The Best Limited

Financial Services Provider

★★★★★

5 Read 167 reviews on Google

Source: Google Business Profile. Reflects this firm's listing, not individual advisers.

Tauranga

FSPR Registered

FSP Number: FSP724451

NZBN: 9429043352067

Team Size: 1 adviser

Verify on FSPR

About The Best Limited

What is The Best Limited?

The Best Limited is a financial services provider, based in Tauranga, with 5 years on the FSPR register, and 1 appointed adviser on file.

How is The Best Limited regulated?

The Best Limited is registered on the Financial Service Providers Register (FSPR)as FSP724451, with first registration in 2021. Disputes are handled by Financial Services Complaints Limited. Verify on the FSPR register at fsp-register.companiesoffice.govt.nz.

What does The Best Limited offer?

The Best Limited's Public Disclosure Statement lists the following scope of advice: mortgages, personal loans, top ups, fixed rate rollovers, debt consolidation, business loans. Refer to the original PDS for the binding scope.

Public Disclosure Statement highlights

Full PDS section ↓

Extracted from The Best Limited's PDS dated 2026-05-18 · PDF source. View original.

Fee structure: commission only
Commission: Yes
Dispute scheme: FSCL
Panel: 29 providers
Services: 1 named
FAQs: 2 answered

Scope of advice

mortgages
personal loans
top ups
fixed rate rollovers
debt consolidation
business loans

Contact Information

Phone

021 449 177

Email

Not available

Website

www.thebest.co.nz

Address

12 Bay Street,Matua,Tauranga,3110,New Zealand

About The Best Limited

Company profile coming soon

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Public Disclosure Statement

29 providers on panel

The Best Limited files a Public Disclosure Statement under FMC Act 2013 s431 · last ingested 2026-05-18 · source format PDF.

→ View The Best Limited's original disclosure PDF · FA-NZ mirror (Markdown) · facts.json

Fee structure: commission only
Receives commission: Yes — disclosed in PDS
Dispute resolution scheme: FSCL
Scope of advice (verbatim from PDS): mortgages
personal loans
top ups
fixed rate rollovers
debt consolidation
business loans
Specialties: Mortgages
Lending

Hover any specialty to see its source. Self-attest takes priority; PDS-derived next; AI-classified last. For binding regulatory statements refer to the FAP's own current Public Disclosure Statement.
Ownership: The Best Limited trading as Best Mortgages (FSP724451)

Distribution panel

Product providers The Best Limited is appointed to distribute, grouped by product category. Counts show how many other NZ FAPs FA-NZ has on file as distributing the same provider.

Lending & Mortgages · 29

ANZ +37
BNZ +35
Westpac +34
ASB Bank +31
Avanti Finance +26
SBS Bank +23
Heartland Bank +23
Cressida Capital +21
Prospa +20
ASAP Finance +17
Basecorp Finance +16
Resimac +14
Liberty Financial +11
TSB +10
Bank of China +9
General Finance +9
Bluestone +8
ICBC +7
China Construction Bank +6
The Co-operative Bank +6
Peppermoney +4
NZCU Baywide +4
Zip Business +4
Strata Funding +3
Gold Band Finance +3
Apricity Finance +2
Zagga +2
NZCU South +1
DFR Property Financiers

Verbatim quotes from The Best Limited's PDS (6 fields cited)

Fees

“On occasion, some providers may not pay a commission. In this situation, we will charge a fee for our advice. The fee payable will be a reflection of the time required to obtain a loan approval for you. Where a fee will be payable for the advice, your Best Mortgages adviser will agree the amount of the fee with you *prior to obtaining a lending approval*.”

Commission

“Best Mortgages and the financial adviser receive commissions from some of the lenders we can provide recommendations for. If you proceed to implement lending with the lender recommended to you, the lender will pay a commission to your financial adviser. The amount of the commission is based on the amount of the lending; specific remuneration will be advised to you when advice is provided.”

Product panel

“ASB, ANZ, Westpac, BNZ, China Construction Bank, Bank of China, ICBC, SBS Bank, Heartland Bank, The Cooperative Bank, TSB, Resimac, Peppermoney, Liberty, Avanti Finance, Prospa, DFR Property Financiers, NZCU Baywide, General Finance, Cressida Capital, Apricity Finance, Basecorp Finance, ASAP Finance, NZCU South, Zip Business, Strata Funding, Gold Band Finance, Zagga, Bluestone”

Conflicts of interest

“From time to time, product providers may also reward us for the overall business we provide to them. They may give us tickets to sports events, hampers, or other incentives.”

Dispute resolution

“If we cannot resolve your complaint, or you are not satisfied with the way we propose to do so, you can contact Financial Service Complaint Ltd (FSCL). FSCL provides a free, independent dispute resolution service that may help investigate or resolve your complaint if we have not been able to resolve your complaint to your satisfaction.”

Ownership

“The Best Limited Trading as Best Mortgages FSP724451 holds a licence issued by the Financial Markets Authority to provide financial advice.”

Verbatim spans extracted from the source PDS dated 2026-05-18. Each quote was substring-verified against the original document; spans that failed verification were dropped. View source.

Services this firm offers

Named service offerings extracted from The Best Limited's PDS. Names are verbatim from the source document; descriptions and fee notes are AI-summarised — refer to the original PDS for binding wording.

Mortgages and personal lending
Advisory

Advice on borrowing capacity, lender selection, mortgage structure, repayment strategies, and refixing existing lending.

Fees: Usually commission from lenders; fee charged only when provider pays no commission, agreed before approval.

For: retail

FAQs from this firm's PDS

Common consumer questions answered in The Best Limited's Public Disclosure Statement. Answers are verbatim spans from the source document, substring-verified at extract time.

What happens when Best Mortgages receives a complaint?

“We will consider your complaint and let you know how we intend to resolve it. We may need to contact you to get further information about your complaint. - We aim to resolve complaints within 10 working days of receiving them. If we cannot, we will contact you within that time to let you know we need more time to consider your complaint. - We will contact you by phone or email to let you know whether we can resolve your complaint and how we propose to do so.”

How does Best Mortgages manage conflicts of interest?

“To ensure that our financial advisers prioritise the client's interests above their own, we follow an advice process that ensures our personalised recommendations are made on the basis of the client's goals and circumstances, as advised to us. Best Mortgages financial advisers complete regular training, including how to manage conflicts of interest. Each adviser has a regular compliance review of their advice process and our compliance programme is reviewed annually by our external compliance adviser.”

Notes: Facts and product panel are LLM-extracted from the source document (confidence tier B). Verbatim quote block above is Sonnet-extracted then substring-verified against the source markdown. For the authoritative wording, view the original disclosure above. FSPR register entry. FA-NZ is a directory mirror, not a regulator.