Distribution Networks
Who distributes what in New Zealand
Public mirror of NZ Financial Advice Provider (FAP) product panels, extracted from their FMC Act s431 Public Disclosure Statements. 460 product providers (insurers, banks, fund managers, finance companies) are currently listed across the panels of 62 NZ FAPs in our corpus.
Data current as of 2026-06-08. Coverage grows monthly as more PDSes are ingested.
Product providers by NZ FAP distribution
Click a provider to see which NZ FAPs distribute them.
- ASB Bank 21 FAPs
- AIA 21 FAPs
- Partners Life 21 FAPs
- BNZ 19 FAPs
- nib 19 FAPs
- ANZ 18 FAPs
- Avanti Finance 18 FAPs
- Fidelity Life 18 FAPs
- Liberty Financial 17 FAPs
- Kiwibank 16 FAPs
- Asteron Life 16 FAPs
- SBS Bank 15 FAPs
- Westpac 14 FAPs
- Heartland Bank 13 FAPs
- Basecorp Finance 12 FAPs
- First Mortgage Trust 12 FAPs
- Prospa 11 FAPs
- The Co-operative Bank 11 FAPs
- Southern Cross 11 FAPs
- Generate 11 FAPs
- Booster 10 FAPs
- Milford Asset Management 10 FAPs
- Southern Cross Partners 9 FAPs
- DBR Property Finance 9 FAPs
- Pepper Money 9 FAPs
- Unity Credit Union 9 FAPs
- Cressida Capital 8 FAPs
- TSB 8 FAPs
- Chubb 8 FAPs
- Funding Partners 7 FAPs
- Resimac 7 FAPs
- Bank of China 7 FAPs
- Chubb Life 7 FAPs
- ASAP Finance 7 FAPs
- Accuro 7 FAPs
- Resolution Life 6 FAPs
- NZ Funds 5 FAPs
- Fisher Funds 5 FAPs
- ICBC 4 FAPs
- Allianz 4 FAPs
- Ando 4 FAPs
- TLC Insurance 4 FAPs
- General Finance 4 FAPs
- Bluestone 4 FAPs
- Southern Cross Health Society 4 FAPs
- NBS 4 FAPs
- Tower Insurance 4 FAPs
- NM Insurance 3 FAPs
- Vero 3 FAPs
- BIZCAP 3 FAPs
- Finbase 3 FAPs
- Pallas Capital 3 FAPs
- AON 3 FAPs
- Vero Insurance New Zealand Limited 3 FAPs
- AMP 3 FAPs
- UniMed 3 FAPs
- Fidelity Life Assurance Company Limited 3 FAPs
- Oxford Finance 3 FAPs
- Partners Life Ltd 3 FAPs
- NZCU baywide 3 FAPs
- China Construction Bank 3 FAPs
- ASAP 2 FAPs
- Select 2 FAPs
- Sovereign 2 FAPs
- XE 2 FAPs
- ANZ Investments 2 FAPs
- AIG 2 FAPs
- Classic Cover 2 FAPs
- QBE 2 FAPs
- Sage 2 FAPs
- TAI 2 FAPs
- CFML 2 FAPs
- China Construction Bank (New Zealand) Limited 2 FAPs
- Blanket 2 FAPs
- Consilium 2 FAPs
- Pathfinder 2 FAPs
- Chubb Insurance New Zealand Limited 2 FAPs
- Protecsure Pty Ltd 2 FAPs
- QBE Insurance (Australia) Limited 2 FAPs
- Swann Insurance 2 FAPs
- Vero Liability Insurance Limited 2 FAPs
- Plus Finance 2 FAPs
- MB Private 2 FAPs
- Metro Finance 2 FAPs
- Peppermoney 2 FAPs
- Chartwell Premium Funding (Auckland) Limited 2 FAPs
- Chartwell Premium Funding (Waikato) Limited 2 FAPs
- Chartwell Premium Funding Limited 2 FAPs
- Bluestone Mortgages 2 FAPs
- ANZ OneAnswer 2 FAPs
- AIA New Zealand Limited 2 FAPs
- Asteron Life Limited 2 FAPs
- NIB NZ Limited 2 FAPs
- Get Capital 2 FAPs
- Southern Cross Health Insurance 2 FAPs
- Xceda Finance 2 FAPs
- Adminis 2 FAPs
- AIA New Zealand Ltd 2 FAPs
- AIG Insurance New Zealand Ltd 2 FAPs
- Asteron Life Ltd 2 FAPs
- Chubb Insurance New Zealand Ltd 2 FAPs
- Fidelity Life Assurance Company Ltd 2 FAPs
- QBE Insurance (Australia) Ltd 2 FAPs
- Vero Insurance New Zealand Ltd 2 FAPs
- Vero Liability Insurance Ltd 2 FAPs
- Zurich Australian Insurance Ltd 2 FAPs
- AUB Group underwriting agencies 2 FAPs
- ANZ New Zealand Investments Limited 2 FAPs
- AMP Services (NZ) Ltd 2 FAPs
- ANZ Bank New Zealand Ltd 2 FAPs
- Aon New Zealand 2 FAPs
- ASAP Finance Ltd 2 FAPs
- DBR Ltd 2 FAPs
- Go Home Loans 2 FAPs
- Sovereign Home Loans 2 FAPs
- The Co-operative Bank Ltd 2 FAPs
- Westpac New Zealand Ltd 2 FAPs
- i-Select 2 FAPs
- Finance Now 2 FAPs
- Conrad Funds Management Ltd 2 FAPs
- ANZ Bank New Zealand Limited 2 FAPs
- The Co-operative Bank Limited 2 FAPs
- Vincent Capital 2 FAPs
- Westpac New Zealand Limited 2 FAPs
- Goldband Finance 2 FAPs
- NZFunds 2 FAPs
- Simplify 2 FAPs
- AON Stylecover 2 FAPs
- Cressida 2 FAPs
- NZHL Life (provided by Fidelity Life) 2 FAPs
- BER 1 FAP
- Booster Investment Management 1 FAP
- Funds Administration New Zealand 1 FAP
- Major insurance companies in New Zealand 1 FAP
- Nikko Asset Management 1 FAP
- Second tier lending companies 1 FAP
- Select Wealth Management 1 FAP
- Synergy Investment Programme 1 FAP
- Various major banks 1 FAP
- Berkshire Hathaway 1 FAP
- Certain Underwriters at Lloyd's 1 FAP
- Club Auto 1 FAP
- Concordia 1 FAP
- Covermore 1 FAP
- Delta 1 FAP
- Dual 1 FAP
- Euler Hermes 1 FAP
- Event Cover 1 FAP
- IAG (NZI, Lumley) 1 FAP
- Mecon 1 FAP
- Nautical Marine 1 FAP
- Protecsure 1 FAP
- Rosser 1 FAP
- Salt Marine 1 FAP
- Star Insurance 1 FAP
- Sunderland Marine 1 FAP
- UAA 1 FAP
- Zurich 1 FAP
- AIA Go Home Loan 1 FAP
- ASAP Finance Limited 1 FAP
- Industrial and Commercial Bank of China (New Zealand) Limited 1 FAP
- Midlands Funds Management 1 FAP
- Listed markets (NZ and global) 1 FAP
- NZ banks and building societies 1 FAP
- Third party fund managers 1 FAP
- Various issuers 1 FAP
- 360 Underwriting Solutions 1 FAP
- AG Guard 1 FAP
- Agile Underwriting Services Pty Ltd 1 FAP
- AIG Insurance New Zealand Limited 1 FAP
- Austinsure 1 FAP
- Bizcover 1 FAP
- CamperCare Insurance 1 FAP
- Certain underwriters 1 FAP
- Concordia Underwriting Agency 1 FAP
- Covermore Travel Insurance 1 FAP
- Delta Insurance New Zealand 1 FAP
- Dual New Zealand Limited 1 FAP
- Emergence NZ Limited 1 FAP
- EventCover Insurance 1 FAP
- Insurance Facilitators Pty Ltd 1 FAP
- Insurance Underwriters (NZ) Limited (IUNZ) 1 FAP
- Market Lane Insurance Group (NZ) Ltd 1 FAP
- MECON Insurance Ltd 1 FAP
- Nautical Insurance Limited 1 FAP
- NZI, a division of IAG New Zealand Limited 1 FAP
- NZI/Lumley, business divisions of IAG New Zealand Limited 1 FAP
- Rosser Underwriting 1 FAP
- SPUA – Southern Pacific Underwriting Agency Limited 1 FAP
- Star Insure 1 FAP
- UANZ 1 FAP
- Vero Marine 1 FAP
- Zurich Insurance Australian Limited 1 FAP
- Funding Partners CFML 1 FAP
- Velocity Financial 1 FAP
- Welcome Limited 1 FAP
- Harbour Asset Management 1 FAP
- Jarden Securities 1 FAP
- JBWere (NZ) Nominees Limited 1 FAP
- Margin Lending (NZ) Limited 1 FAP
- NAB 1 FAP
- Pacific Equity Partners (PEP) 1 FAP
- Overseas insurance markets (as required) 1 FAP
- Various New Zealand insurance markets (excluding direct insurers) 1 FAP
- Aurora Capital 1 FAP
- Blanket Advice Limited 1 FAP
- Enva Mortgages Limited 1 FAP
- NZ FMT 1 FAP
- DPL 1 FAP
- Lifetime Asset Management 1 FAP
- Sovereign (Go) Home Loans 1 FAP
- Westpac Bank 1 FAP
- American Income Life Insurance Company 1 FAP
- AIG New Zealand Limited 1 FAP
- Berkshire Hathaway Specialty Insurance Company 1 FAP
- Certain Underwriters at Lloyds of London or their agents 1 FAP
- Cigna Life Insurance New Zealand Limited 1 FAP
- IAG New Zealand Limited 1 FAP
- Resolution Life Services New Zealand Limited (AMP) 1 FAP
- Southern Cross Healthcare Limited 1 FAP
- Union Medical Benefits Society Ltd ('Unimed') 1 FAP
- Zurich Australian Insurance Limited trading as Zurich New Zealand 1 FAP
- AIA Home Loans 1 FAP
- Austar Finance 1 FAP
- MBG 1 FAP
- Momentum Life 1 FAP
- NZMS 1 FAP
- Zip Business Loan 1 FAP
- Rutherford Rede 1 FAP
- Various 1 FAP
- 360 Underwriting Solutions Pty Ltd on behalf of AIG Insurance New Zealand Ltd 1 FAP
- Allianz Travel, underwritten by Mitsui Sumitomo Insurance Company, Limited 1 FAP
- AMP (Resolution Life New Zealand Ltd) 1 FAP
- Ando Insurance Group Ltd on behalf of Certain Underwriters at Lloyds of London 1 FAP
- Ando Insurance Group Ltd on behalf of The Hollard Insurance Company Pty Ltd 1 FAP
- Chubb Life Insurance New Zealand Ltd 1 FAP
- Classic Cover Insurance on behalf of Lumley a division of IAG New Zealand Ltd 1 FAP
- Cover-More (NZ) Ltd on behalf of Zurich Australian Insurance Ltd 1 FAP
- Delta Insurance New Zealand Ltd on behalf of Certain Underwriters at Lloyds of London 1 FAP
- DUAL New Zealand Limited on behalf of certain underwriters at Lloyd's 1 FAP
- Nautilus Marine T/A Nautilus Marine Underwriting Agency as Underwriting agents for Zurich Australia 1 FAP
- NIB NZ Insurance Ltd 1 FAP
- NZI & Lumley, divisions of IAG New Zealand Ltd 1 FAP
- Protecsure on behalf of Chubb Insurance New Zealand Ltd 1 FAP
- Star Insurance on behalf of Berkshire Hathaway Specialty Insurance Company 1 FAP
- Swann Insurance, a business division of IAG New Zealand Limited 1 FAP
- The New India Assurance Company Limited 1 FAP
- TLC Insurance on behalf of AIG Insurance New Zealand Ltd 1 FAP
- TLC Insurance on behalf of Vero Liability Insurance Ltd 1 FAP
- UAA on behalf of QBE Insurance (Australia) Ltd 1 FAP
- Velos Insurance Services Ltd on behalf of Certain Underwriters at Lloyds of London 1 FAP
- Amova Asset Management New Zealand Limited 1 FAP
- AMP KiwiSaver scheme 1 FAP
- AMP Wealth Management New Zealand Limited 1 FAP
- Bentham Asset Management 1 FAP
- Booster KiwiSaver scheme 1 FAP
- Fisher Funds KiwiSaver Scheme 1 FAP
- Fisher Managed Funds Limited 1 FAP
- Generate KiwiSaver scheme 1 FAP
- Harbour Asset Management Limited 1 FAP
- Hunter Investment Funds 1 FAP
- iShares 1 FAP
- Magellan Asset Management Limited 1 FAP
- Mercer (N.Z) Limited 1 FAP
- Milford KiwiSaver Scheme 1 FAP
- OneAnswer 1 FAP
- OneAnswer KiwiSaver scheme 1 FAP
- Resolution Capital Limited 1 FAP
- Schroder Investment Management Australia Ltd 1 FAP
- T Rowe Price International Ltd 1 FAP
- BT Funds Management (NZ) Limited 1 FAP
- Forsyth Barr Investment Management Limited 1 FAP
- BNZ Investment Services Ltd 1 FAP
- NZ Underwriting Agencies Ltd (Classic Cover brand) 1 FAP
- Southern Pacific Underwriting Agency Ltd 1 FAP
- Steadfast Underwriting Agencies Holdings Pty Ltd 1 FAP
- Craigs Investment Partners Superannuation Management Limited 1 FAP
- J.P. Morgan Asset Management 1 FAP
- Karaka Management Limited 1 FAP
- Kowhai Private Equity No 1 LP 1 FAP
- Kowhai Private Equity No 4 LP 1 FAP
- NZ Social Infrastructure Fund 1 FAP
- Pohutukawa Private Equity V Limited 1 FAP
- Pohutukawa Private Equity VI Limited 1 FAP
- Smartshares 1 FAP
- 360 Commercial 1 FAP
- Delta Insurance 1 FAP
- DLE 1 FAP
- Investnow 1 FAP
- N4 1 FAP
- Nikko AM 1 FAP
- Protectsure 1 FAP
- Simplicity 1 FAP
- Various New Zealand insurers (excluding direct insurers) 1 FAP
- Various overseas insurers 1 FAP
- Various premium funders 1 FAP
- NZbrokers Management Limited (member group) 1 FAP
- See https://www.ofs.nz/assets/OFS-Insurer-Product-Providers.pdf 1 FAP
- Insurance businesses licensed by the Reserve Bank under section 19 of the Insurance (Prudential Supervisor) Act 2010 with minimum financial strength rating of A 1 FAP
- Premium funding companies 1 FAP
- ANZ Investment Services (New Zealand) Limited 1 FAP
- Avanti Finance Ltd 1 FAP
- Bank of New Zealand Limited 1 FAP
- CBS 1 FAP
- Cigna Life Ltd 1 FAP
- Cressida Capital Investment Limited 1 FAP
- MBG Ltd 1 FAP
- NIB NZ Ltd 1 FAP
- OnePath Life (NZ) Ltd 1 FAP
- SBS Ltd 1 FAP
- Secure Funding Ltd 1 FAP
- Southern Cross Building Society 1 FAP
- Southern Cross Finance Limited 1 FAP
- Southern Cross Healthcare Ltd 1 FAP
- Strata Funding Ltd 1 FAP
- Vero Insurance Limited 1 FAP
- Bexhill Premium Funding Ltd 1 FAP
- Hunters Premium Funding Limited 1 FAP
- Lloyd's of London (various syndicates) 1 FAP
- Various insurers (see pic.co.nz/insurers-we-work-with) 1 FAP
- Consilium NZ Limited 1 FAP
- SBS Wealth 1 FAP
- DUAL NZ 1 FAP
- IUNZ (Insurance Underwriters (NZ) Limited) 1 FAP
- SALT NZ 1 FAP
- Various insurers (list available at https://www.howdengroup.com/nz-en/list-of-insurers) 1 FAP
- ANZ NZ Investments 1 FAP
- Evidential 1 FAP
- GYB 1 FAP
- High Street Insurance Brokers 1 FAP
- Kernel Wealth 1 FAP
- KiwiWrap 1 FAP
- Other Lenders 1 FAP
- Select Wealth 1 FAP
- Synergy Investments 1 FAP
- NZbrokers Management Limited member insurers (Reserve Bank licensed, minimum B++ financial strength rating) 1 FAP
- Branded Financial Services 1 FAP
- CFS Finance 1 FAP
- Financial Holdings Limited (FHL) 1 FAP
- Geneva 1 FAP
- Latitude Financial Services 1 FAP
- Marac 1 FAP
- Nectar 1 FAP
- Provident Insurance 1 FAP
- Quest Insurance 1 FAP
- Thorn Finance 1 FAP
- UDC 1 FAP
- AIA NEW ZEALAND Ltd (Sovereign) 1 FAP
- Allianz New Zealand Ltd 1 FAP
- AMP (Resolution Life NZ) 1 FAP
- AMP Capital Investors (New Zealand) Ltd 1 FAP
- AMP Services Ltd 1 FAP
- Ando Insurance Group Ltd 1 FAP
- ANZ New Zealand Investments Ltd (OneAnswer) 1 FAP
- Asteron Life Limited (Suncorp) 1 FAP
- Basecorp Finance Ltd 1 FAP
- Berkshire Hathaway Specialty Insurance 1 FAP
- Booster Investments Management Limited 1 FAP
- Cigna Life Insurance New Zealand Ltd 1 FAP
- Classic Cover Insurance Ltd 1 FAP
- Cressida Capital Ltd 1 FAP
- Delta Insurance New Zealand Ltd 1 FAP
- DUAL New Zealand Ltd (IUA) 1 FAP
- Heartland Bank Ltd 1 FAP
- Lumley General Insurance (N.Z.) Ltd 1 FAP
- Milford Funds Ltd 1 FAP
- NZ Insurance 1 FAP
- Pepper New Zealand Ltd 1 FAP
- Prospa NZ Ltd 1 FAP
- Resimac Home Loans Ltd 1 FAP
- Rosser Underwriting Ltd 1 FAP
- Select Asset Finance 1 FAP
- Select Bluestone (Bluestone Mortgages Ltd) 1 FAP
- Southern Cross Financial Group 1 FAP
- Southland Building Society (SBS Bank) 1 FAP
- Sovereign Home Loans (AIA / GoHomeLoan) 1 FAP
- Star Insurance (Star Underwriting Agents Ltd) 1 FAP
- not-stated (see linked sub-document) 1 FAP
- Adroy Capital Limited 1 FAP
- Advantage Finance 1 FAP
- AMFL Limited 1 FAP
- BIZCAP NZ Limited 1 FAP
- Bright Enterprise Holdings 1 FAP
- Churchill Funding Limited 1 FAP
- Core Finance Limited 1 FAP
- Fico Finance Limited 1 FAP
- General Finance Limited 1 FAP
- Goldband Finance Limited 1 FAP
- Midland Funds Management Limited 1 FAP
- MTF Finance Rangiora 1 FAP
- Mutual Credit Finance Limited 1 FAP
- One Partner Limited 1 FAP
- Pallas Capital Limited 1 FAP
- Pepper New Zealand Limited 1 FAP
- Prospa NZ Limited 1 FAP
- Sovereign/AIA 1 FAP
- Wroxton Finance Limited 1 FAP
- Heartland Business 1 FAP
- Kōura Wealth 1 FAP
- Milford Funds 1 FAP
- Strata Funding 1 FAP
- The Lending People 1 FAP
- XCEDA 1 FAP
- Multiple bank, non-bank, and leasing company Funding Partners (unspecified) 1 FAP
- Bank of New Zealand (BNZ) 1 FAP
- Blanket Insurance 1 FAP
- Booster Investment Management Limited 1 FAP
- Chubb Life Limited 1 FAP
- Generate Investment Management Limited 1 FAP
- Milford Asset Management Limited 1 FAP
- nib New Zealand Limited 1 FAP
- Pathfinder Asset Management Limited 1 FAP
- Pepper Money New Zealand Limited 1 FAP
- Prospa New Zealand Limited 1 FAP
- SBS Bank Limited 1 FAP
- UniMed Insurance Limited 1 FAP
- Unity Bank Limited 1 FAP
- Various general insurance providers (local and overseas market) 1 FAP
- Abbott 1 FAP
- AON CPF Business Insurance 1 FAP
- Asset Finance 1 FAP
- Better Finance 1 FAP
- DBR Finance 1 FAP
- GEM Latitude 1 FAP
- OFX 1 FAP
- Oxford 1 FAP
- Petcover 1 FAP
- Select Finance 1 FAP
- Unity (NZCU Baywide) 1 FAP
- AIA/Go Home Loans 1 FAP
- Pepper Finance 1 FAP
- PSIS 1 FAP
- Public Trust 1 FAP
- Sentinel 1 FAP
- Southern Cross Travel 1 FAP
- Stylecover 1 FAP
- Koura 1 FAP
- Maurice Trapp 1 FAP
- Reapify 1 FAP
- Rothbury Insurance 1 FAP
- XE.com 1 FAP
- Apricity 1 FAP
- Clever Money 1 FAP
- Lock Finance 1 FAP
- XE Currency 1 FAP
- Consilium Platform 1 FAP
- Coop Bank 1 FAP
- Industrial Commercial Bank of China 1 FAP
- Mercer NZ 1 FAP
- SuperLife 1 FAP
- Synergy 1 FAP
- PPS Mutual 1 FAP
- CFML Loans 1 FAP
- Fico Finance 1 FAP
- Go Lend 1 FAP
- Gold Band Finance 1 FAP
- Link Home Loans 1 FAP
- Pioneer Finance 1 FAP
- Property Funding Partners 1 FAP
- Property Funding Trustees 1 FAP
Methodology
Each FAP's product panel is extracted from the panel/distribution section of their Public Disclosure Statement (a regulated document filed under section 431 of the Financial Markets Conduct Act 2013). FinanceAdvisersNZ mirrors these PDSes; we are not the publisher of any FAP's PDS. For binding regulatory purposes always refer to the FAP's own current publication via their FSPR register entry.
Provider names are extracted by Claude (LLM-extracted, confidence tier C). We do not currently normalise spelling variants (e.g. "ASB Bank" vs "ASB" may appear as two entries) — a future data-quality pass will collapse duplicates.
Corpus coverage is ~10% of NZ FAPs (~51 of ~521). A product provider not listed here may still appear on NZ FAP panels — we simply do not yet have those PDSes in our corpus.
For B2B data buyers + journalists: Time-series of panel changes (e.g. "Squirrel added AIA to their panel in Q3"), market-share trend reports, cross-product panel queries, and bespoke market-entry research are available as paid surfaces. Contact hello@financeadvisers.co.nz.
FinanceAdvisersNZ is a directory mirror of public NZ register and FAP disclosure data. We are not a Financial Advice Provider, do not provide regulated financial advice, and do not vet, verify, or endorse advisers.