New Zealand Home Loans (cbc) Limited

Financial Services Provider

★★★★★

5 Read 22 reviews on Google

Source: Google Business Profile. Reflects this firm's listing, not individual advisers.

Christchurch

FSPR Registered

FSP Number: FSP118684

NZBN: 9429032267419

Team Size: 5 advisers

Verify on FSPR

About New Zealand Home Loans (cbc) Limited

What is New Zealand Home Loans (cbc) Limited?

New Zealand Home Loans (cbc) Limited is a financial services provider, based in Christchurch, with 15 years on the FSPR register, and 5 appointed advisers on file.

How is New Zealand Home Loans (cbc) Limited regulated?

New Zealand Home Loans (cbc) Limited is registered on the Financial Service Providers Register (FSPR)as FSP118684, with first registration in 2011. Disputes are handled by Financial Services Complaints Limited. Verify on the FSPR register at fsp-register.companiesoffice.govt.nz.

What does New Zealand Home Loans (cbc) Limited offer?

New Zealand Home Loans (cbc) Limited's Public Disclosure Statement lists the following scope of advice: home loans, personal insurance. Refer to the original PDS for the binding scope.

Public Disclosure Statement highlights

Full PDS section ↓

Extracted from New Zealand Home Loans (cbc) Limited's PDS dated 2026-05-24 · HTML source. View original.

Fee structure: commission only
Commission: Yes
Dispute scheme: FSCL
Panel: 8 providers
Services: 2 named
FAQs: 4 answered
Linked docs: 2

Scope of advice

home loans
personal insurance

Contact Information

Phone

03 335 3510

Email

Not available

Website

nzhl.co.nz/find-us/papanui

Address

Unit 2a/485 Papanui Road,Papanui,Christchurch,8053,New Zealand

About New Zealand Home Loans (cbc) Limited

Company profile coming soon

Get in touch to add your company description

Public Disclosure Statement

8 providers on panel

New Zealand Home Loans (cbc) Limited files a Public Disclosure Statement under FMC Act 2013 s431 · last ingested 2026-05-24 · source format HTML.

→ View New Zealand Home Loans (cbc) Limited's original disclosure page · FA-NZ mirror (Markdown) · facts.json

Fee structure: commission only
Receives commission: Yes — disclosed in PDS
Dispute resolution scheme: FSCL
Scope of advice (verbatim from PDS): home loans
personal insurance
Specialties: Lending
General Insurance
Mortgages

Hover any specialty to see its source. Self-attest takes priority; PDS-derived next; AI-classified last. For binding regulatory statements refer to the FAP's own current Public Disclosure Statement.
Ownership: NZHL (The New Zealand Home Loan Company Limited) is owned by Kiwi Group Capital Limited (KGC). KGC also owns Kiwibank Limited. NZHL owns NZHL Mortgage Advisory Limited and holds a majority shareholding in Link Financial Group 2022 Limited, which in turn holds a majority sharehold…

Distribution panel

Product providers New Zealand Home Loans (cbc) Limited is appointed to distribute, grouped by product category. Counts show how many other NZ FAPs FA-NZ has on file as distributing the same provider.

Lending & Mortgages · 3

Kiwibank +22
Liberty Financial +8
ASB Bank +6

Other products · 5

AIA +40
Partners Life +39
Fidelity Life +35
nib +11
NZHL Life (provided by Fidelity Life) +2

Services this firm offers

Named service offerings extracted from New Zealand Home Loans (cbc) Limited's PDS. Names are verbatim from the source document; descriptions and fee notes are AI-summarised — refer to the original PDS for binding wording.

Loans
Advisory

Financial advice on home loan products from Kiwibank, ASB Bank, and Liberty Financial.

Fees: No consultation fee; application fee charged on approved and settled new or additional mortgage finance. Commission paid by lender.

For: retail
Insurance
Advisory

Financial advice on personal insurance products from NZHL Life, Fidelity Life, AIA, nib, and Partners Life.

Fees: No application fee; commission paid by insurer based on first-year premium plus ongoing annual servicing commission.

For: retail

FAQs from this firm's PDS

Common consumer questions answered in New Zealand Home Loans (cbc) Limited's Public Disclosure Statement. Answers are verbatim spans from the source document, substring-verified at extract time.

What fees does NZHL charge for its services?

“We do not charge anything when you come to us for consultation. For home loans we charge an application fee for new mortgage finance and for additional mortgage finance where the mortgage finance is approved and settled. There is no application fee for insurance products.”

What happens if I repay or refinance my home loan within 24 months?

“We may be required to repay (in part or in full) the commission we receive from the lender in relation to your loan, if you repay or refinance your loan (in part or in full) within the first 24 months of your loan being advanced. We may charge you a fee to recover the value of that amount, up to a specified limit.”

What happens if I cancel my insurance policy within 24 months?

“We may be required to repay (in part or in full) the commission we receive from the insurer in relation to insurance you take out, if you cancel, reduce, or replace an insurance policy (or if the insurer cancels an insurance policy) within the first 24 months of the policy being issued. We may charge you a fee to recover the value of that amount, up to a specified limit.”

How does NZHL manage conflicts of interest?

“To manage those conflicts of interest, NZHL advisers select the loan or insurance provider based only on your needs and circumstances. They follow NZHL's advice process to ensure the advice is tailored to your individual needs. NZHL also provides regular training on how advisers can best manage any conflict of interest to ensure your needs are prioritised.”

Additional disclosure documents

Documents linked from New Zealand Home Loans (cbc) Limited's PDS. URLs verified to appear in the source document at extract time; links may rot — verify with the firm before relying on a specific version.

Find a Franchise · Other disclosure
NZHL complaints form · Complaints Process

Notes: Facts and product panel are LLM-extracted from the source document (confidence tier B). For the authoritative wording, view the original disclosure above. FSPR register entry. FA-NZ is a directory mirror, not a regulator.