Rapson Loans & Finance Limited

Financial Services Provider

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Tauranga

FSPR Registered

FSP Number: FSP767832

NZBN: 9429047801912

Team Size: 6 advisers

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About Rapson Loans & Finance Limited

What is Rapson Loans & Finance Limited?

Rapson Loans & Finance Limited is a financial services provider, based in Tauranga, with 5 years on the FSPR register, and 6 appointed advisers on file.

How is Rapson Loans & Finance Limited regulated?

Rapson Loans & Finance Limited is registered on the Financial Service Providers Register (FSPR)as FSP767832, with first registration in 2021. Disputes are handled by Financial Services Complaints Limited. Verify on the FSPR register at fsp-register.companiesoffice.govt.nz.

What does Rapson Loans & Finance Limited offer?

Rapson Loans & Finance Limited's Public Disclosure Statement lists the following scope of advice: Mortgages, Insurance, KiwiSaver, Investments. Refer to the original PDS for the binding scope.

Public Disclosure Statement highlights

Full PDS section ↓

Extracted from Rapson Loans & Finance Limited's PDS dated 2026-05-24 · HTML source. View original.

Fee structure: mixed
Commission: Yes
Dispute scheme: FSCL
Panel: 66 providers
Services: 2 named
FAQs: 3 answered
Linked docs: 1

Scope of advice

Mortgages
Insurance
KiwiSaver
Investments

Contact Information

Phone

Not available

Email

Not available

Website

Not available

Address

Suite 7, 30 Willow Street,Tauranga,Tauranga,3110,New Zealand

About Rapson Loans & Finance Limited

Company profile coming soon

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Public Disclosure Statement

66 providers on panel

Rapson Loans & Finance Limited files a Public Disclosure Statement under FMC Act 2013 s431 · last ingested 2026-05-24 · source format HTML.

→ View Rapson Loans & Finance Limited's original disclosure page · FA-NZ mirror (Markdown) · facts.json

Fee structure: mixed
Receives commission: Yes — disclosed in PDS
Dispute resolution scheme: FSCL
Scope of advice (verbatim from PDS): Mortgages
Insurance
KiwiSaver
Investments
Specialties: Mortgages
General Insurance
Kiwisaver
Investments

Hover any specialty to see its source. Self-attest takes priority; PDS-derived next; AI-classified last. For binding regulatory statements refer to the FAP's own current Public Disclosure Statement.

Distribution panel

Product providers Rapson Loans & Finance Limited is appointed to distribute, grouped by product category. Counts show how many other NZ FAPs FA-NZ has on file as distributing the same provider.

Lending & Mortgages · 58

AIA +40
ANZ +38
BNZ +36
Westpac +35
ASB Bank +32
Avanti Finance +27
First Mortgage Trust +26
Southern Cross +25
Heartland Bank +24
SBS Bank +24
Cressida Capital +22
Pepper Money +22
Prospa +21
ASAP Finance +18
Southern Cross Partners +16
Resimac +15
TSB +11
Bank of China +10
Basecorp Finance +10
General Finance +10
Unity Credit Union +9
Liberty Financial +8
Plus Finance +8
Bizcap +5
Finbase +5
Kiwibank +4
Oxford Finance +4
DBR Property Financiers +3
Xceda Finance +3
Zagga +3
The Co-operative Bank +2
Apricity +2
Better Finance +2
Metro Finance +2
Fico Finance +1
Line Capital +1
NZMS +1
UDC +1
Abcom Finance
Bridging Finance Group
Click Capital Loans
Fortis Capital
FundTap
Funding Partners – CFML loans
Homesec
Joint Equity
Killarney Capital
Marac Finance
Merx Finance
Midlands Funds
Property Funding
Omega Capital
Select Home Loans
Select Asset
Silver Harbour Capital
SOS
Spiers Finance
Summit Capital

KiwiSaver · 4

Booster +21
Generate +21
NZ Funds +9
Koura +2

Other products · 4

Partners Life +39
Fidelity Life +35
nib +23
Chubb Life +14

Verbatim quotes from Rapson Loans & Finance Limited's PDS (8 fields cited)

Fees

“Our advisers can charge on an hourly charge; or - For lending, a percentage of the loan amount applied for. The exact fees we will charge will be confirmed at the time the advice is provided. All of our fees are payable within 7 business days from the date you receive the Invoice.”

Commission

“Mortgages:** Rapson Loans & Finance Ltd receive a commission from the lenders through which we place business. The amount of the commission we receive depends on the amount and the type of the lending. Typically, we receive an upfront initial commission of between 0.50%–3% of the lending amount. Some lenders provide ongoing commission between 0.15%–0.20% of the outstanding principal while the loan is in force with them.”

Professional indemnity

“There has been no professional indemnity insurance or negligence claims, dispute resolution actions or disciplinary actions.”

Product panel

“We provide financial advice about Mortgages & Insurances provided by the following product providers:”

Conflicts of interest

“We maintain registers of conflicts of interests and the gifts and incentives we receive. These registers are monitored regularly, and additional training is provided as required.”

Scope of advice

“We provide financial advice about Mortgages & Insurances provided by the following product providers:”

Dispute resolution

“Financial Services Complaints Ltd (FSCL) – A Financial Ombudsman Service”

Material relationships

“We refer our clients to Sweeny Townsend Insurance Brokers and Robert Huggins for all General Insurance Needs and in return, we receive a referral fee of 30% of the Total Commission paid to the Adviser on company premium only.”

Verbatim spans extracted from the source PDS dated 2026-05-24. Each quote was substring-verified against the original document; spans that failed verification were dropped. View source.

Services this firm offers

Named service offerings extracted from Rapson Loans & Finance Limited's PDS. Names are verbatim from the source document; descriptions and fee notes are AI-summarised — refer to the original PDS for binding wording.

Mortgages & Insurances
Advisory

Financial advice on mortgages and insurance products from a wide range of bank, non-bank lenders and insurers.

Fees: Hourly fee or percentage of loan amount; plus commissions from lenders (0.50–3% upfront) and insurers (140–220% upfront).

For: retail
Investments & KiwiSaver
Advisory

Financial advice on KiwiSaver and investment products via providers including Booster, Koura, NZ Funds and Generate.

Fees: Ongoing commission from providers of 0.20–1.05% depending on investment value and fund.

For: retail

FAQs from this firm's PDS

Common consumer questions answered in Rapson Loans & Finance Limited's Public Disclosure Statement. Answers are verbatim spans from the source document, substring-verified at extract time.

What commissions does Rapson Loans & Finance receive for mortgages?

“Rapson Loans & Finance Ltd receive a commission from the lenders through which we place business. The amount of the commission we receive depends on the amount and the type of the lending. Typically, we receive an upfront initial commission of between 0.50%–3% of the lending amount. Some lenders provide ongoing commission between 0.15%–0.20% of the outstanding principal while the loan is in force with them. We will provide more specific details of these commissions once we have talked to you and understand your needs.”

What commissions does Rapson Loans & Finance receive for insurance?

“Rapson Loans & Finance Ltd are paid in the form of commission from the insurers through which we place business. The amount of the commission we receive depends on the Annual Premium. Typically we receive an upfront initial commission of between 140%–220% of the annual premium and an annual ongoing commission of between 5–10% for every year the policy is in force. We will provide more specific details of these commissions at the time our advice is given.”

What commissions does Rapson Loans & Finance receive for KiwiSaver & Investments?

“Rapson Loans & Finance Ltd are paid in the form of ongoing commission from the provider through which we place business. The amount of the commission we receive depends on the value of the investments we place with them and the fund the investment is put into. The range is between 0.20–1.05%. We will provide more specific details of these commissions at the time our advice is given.”

Additional disclosure documents

Documents linked from Rapson Loans & Finance Limited's PDS. URLs verified to appear in the source document at extract time; links may rot — verify with the firm before relying on a specific version.

Important Information About Us – August 2024 (PDF) and Privacy Policy · Other disclosure

Notes: Facts and product panel are LLM-extracted from the source document (confidence tier B). Verbatim quote block above is Sonnet-extracted then substring-verified against the source markdown. For the authoritative wording, view the original disclosure above. FSPR register entry. FA-NZ is a directory mirror, not a regulator.