Dm Consult (nz) Limited

Financial Services Provider

★★★★★

5 Read 120 reviews on Google

Source: Google Business Profile. Reflects this firm's listing, not individual advisers.

Havelock North

FSPR Registered

FSP Number: FSP716311

NZBN: 9429047814578

Team Size: 2 advisers

Verify on FSPR

About Dm Consult (nz) Limited

What is Dm Consult (nz) Limited?

Dm Consult (nz) Limited is a financial services provider, based in Havelock North, with 5 years on the FSPR register, and 2 appointed advisers on file.

How is Dm Consult (nz) Limited regulated?

Dm Consult (nz) Limited is registered on the Financial Service Providers Register (FSPR)as FSP716311, with first registration in 2021. Disputes are handled by Financial Services Complaints Limited. Verify on the FSPR register at fsp-register.companiesoffice.govt.nz.

What does Dm Consult (nz) Limited offer?

Dm Consult (nz) Limited's Public Disclosure Statement lists the following scope of advice: residential home loans, rental investment finance, top up finance, personal loans, business loans, fire and general insurance (referred to Tower Insurance and Initio). Refer to the original PDS for the binding scope.

Public Disclosure Statement highlights

Full PDS section ↓

Extracted from Dm Consult (nz) Limited's PDS dated 2026-05-18 · PDF source. View original.

Fee structure: mixed
Commission: Yes
Dispute scheme: FSCL
Panel: 31 providers
Services: 1 named

Scope of advice

residential home loans
rental investment finance
top up finance
personal loans
business loans
fire and general insurance (referred to Tower Insurance and Initio)
risk insurance (referred to BCIA Ltd)

Contact Information

Phone

06 877 0271

Email

Not available

Website

www.dmconsult.co.nz

Address

1 Napier Road,Havelock North,Havelock North,4130,New Zealand

About Dm Consult (nz) Limited

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Public Disclosure Statement

31 providers on panel

Dm Consult (nz) Limited files a Public Disclosure Statement under FMC Act 2013 s431 · last ingested 2026-05-18 · source format PDF.

→ View Dm Consult (nz) Limited's original disclosure PDF · FA-NZ mirror (Markdown) · facts.json

Fee structure: mixed
Receives commission: Yes — disclosed in PDS
Dispute resolution scheme: FSCL
Scope of advice (verbatim from PDS): residential home loans
rental investment finance
top up finance
personal loans
business loans
fire and general insurance (referred to Tower Insurance and Initio)
risk insurance (referred to BCIA Ltd)
Specialties: Mortgages
Lending
Investments
General Insurance

Hover any specialty to see its source. Self-attest takes priority; PDS-derived next; AI-classified last. For binding regulatory statements refer to the FAP's own current Public Disclosure Statement.
Ownership: Darrin McCormack (FSP 369206) is the Director of dm consult (nz) limited and is a joint shareholder with adviser Emma Hall (FSP 582447).

Distribution panel

Product providers Dm Consult (nz) Limited is appointed to distribute, grouped by product category. Counts show how many other NZ FAPs FA-NZ has on file as distributing the same provider.

Lending & Mortgages · 28

ANZ +37
BNZ +35
Westpac +34
ASB Bank +31
First Mortgage Trust +25
SBS Bank +23
Kiwibank +21
Pepper Money +21
DBR Property Finance +20
Prospa +20
Basecorp Finance +16
Southern Cross Partners +15
Resimac +14
Liberty Financial +11
General Finance +9
Avanti Finance +8
Cressida +5
NZCU Baywide +4
Select +4
Heartland Bank +3
Xceda +3
Sovereign Home Loans +2
TSB +1
Spotcap +1
The Co-operative Bank
Heretaunga Building Society (HBS)
Midlands Mortgage Trust
Flexigroup

General Insurance · 2

Tower Insurance +3
Initio +1

Other products · 1

BCIA Ltd

Verbatim quotes from Dm Consult (nz) Limited's PDS (8 fields cited)

Fees

“dm consult (nz) limited is remunerated by way of commissions from financial institutions for the business we place with them. We may charge the client an hourly fee for our services at the time that the client decides not to proceed with a pre-approval, or allows a pre-approval to lapse with no intention of renewing. This may be charged up to a rate of $250 per hour, capped at $3000 being 12 hours”

Commission

“If we successfully implement finance for you, the financial institution will pay us a commission based on the total value of the loan. The commission ranges from 0.45%-0.85% of the total loan value.”

Product panel

“ANZ, ASB, Avanti, BNZ, Co-operative, Cressida, DBR, First Mortgage Trust, General Finance, Heretaunga Building Society (HBS), Kiwibank, Liberty, Midlands Mortgage Trust, NZCU Baywide, Pepper Money, Prospa, Resimac, SBS Bank, Select, Sovereign Home Loans, TSB Bank, Westpac, Basecorp Finance, Heartland (reverse mortgages) Southern Cross Partners, Xceda, Spotcap and Flexigroup.”

Conflicts of interest

“Our contracted advisers may hold an interest (by way of shares) with financial institutions that they have a contractual relationship with. Should this be of a material nature, it will be further disclosed in the Scope of Service document. Darrin McCormack (FSP 369206) is the Director of the company, and is a joint shareholder with adviser Emma Hall (FSP 582447)”

Scope of advice

“We provide advice for Consumer Credit Contracts, specifically for the following: residential home loans, rental investment finance, top up finance, personal loans, and business loans.”

Dispute resolution

“If we cannot agree on how to fix the issue, or if you decide not to use the internal complaints scheme, you can contact Financial Services Complaints Ltd (FSCL) - a Financial Ombudsman Service. This service will cost you nothing and will help us resolve any disagreements.”

Ownership

“Darrin McCormack (FSP 369206) is the Director of the company, and is a joint shareholder with adviser Emma Hall (FSP 582447)”

Material relationships

“dm consult (nz) limited will receive 30% up front commission and 50% renewal income from BCIA Ltd for risk insurance they have organized for any of our clients referred to them.”

Verbatim spans extracted from the source PDS dated 2026-05-18. Each quote was substring-verified against the original document; spans that failed verification were dropped. View source.

Services this firm offers

Named service offerings extracted from Dm Consult (nz) Limited's PDS. Names are verbatim from the source document; descriptions and fee notes are AI-summarised — refer to the original PDS for binding wording.

Consumer Credit Contracts
Advisory

Advice on residential home loans, rental investment finance, top up finance, personal loans, and business loans.

Fees: Commission from lenders (0.45%-0.85% of loan value); hourly fee up to $250/hr (capped $3000) if client does not proceed.

For: retail

Notes: Facts and product panel are LLM-extracted from the source document (confidence tier B). Verbatim quote block above is Sonnet-extracted then substring-verified against the source markdown. For the authoritative wording, view the original disclosure above. FSPR register entry. FA-NZ is a directory mirror, not a regulator.