Kripa Financial Solutions Limited

Financial Services Provider

★★★★★

5 Read 180 reviews on Google

Source: Google Business Profile. Reflects this firm's listing, not individual advisers.

Auckland

FSPR Registered

FSP Number: FSP771115

NZBN: 9429048859813

Team Size: 5 advisers

Verify on FSPR

About Kripa Financial Solutions Limited

What is Kripa Financial Solutions Limited?

Kripa Financial Solutions Limited is a financial services provider, based in Auckland, with 5 years on the FSPR register, and 5 appointed advisers on file.

How is Kripa Financial Solutions Limited regulated?

Kripa Financial Solutions Limited is registered on the Financial Service Providers Register (FSPR)as FSP771115, with first registration in 2020. Disputes are handled by Financial Services Complaints Limited. Verify on the FSPR register at fsp-register.companiesoffice.govt.nz.

What does Kripa Financial Solutions Limited offer?

Kripa Financial Solutions Limited's Public Disclosure Statement lists the following scope of advice: Debt management including residential mortgages, personal loans, investment property lending, and other lending solutions, Personal and group insurance including life cover, disability cover, income protection, trauma cover, and health cover, KiwiSaver referrals to Generate KiwiSaver and Generate Managed Funds. Refer to the original PDS for the binding scope.

Public Disclosure Statement highlights

Full PDS section ↓

Extracted from Kripa Financial Solutions Limited's PDS dated 2026-05-24 · HTML source. View original.

Fee structure: mixed
Commission: Yes
Dispute scheme: FSCL
Panel: 47 providers
Services: 3 named
Linked docs: 1

Scope of advice

Debt management including residential mortgages, personal loans, investment property lending, and other lending solutions
Personal and group insurance including life cover, disability cover, income protection, trauma cover, and health cover
KiwiSaver referrals to Generate KiwiSaver and Generate Managed Funds

Contact Information

Phone

021 933 592

Email

Not available

Website

www.kripa.co.nz

Address

7 Culdaff Place,Mount Roskill,Auckland,1041,New Zealand

About Kripa Financial Solutions Limited

Company profile coming soon

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Public Disclosure Statement

47 providers on panel

Kripa Financial Solutions Limited files a Public Disclosure Statement under FMC Act 2013 s431 · last ingested 2026-05-24 · source format HTML.

→ View Kripa Financial Solutions Limited's original disclosure page · FA-NZ mirror (Markdown) · facts.json

Fee structure: mixed
Receives commission: Yes — disclosed in PDS
Dispute resolution scheme: FSCL
Scope of advice (verbatim from PDS): Debt management including residential mortgages, personal loans, investment property lending, and other lending solutions
Personal and group insurance including life cover, disability cover, income protection, trauma cover, and health cover
KiwiSaver referrals to Generate KiwiSaver and Generate Managed Funds
Specialties: Mortgages
Lending
Investments
Financial Planning
Income Protection
Trauma Insurance
Disability Insurance
Health Insurance
Life Insurance
Business Insurance
General Insurance
Kiwisaver

Hover any specialty to see its source. Self-attest takes priority; PDS-derived next; AI-classified last. For binding regulatory statements refer to the FAP's own current Public Disclosure Statement.

Distribution panel

Product providers Kripa Financial Solutions Limited is appointed to distribute, grouped by product category. Counts show how many other NZ FAPs FA-NZ has on file as distributing the same provider.

Lending & Mortgages · 41

ANZ +38
BNZ +36
Westpac +35
ASB Bank +32
Avanti Finance +27
First Mortgage Trust +26
Heartland Bank +24
Kiwibank +22
Cressida Capital +22
Pepper Money +22
Prospa +21
ASAP Finance +18
Southern Cross Partners +16
Funding Partners +15
Resimac +15
SBS Bank +12
Liberty Financial +12
TSB +11
Unity Credit Union +11
Bank of China +10
Basecorp Finance +10
ICBC +8
Plus Finance +8
China Construction Bank +7
Pallas Capital +7
CFML +6
Bizcap +5
Finbase +5
Vincent Capital +5
Xceda +4
The Co-operative Bank +3
DBR Property Financiers +3
NBS +3
Go Lend +2
AIA Go Home Loans +1
Lendr +1
Line Capital +1
Welcome +1
Bluestone Home Loans
FIFO Capital Business Finance
Scotpac Business Finance

KiwiSaver · 1

Generate KiwiSaver / Generate Managed Funds

Life & Health Insurance · 5

AIA +40
Partners Life +39
Fidelity Life +35
Chubb Life +14
nib +11

Verbatim quotes from Kripa Financial Solutions Limited's PDS (4 fields cited)

Fees

“In the majority of cases, we do not charge you any fee for the financial advice we provide or for implementing that advice. Our remuneration is paid directly by product providers in the form of commission.”

Product panel

“AIA · Fidelity Life · Partners Life · Chubb Life · nib”

Conflicts of interest

“From time to time, product providers may assist with funding for adviser conferences and professional development training.”

Dispute resolution

“Financial Services Complaints Ltd (FSCL)”

Verbatim spans extracted from the source PDS dated 2026-05-24. Each quote was substring-verified against the original document; spans that failed verification were dropped. View source.

Services this firm offers

Named service offerings extracted from Kripa Financial Solutions Limited's PDS. Names are verbatim from the source document; descriptions and fee notes are AI-summarised — refer to the original PDS for binding wording.

Debt management
Advisory

Financial advice on borrowing for personal and investment purposes, including residential mortgages, personal loans, and investment property lending.

Fees: Usually commission-paid by lender; fees may apply for non-commission lenders, early repayment, second-tier lenders, or unapproved applications.

For: retail
Personal insurance
Advisory

Tailored insurance advice covering life, disability, income protection, trauma, and health cover from a panel of insurers.

Fees: No upfront fee in most cases; commission paid by insurer. Fees may apply on early cancellation or if advice is not proceeded with.

For: retail
KiwiSaver Referrals

Referral service to Generate KiwiSaver and Generate Managed Funds; not direct advice but generates ongoing commission for Kripa.

Fees: Ongoing commission of 0.125% of client account balance paid by Generate from fees the client pays to Generate.

For: retail

Additional disclosure documents

Documents linked from Kripa Financial Solutions Limited's PDS. URLs verified to appear in the source document at extract time; links may rot — verify with the firm before relying on a specific version.

www.fscl.org.nz · Complaints Process

Notes: Facts and product panel are LLM-extracted from the source document (confidence tier B). Verbatim quote block above is Sonnet-extracted then substring-verified against the source markdown. For the authoritative wording, view the original disclosure above. FSPR register entry. FA-NZ is a directory mirror, not a regulator.