Eliteinsure Limited

Financial Services Provider

★★★★★

5 Read 35 reviews on Google

Source: Google Business Profile. Reflects this firm's listing, not individual advisers.

Auckland

FSPR Registered

FSP Number: FSP706272

NZBN: 9429042213017

Team Size: 17 advisers

Verify on FSPR

About Eliteinsure Limited

What is Eliteinsure Limited?

Eliteinsure Limited is a financial services provider, based in Auckland, with 6 years on the FSPR register, and 17 appointed advisers on file.

How is Eliteinsure Limited regulated?

Eliteinsure Limited is registered on the Financial Service Providers Register (FSPR)as FSP706272, with first registration in 2019. Disputes are handled by Financial Services Complaints Limited. Verify on the FSPR register at fsp-register.companiesoffice.govt.nz.

What does Eliteinsure Limited offer?

Eliteinsure Limited's Public Disclosure Statement lists the following scope of advice: Disability, Life and Health Insurance, KiwiSaver (generalised advice, limited to approved providers), Managed Investment Products (investment planning and retirement planning via Tier 2 service), Mortgages (Residential and Commercial) & Business Lending, Referral to Blanket Advice Limited for General Insurance (Home, Contents & Car). Refer to the original PDS for the binding scope.

Public Disclosure Statement highlights

Full PDS section ↓

Extracted from Eliteinsure Limited's PDS dated 2026-05-24 · HTML source. View original.

Fee structure: mixed
Commission: Yes
Dispute scheme: FSCL
Panel: 22 providers
Services: 5 named
FAQs: 3 answered
Linked docs: 2

Scope of advice

Disability, Life and Health Insurance
KiwiSaver (generalised advice, limited to approved providers)
Managed Investment Products (investment planning and retirement planning via Tier 2 service)
Mortgages (Residential and Commercial) & Business Lending
Referral to Blanket Advice Limited for General Insurance (Home, Contents & Car)

Contact Information

Phone

0508 123 467

Email

Not available

Website

www.eliteinsure.co.nz

Address

27c Mauranui Avenue,Epsom,Auckland,1051,New Zealand

About Eliteinsure Limited

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Public Disclosure Statement

22 providers on panel

Eliteinsure Limited files a Public Disclosure Statement under FMC Act 2013 s431 · last ingested 2026-05-24 · source format HTML.

→ View Eliteinsure Limited's original disclosure page · FA-NZ mirror (Markdown) · facts.json

Fee structure: mixed
Receives commission: Yes — disclosed in PDS
Dispute resolution scheme: FSCL
Scope of advice (verbatim from PDS): Disability, Life and Health Insurance
KiwiSaver (generalised advice, limited to approved providers)
Managed Investment Products (investment planning and retirement planning via Tier 2 service)
Mortgages (Residential and Commercial) & Business Lending
Referral to Blanket Advice Limited for General Insurance (Home, Contents & Car)
Specialties: Disability Insurance
Health Insurance
Life Insurance
General Insurance
Kiwisaver
Investments
Mortgages
Lending
Retirement Planning

Hover any specialty to see its source. Self-attest takes priority; PDS-derived next; AI-classified last. For binding regulatory statements refer to the FAP's own current Public Disclosure Statement.
Ownership: Eliteinsure Ltd is a Financial Advice Provider licensed by the Financial Markets Authority (FMA). No further ownership structure details are disclosed.

Distribution panel

Product providers Eliteinsure Limited is appointed to distribute, grouped by product category. Counts show how many other NZ FAPs FA-NZ has on file as distributing the same provider.

Lending & Mortgages · 12

AIA +39
SBS Bank +23
Cressida Capital +21
ASAP Finance +17
Liberty Financial +6
Avanti Finance +3
ANZ Bank New Zealand Limited +2
Kiwibank +2
The Co-operative Bank Limited +2
ASB Bank +1
Pepper New Zealand Limited +1
DBR Home Loans

KiwiSaver · 3

Booster +20
NZ Funds +8
Concilium

Life & Health Insurance · 3

Partners Life +38
Southern Cross +24
nib +22

Other products · 4

Fidelity Life +34
Asteron Life +25
Chubb Life +13
Blanket Advice Limited +1

Verbatim quotes from Eliteinsure Limited's PDS (5 fields cited)

Commission

“Typically, we are remunerated by way of commissions received directly from product providers as demonstrated in the remuneration table below:”

Product panel

“Eliteinsure have chosen to work with the following personal risk and medical insurers: - AIA - Asteron Life - Chubb Life - Fidelity Life - NIB - Partners Life - Southern Cross”

Conflicts of interest

“From time to time, product providers may reward us for the overall business we provide to them. This may include but is not limited to tickets to sports events, hampers, or other incentives.”

Scope of advice

“The conditions of our licence allow us to provide the following financial advice services: - Disability, Life and Health Insurance - KiwiSaver - Managed Investment Products - Mortgages (Residential and Commercial) & Business Lending”

Material relationships

“Advisers who are contracted by Eliteinsure who give financial advice on our behalf, except those who are employed directly by us, will receive 50% to 100% of the commissions paid to Eliteinsure by the insurers and investment providers.”

Verbatim spans extracted from the source PDS dated 2026-05-24. Each quote was substring-verified against the original document; spans that failed verification were dropped. View source.

Services this firm offers

Named service offerings extracted from Eliteinsure Limited's PDS. Names are verbatim from the source document; descriptions and fee notes are AI-summarised — refer to the original PDS for binding wording.

Six-Step Advice Process
Advisory

Full advice and service process for personal life risk and medical insurance clients seeking comprehensive recommendations.

Fees: Commission from insurer; clawback fee applies if cover cancelled/reduced within 24 months.

For: retail
Transaction Service
Advisory

Insurance transaction service for clients with existing product knowledge and specific, well-defined requests.

Fees: Commission from insurer; clawback fee applies if cover cancelled/reduced within 24 months.

For: retail
KiwiSaver
Advisory

Generalised KiwiSaver advice limited to selected providers; includes risk profiling and fund recommendation.

Fees: Tier 1: no fee. Tier 2: $200/hr capped at $6,000 for investment/retirement planning. Provider commission also received.

For: retail
Managed Investment Products

Investment planning and retirement planning via specialised internal service using Concilium or NZ Funds wealth builder.

Fees: Tier 2 hourly rate of $200, capped at $6,000; ongoing provider commission applies.

For: retail
Mortgages (Residential and Commercial) & Lending
Advisory

Advice on residential and commercial mortgages and business lending from a panel of banks and non-bank lenders.

Fees: Typically commission-based; fees may apply for nil-commission lenders, bridging finance, or withdrawal scenarios.

For: both

FAQs from this firm's PDS

Common consumer questions answered in Eliteinsure Limited's Public Disclosure Statement. Answers are verbatim spans from the source document, substring-verified at extract time.

What financial advice services does Eliteinsure provide?

“The conditions of our licence allow us to provide the following financial advice services: - Disability, Life and Health Insurance - KiwiSaver - Managed Investment Products - Mortgages (Residential and Commercial) & Business Lending”

What happens if I cancel or reduce my insurance cover within 24 months?

“If you cancel or reduce your insurance cover within 24 months of the policy/policies being issued, a fee will be charged to you and Eliteinsure Ltd will invoice you for this fee. We charge this fee because cancellation or reduction of an insurance policy arranged by Eliteinsure within a 24-month period may result in a clawback of the commission Eliteinsure was paid by the insurance company when you took out the policy.”

How does Eliteinsure handle conflicts of interest?

“Our advisers are committed to providing unbiased advice. They are not directed to favour any particular provider, nor do they receive performance incentives that could influence their judgment. If you decide to take out insurance or an investment solution, the insurer will pay a commission to Eliteinsure, and your financial adviser will receive their share of that paid commission.”

Additional disclosure documents

Documents linked from Eliteinsure Limited's PDS. URLs verified to appear in the source document at extract time; links may rot — verify with the firm before relying on a specific version.

Complaints · Complaints Process
SOCIAL-MEDIA-DISCLOSURE.pdf · Other disclosure

Notes: Facts and product panel are LLM-extracted from the source document (confidence tier B). Verbatim quote block above is Sonnet-extracted then substring-verified against the source markdown. For the authoritative wording, view the original disclosure above. FSPR register entry. FA-NZ is a directory mirror, not a regulator.