nz.

What does Financial Gurus 2020 Limited offer?

Financial Gurus 2020 Limited's Public Disclosure Statement lists the following scope of advice: Mortgage products, Personal loan products. Refer to the original PDS for the binding scope.

Public Disclosure Statement highlights

Full PDS section ↓

Extracted from Financial Gurus 2020 Limited's PDS dated 2026-05-24 · HTML source. View original.

Fee structure
commission only
Commission
Yes
Dispute scheme
FSCL
Services
1 named
FAQs
3 answered
Linked docs
1

Scope of advice

  • Mortgage products
  • Personal loan products

Contact Information

Email

Not available

Address

15 Jack Conway Avenue,Manukau,Auckland,2104,New Zealand

About Financial Gurus 2020 Limited

Company profile coming soon

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Public Disclosure Statement

28 providers on panel

Financial Gurus 2020 Limited files a Public Disclosure Statement under FMC Act 2013 s431 · last ingested 2026-05-24 · source format HTML.

→ View Financial Gurus 2020 Limited's original disclosure page · FA-NZ mirror (Markdown) · facts.json

Fee structure
commission only
Receives commission
Yes — disclosed in PDS
Dispute resolution scheme
FSCL
Scope of advice (verbatim from PDS)
  • Mortgage products
  • Personal loan products
Specialties
  • Mortgages
  • Lending

Hover any specialty to see its source. Self-attest takes priority; PDS-derived next; AI-classified last. For binding regulatory statements refer to the FAP's own current Public Disclosure Statement.

Distribution panel

Product providers Financial Gurus 2020 Limited is appointed to distribute, grouped by product category. Counts show how many other NZ FAPs FA-NZ has on file as distributing the same provider.

Lending & Mortgages · 28

  • BNZ logo
    BNZ +36
  • First Mortgage Trust logo
    First Mortgage Trust +26
  • SBS Bank logo
    SBS Bank +24
  • Cressida Capital logo
    Cressida Capital +22
  • ASAP Finance logo
    ASAP Finance +18
  • Basecorp Finance logo
    Basecorp Finance +17
  • Liberty Financial +7
  • Vincent Capital +5
  • Avanti Finance logo
    Avanti Finance +4
  • ANZ Bank New Zealand Limited +3
  • Bank of China logo
    Bank of China +3
  • Kiwibank logo
    Kiwibank +3
  • The Co-operative Bank Limited +3
  • ASB Bank logo
    ASB Bank +2
  • Heartland Bank logo
    Heartland Bank +2
  • Pepper New Zealand Limited +2
  • Southern Cross Partners logo
    Southern Cross Partners +2
  • Westpac New Zealand Limited +2
  • Core Finance Limited +1
  • Fico Finance Limited +1
  • General Finance Limited +1
  • BIZCAP NZ Limited +1
  • Pallas Capital Limited +1
  • Prospa NZ Limited +1
  • Sovereign/AIA +1
  • TSB logo
    TSB +1
  • Wroxton Finance Limited +1
  • Resimac Home Loans Limited
Verbatim quotes from Financial Gurus 2020 Limited's PDS (5 fields cited)

Fees

“Generally, we do not charge clients fees, expenses, or any other amount for the financial advice services we provide. There may be certain situations where a fee will be charged, such as working with a lender who does not pay us a commission. If this applies to your situation, it will be disclosed to you in advance.”

Commission

“Financial Gurus2020 Limited is paid commissions by lenders linked to the amount borrowed. The commission is shared with employed advisers (who are eligible to receive incentive payments if a certain level of overall performance is achieved, based on many factors such as good conduct and client care, as well as meeting volume targets) and contracted advisers.”

Product panel

“ANZ Bank New Zealand Limited - ASB Bank Limited - Avanti Finance Limited - Bank of China (New Zealand) Limited - ASAP Finance - Basecorp Finance - Liberty Financial Limited - Core Finance Limited - Cressida Capital - Fico Finance Limited - First Mortgage Trust - General Finance Limited - BIZCAP NZ Limited - Heartland Bank Limited - BNZ - Kiwibank Limited”

Conflicts of interest

“Financial Gurus2020 Limited is paid commissions by lenders linked to the amount borrowed. The commission is shared with employed advisers (who are eligible to receive incentive payments if a certain level of overall performance is achieved, based on many factors such as good conduct and client care, as well as meeting volume targets) and contracted advisers. Shareholder advisers may receive commissions indirectly in the form of drawings and dividends.”

Scope of advice

“We provide financial advice services about: - Mortgage products - Personal loan products We will also help you to make your application, including dealing with the lender, and we will continue to assist you if a mortgage or loan is issued. We will get in touch about refixing your fixed rate before the expiry of a fixed rate term.”

Verbatim spans extracted from the source PDS dated 2026-05-24. Each quote was substring-verified against the original document; spans that failed verification were dropped. View source.

Services this firm offers

Named service offerings extracted from Financial Gurus 2020 Limited's PDS. Names are verbatim from the source document; descriptions and fee notes are AI-summarised — refer to the original PDS for binding wording.

  • financial advice services

    Advisory

    Advice on mortgage and personal loan products, application assistance, and ongoing support including fixed rate refixing.

    Fees: Generally no fees; commission-based from lenders. Cancellation and time fees may apply in specific circumstances.
    For: retail

FAQs from this firm's PDS

Common consumer questions answered in Financial Gurus 2020 Limited's Public Disclosure Statement. Answers are verbatim spans from the source document, substring-verified at extract time.

Does Financial Gurus2020 Limited charge fees for financial advice?
“Generally, we do not charge clients fees, expenses, or any other amount for the financial advice services we provide. There may be certain situations where a fee will be charged, such as working with a lender who does not pay us a commission. If this applies to your situation, it will be disclosed to you in advance.”
What financial advice services does Financial Gurus2020 Limited provide?
“We provide financial advice services about: - Mortgage products - Personal loan products We will also help you to make your application, including dealing with the lender, and we will continue to assist you if a mortgage or loan is issued. We will get in touch about refixing your fixed rate before the expiry of a fixed rate term.”
How are conflicts of interest managed?
“Financial Gurus2020 Limited is paid commissions by lenders linked to the amount borrowed. The commission is shared with employed advisers (who are eligible to receive incentive payments if a certain level of overall performance is achieved, based on many factors such as good conduct and client care, as well as meeting volume targets) and contracted advisers. Shareholder advisers may receive commissions indirectly in the form of drawings and dividends.”

Additional disclosure documents

Documents linked from Financial Gurus 2020 Limited's PDS. URLs verified to appear in the source document at extract time; links may rot — verify with the firm before relying on a specific version.

Notes: Facts and product panel are LLM-extracted from the source document (confidence tier B). Verbatim quote block above is Sonnet-extracted then substring-verified against the source markdown. For the authoritative wording, view the original disclosure above. FSPR register entry. FA-NZ is a directory mirror, not a regulator.

Location

15 Jack Conway Avenue, Manukau City Centre, Auckland 2104, New Zealand · 5 other providers nearby

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Map tiles © OpenStreetMap, © CARTO. Office coordinates from Google Places.

Adviser Team

6 advisers
FM

Falgun Mohanbhai Patel

Financial Adviser

FSP557306

Based in Auckland
View profile
HR

Het Ram Verma

Financial Adviser

FSP1010209

Based in Papakura
View profile
MS

Manish Sachdeva

Financial Adviser

FSP1006502

Based in Auckland
View profile
MS

Manjinderpal Singh Toor

Financial Adviser

FSP1008962

Based in Auckland
View profile
RK

Roshni Kiritbhai Patel

Financial Adviser

FSP540586

Based in Auckland
View profile
SS

Sunaina Sachdeva

Financial Adviser

FSP1010817

Based in Auckland
View profile

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Why Choose Financial Gurus 2020 Limited?

FSPR Registered - Licensed & regulated

4.9 Star Rating - 37 reviews

Adviser Team - 6 advisers

Consultation Available - Contact to enquire

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