Native Polynesia Limited

Financial Services Provider

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Auckland

FSPR Registered

FSP Number: FSP1000079

NZBN: 9429035261193

Team Size: 2 advisers

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About Native Polynesia Limited

What is Native Polynesia Limited?

Native Polynesia Limited is a financial services provider, based in Auckland, with 5 years on the FSPR register, and 2 appointed advisers on file.

How is Native Polynesia Limited regulated?

Native Polynesia Limited is registered on the Financial Service Providers Register (FSPR)as FSP1000079, with first registration in 2021. Disputes are handled by Financial Services Complaints Limited. Verify on the FSPR register at fsp-register.companiesoffice.govt.nz.

What does Native Polynesia Limited offer?

Native Polynesia Limited's Public Disclosure Statement lists the following scope of advice: Residential Home Loans – owner occupied and investment properties, Commercial Finance, Business Loans. Refer to the original PDS for the binding scope.

Public Disclosure Statement highlights

Full PDS section ↓

Extracted from Native Polynesia Limited's PDS dated 2026-05-18 · PDF source. View original.

Fee structure: mixed
Commission: Yes
Dispute scheme: FSCL
Panel: 24 providers
Services: 3 named
FAQs: 7 answered

Scope of advice

Residential Home Loans – owner occupied and investment properties
Commercial Finance
Business Loans

Contact Information

Phone

Not available

Email

Not available

Website

Not available

Address

186a Onehunga Mall,Onehunga,Auckland,1061,New Zealand

About Native Polynesia Limited

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Public Disclosure Statement

24 providers on panel

Native Polynesia Limited files a Public Disclosure Statement under FMC Act 2013 s431 · last ingested 2026-05-18 · source format PDF.

→ View Native Polynesia Limited's original disclosure PDF · FA-NZ mirror (Markdown) · facts.json

Fee structure: mixed
Receives commission: Yes — disclosed in PDS
Dispute resolution scheme: FSCL
Scope of advice (verbatim from PDS): Residential Home Loans – owner occupied and investment properties
Commercial Finance
Business Loans
Specialties: Mortgages
Lending
Investments

Hover any specialty to see its source. Self-attest takes priority; PDS-derived next; AI-classified last. For binding regulatory statements refer to the FAP's own current Public Disclosure Statement.

Distribution panel

Product providers Native Polynesia Limited is appointed to distribute, grouped by product category. Counts show how many other NZ FAPs FA-NZ has on file as distributing the same provider.

Lending & Mortgages · 24

ANZ +37
BNZ +35
Westpac +34
ASB Bank +31
Avanti Finance +26
First Mortgage Trust +25
Heartland Bank +23
SBS Bank +23
Kiwibank +21
Cressida Capital +21
Prospa +20
Basecorp Finance +16
Southern Cross Partners +15
Resimac +14
Funding Partners +14
Liberty Financial +11
TSB +10
ICBC +7
The Co-operative Bank +6
Sovereign +4
XE +4
Select +4
ASAP +2
BER

Verbatim quotes from Native Polynesia Limited's PDS (7 fields cited)

Fees

“My Money may have to charge you a Service Fee for services rendered, including where: - An upfront commission is not offered by the Provider that your loan will be sourced through; - The services we provide you are advisory in nature or involve a significant amount of work that will not result in a commissionable transaction; or - Your loan is expected to be repaid within a short time frame”

Commission

“| Mortgages | | |---|---| | Initial | 0.4% to 0.85% | | Ongoing | 0.15% to 0.20% | | Non-Bank | 1.0% to 2.0% |”

Product panel

“ANZ - ASB - BNZ - Kiwibank - Westpac - The Cooperative Bank - Heartland Bank - SBS Bank - TSB - Resimac - BER - ICBC - Cressida Capital - Sovereign - Liberty - Southern Cross Partners - Avanti Finance - Funding Partners - Prospa - XE - First Mortgage Trust - Basecorp Finance - ASAP - Select”

Conflicts of interest

“At the time of preparing this disclosure document we do not have any Conflicts of Interest that would influence the advice we provide. If any conflict occurs in the future, we will advise you and inform you how we would manage that conflict to not influence the advice we provide.”

Scope of advice

“We give regulated advice in respect of: - Residential Home Loans – owner occupied and investment properties - Commercial Finance - Business Loans When giving advice there are no material limitations or restrictions on the nature and scope of the advice that a client will be given.”

Dispute resolution

“If we cannot agree on how to fix the issue, or if you decide not to use the internal complaints scheme, you can contact the Financial Services Council. This is an independent dispute resolution service and is a free service and will cost you nothing. They will help with resolving any disagreements.”

Material relationships

“We may also receive commission from other providers for referral introductions for currency exchange services, investment plan Adviser introductions and KiwiSaver referrals.”

Verbatim spans extracted from the source PDS dated 2026-05-18. Each quote was substring-verified against the original document; spans that failed verification were dropped. View source.

Services this firm offers

Named service offerings extracted from Native Polynesia Limited's PDS. Names are verbatim from the source document; descriptions and fee notes are AI-summarised — refer to the original PDS for binding wording.

Residential Home Loans
Advisory

Regulated financial advice on residential home loans for owner-occupied and investment properties.

Fees: Upfront commission 0.4%–0.85%, ongoing 0.15%–0.20%; service fee may apply in certain situations.

For: retail
Commercial Finance
Advisory

Regulated financial advice on commercial finance arrangements.

Fees: Commission-based; non-bank rates 1.0%–2.0%; service fee may apply in certain situations.

For: retail
Business Loans
Advisory

Regulated financial advice on business loan products.

Fees: Commission-based; non-bank rates 1.0%–2.0%; service fee may apply in certain situations.

For: retail

FAQs from this firm's PDS

Common consumer questions answered in Native Polynesia Limited's Public Disclosure Statement. Answers are verbatim spans from the source document, substring-verified at extract time.

How does My Money get paid for its services?

“As a business My Money is usually paid an upfront commission direct by the Provider and in some cases an additional trailing commission over the life of the loan. Commissions are typically calculated as a percentage of the loan value at a rate that can vary by Provider.”

When might My Money charge a service fee?

“My Money may have to charge you a Service Fee for services rendered, including where: - An upfront commission is not offered by the Provider that your loan will be sourced through; - The services we provide you are advisory in nature or involve a significant amount of work that will not result in a commissionable transaction; or - Your loan is expected to be repaid within a short time frame and thus will incur a full commission clawback.”

How much can the clawback recovery fee be?

“If you are charged a clawback recover fee, it will be charged at time and cost for a maximum of 15 hours work at $250 per hour or the amount of clawback imposed by the lender, whichever is lessor.”

What should I do if I have a complaint?

“If you have a problem, concern, or complaint about any part of Our service, please inform us so that we can rectify the problem. You can phone us at anytime, and we will take note of your and see if we can solve the issue via the phone. You may also contact the internal complaints scheme by contacting Stephen Robertson at stephen@mymoney.net.nz phone 09 377 4433 or write to us at My Money, 360 Remuera Rd, Remuera, Auckland 1050.”

What if my complaint cannot be resolved internally?

“If we cannot agree on how to fix the issue, or if you decide not to use the internal complaints scheme, you can contact the Financial Services Council. This is an independent dispute resolution service and is a free service and will cost you nothing. They will help with resolving any disagreements.”

What are My Money's duties to clients?

“That we and our Advisers: (i) Meet the standards of competence, knowledge and skill set out in the code of conduct; and (ii) Give priority to your interests; and (iii) Exercise care, diligence, and skill; and (iv) Meet the standards of ethical behaviour, conduct, and client care set out in the code of conduct.”

How can I verify My Money is a registered and licensed provider?

“You can check that I am a Registered Financial Services provider and a Licensed Financial Advice provider at www.fspr.govt.nz”

Notes: Facts and product panel are LLM-extracted from the source document (confidence tier B). Verbatim quote block above is Sonnet-extracted then substring-verified against the source markdown. For the authoritative wording, view the original disclosure above. FSPR register entry. FA-NZ is a directory mirror, not a regulator.