Peak Financial Services Limited

Financial Services Provider

★★★★★

5 Read 2 reviews on Google

Source: Google Business Profile. Reflects this firm's listing, not individual advisers.

Tauranga

FSPR Registered

FSP Number: FSP709591

NZBN: 9429035633570

Team Size: 17 advisers

Verify on FSPR

About Peak Financial Services Limited

What is Peak Financial Services Limited?

Peak Financial Services Limited is a financial services provider, based in Tauranga, with 6 years on the FSPR register, and 17 appointed advisers on file.

How is Peak Financial Services Limited regulated?

Peak Financial Services Limited is registered on the Financial Service Providers Register (FSPR)as FSP709591, with first registration in 2020. Disputes are handled by Financial Dispute Resolution Scheme. Verify on the FSPR register at fsp-register.companiesoffice.govt.nz.

What does Peak Financial Services Limited offer?

Peak Financial Services Limited's Public Disclosure Statement lists the following scope of advice: KiwiSaver, Home mortgages, Personal loans, Life insurance, Disability insurance, Health insurance. Refer to the original PDS for the binding scope.

Public Disclosure Statement highlights

Full PDS section ↓

Extracted from Peak Financial Services Limited's PDS dated 2026-05-24 · HTML source. View original.

Fee structure: mixed
Commission: Yes
Dispute scheme: FDRS
Panel: 38 providers
Services: 5 named
FAQs: 7 answered
Linked docs: 5

Scope of advice

KiwiSaver
Home mortgages
Personal loans
Life insurance
Disability insurance
Health insurance
Fire and general insurance

Contact Information

Phone

021 949 772

Email

Not available

Website

www.peakfinancial.co.nz

Address

81 Matua Road,Matua,Tauranga,3110,New Zealand

About Peak Financial Services Limited

Company profile coming soon

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Public Disclosure Statement

38 providers on panel

Peak Financial Services Limited files a Public Disclosure Statement under FMC Act 2013 s431 · last ingested 2026-05-24 · source format HTML.

→ View Peak Financial Services Limited's original disclosure page · FA-NZ mirror (Markdown) · facts.json

Fee structure: mixed
Receives commission: Yes — disclosed in PDS
Dispute resolution scheme: FDRS
Scope of advice (verbatim from PDS): KiwiSaver
Home mortgages
Personal loans
Life insurance
Disability insurance
Health insurance
Fire and general insurance
Specialties: Kiwisaver
Mortgages
Lending
Life Insurance
General Insurance
Disability Insurance
Health Insurance

Hover any specialty to see its source. Self-attest takes priority; PDS-derived next; AI-classified last. For binding regulatory statements refer to the FAP's own current Public Disclosure Statement.
Ownership: Peak Financial Services Limited (FSP 709591) is the Licensed Financial Advice Provider. SOS Holdings Group Limited (FSP1003886) is authorised by that licence.

Distribution panel

Product providers Peak Financial Services Limited is appointed to distribute, grouped by product category. Counts show how many other NZ FAPs FA-NZ has on file as distributing the same provider.

Lending & Mortgages · 23

ANZ +37
BNZ +35
Westpac +34
ASB Bank +31
Avanti Finance +26
First Mortgage Trust +25
Heartland Bank +23
SBS Bank +23
Kiwibank +21
Pepper Money +21
DBR Property Finance +20
General Finance +9
The Co-operative Bank +6
Oxford Finance +3
Better Finance +1
GO Home Loans
Bizcap NZ
Core Finance
Fintech
Gubb and Hardy Ltd
Mt Capital
Property Finance
You Own

KiwiSaver · 3

NZ Funds +2
Booster KiwiSaver Scheme
Generate KiwiSaver Scheme

Life & Health Insurance · 8

AIA +39
Partners Life +38
Fidelity Life +34
Asteron Life +25
Southern Cross +24
nib +22
Chubb +16
Accuro +11

General Insurance · 4

Allianz +5
AON New Zealand / Vero (via Stylecover)
Star Insurance (underwritten by Berkshire Hathaway Specialist Insurance Company)
Autosure (underwritten by Vero)

Verbatim quotes from Peak Financial Services Limited's PDS (6 fields cited)

Fees

“In most cases, Peak does not charge any fee, expense or other amount for the financial advice provided to you or for implementing that advice. The product providers pay our remuneration by way of commission.”

Conflicts of interest

“To ensure that our financial advisers prioritise the client's interest above their own, we follow an advice process that ensures our recommendations are made on the basis of the client's goals and circumstances. All our financial advisers undergo annual training about how to manage conflicts of interest.”

Scope of advice

“Our financial advisers provide financial advice in relation to KiwiSaver, home mortgages, personal loans, life, disability & health insurance and fire and general insurance. We only provide financial advice about products from certain providers:”

Dispute resolution

“We are a member of the Financial Dispute Resolution Service (FDRS) approved dispute resolution scheme.”

Ownership

“Peak Financial Services Limited, FSP 709591, holds a licence issued by the Financial Markets Authority to provide financial advice. SOS Holdings Group Limited, FSP1003886, is authorised by that licence to provide financial advice.”

Material relationships

“General Insurances will be offered to you under the brand name of Stylecover via an agreement with specialist fire and general insurance broker AON New Zealand and insurance provider Vero.”

Verbatim spans extracted from the source PDS dated 2026-05-24. Each quote was substring-verified against the original document; spans that failed verification were dropped. View source.

Services this firm offers

Named service offerings extracted from Peak Financial Services Limited's PDS. Names are verbatim from the source document; descriptions and fee notes are AI-summarised — refer to the original PDS for binding wording.

KiwiSaver
Advisory

Financial advice on KiwiSaver products from Booster, Generate, and NZ Funds KiwiSaver schemes.

Fees: No client fee; providers pay $25–$300 initial commission and 0.15%–0.25% servicing commission on fund balance.

For: retail
home mortgages
Advisory

Financial advice on home loans from a panel of banks and specialist lenders.

Fees: No client fee in most cases; commission from lenders. Specialist finance fee from 1% of loan amount if no upfront commission paid.

For: retail
personal loans
Advisory

Financial advice on personal loans from a panel of banks and specialist lenders.

Fees: No client fee in most cases; commission from lenders. Specialist finance fee from 1% of loan amount if applicable.

For: retail
life, disability & health insurance
Advisory

Financial advice on life, disability and health insurance from selected providers including AIA, Asteron Life, Chubb, Fidelity Life, Partners Life and others.

Fees: No client fee; insurers pay 140%–220% upfront commission plus 5%–10% annual servicing fee. Early cancellation fee may apply.

For: retail
fire and general insurance
Advisory

Fire and general insurance advice offered under the Stylecover brand via AON New Zealand and Vero, plus Star Insurance and Autosure.

Fees: No client fee; insurers pay 15% of company premium each time a payment is made.

For: retail

FAQs from this firm's PDS

Common consumer questions answered in Peak Financial Services Limited's Public Disclosure Statement. Answers are verbatim spans from the source document, substring-verified at extract time.

What financial advice does Peak Financial Services provide?

“Our financial advisers provide financial advice in relation to KiwiSaver, home mortgages, personal loans, life, disability & health insurance and fire and general insurance. We only provide financial advice about products from certain providers:”

Does Peak Financial Services charge fees for advice?

“In most cases, Peak does not charge any fee, expense or other amount for the financial advice provided to you or for implementing that advice. The product providers pay our remuneration by way of commission.”

When might an early cancellation fee apply?

“Peak or the product provider may charge a fee for the financial advice provided to a client where a client cancels a life or health insurance policy within 24 months of inception or repays their home loan within 28 months of settlement.”

How does Peak manage conflicts of interest?

“To ensure that our financial advisers prioritise the client's interest above their own, we follow an advice process that ensures our recommendations are made on the basis of the client's goals and circumstances. All our financial advisers undergo annual training about how to manage conflicts of interest.”

How long does Peak Financial Services keep client records?

“Peak Financial Services will hold client information for seven (7) years from the date that work has been completed or the date our engagement has ended. Thereafter, we will securely destroy the client information that we hold.”

How can I make a complaint to Peak Financial Services?

“If you have a problem, concern, or complaint about any part of the financial advice you have received from us, you may contact us using any of the following means: in writing, by telephone or by email.”

What happens if my complaint is not resolved internally?

“If our internal complaints process does not resolve your complaint to your satisfaction, you can contact our independent dispute resolution scheme. This service is free to you and may help investigate or resolve the complaint.”

Additional disclosure documents

Documents linked from Peak Financial Services Limited's PDS. URLs verified to appear in the source document at extract time; links may rot — verify with the firm before relying on a specific version.

Code of Professional Conduct for Financial Advice Services · Other disclosure
Peak Financial Services Contact · Complaints Process
Make a Complaint — Financial Dispute Resolution Service · Complaints Process
Financial Dispute Resolution Service · Complaints Process
Peak Public Disclosure 19Dec2025 · Service Disclosure Statement

Notes: Facts and product panel are LLM-extracted from the source document (confidence tier B). Verbatim quote block above is Sonnet-extracted then substring-verified against the source markdown. For the authoritative wording, view the original disclosure above. FSPR register entry. FA-NZ is a directory mirror, not a regulator.