Commission-only financial advisers in NZ

Advice paid for entirely by commissions from product providers (typically insurers or banks). The client pays no fee directly. The adviser's revenue is tied to which product the client takes up — disclosed under FMC Act 2013 s431.

22 of 89 Financial Advice Providers with a Public Disclosure Statement on file at FA-NZ disclose this fee model. Data as of 2026-05-20.

Providers

Other fee structures

Methodology

Fee-structure classification is extracted by Claude Sonnet from each FAP's Public Disclosure Statement (FMC Act 2013 s431). Confidence tier C (LLM-extracted). For the authoritative wording, view the original disclosure linked next to each entry.

FA-NZ is a directory mirror, not a regulator. We do not provide financial advice. Always read a FAP's full disclosure before engaging.