Prosperity Advisors Limited

Financial Services Provider

★★★★★

5 Read 264 reviews on Google

Source: Google Business Profile. Reflects this firm's listing, not individual advisers.

Auckland

FSPR Registered

FSP Number: FSP762831

NZBN: 9429030232716

Team Size: 3 advisers

Verify on FSPR

About Prosperity Advisors Limited

What is Prosperity Advisors Limited?

Prosperity Advisors Limited is a financial services provider, based in Auckland, with 5 years on the FSPR register, and 3 appointed advisers on file.

How is Prosperity Advisors Limited regulated?

Prosperity Advisors Limited is registered on the Financial Service Providers Register (FSPR)as FSP762831, with first registration in 2021. Disputes are handled by Financial Services Complaints Limited. Verify on the FSPR register at fsp-register.companiesoffice.govt.nz.

What does Prosperity Advisors Limited offer?

Prosperity Advisors Limited's Public Disclosure Statement lists the following scope of advice: mortgages, reverse mortgages, NON-CCCFA loans. Refer to the original PDS for the binding scope.

Public Disclosure Statement highlights

Full PDS section ↓

Extracted from Prosperity Advisors Limited's PDS dated 2026-05-18 · PDF source. View original.

Fee structure: mixed
Commission: Yes
Dispute scheme: FSCL
Panel: 28 providers
Services: 1 named
FAQs: 4 answered

Scope of advice

mortgages
reverse mortgages
NON-CCCFA loans

Contact Information

Phone

09 930 8999

Email

Not available

Website

www.prosperityfinance.co.nz

Address

112c Bush Road,Rosedale,Auckland,0632,New Zealand

About Prosperity Advisors Limited

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Public Disclosure Statement

28 providers on panel

Prosperity Advisors Limited files a Public Disclosure Statement under FMC Act 2013 s431 · last ingested 2026-05-18 · source format PDF.

→ View Prosperity Advisors Limited's original disclosure PDF · FA-NZ mirror (Markdown) · facts.json

Fee structure: mixed
Receives commission: Yes — disclosed in PDS
Dispute resolution scheme: FSCL
Scope of advice (verbatim from PDS): mortgages
reverse mortgages
NON-CCCFA loans
Specialties: Mortgages
Lending

Hover any specialty to see its source. Self-attest takes priority; PDS-derived next; AI-classified last. For binding regulatory statements refer to the FAP's own current Public Disclosure Statement.

Distribution panel

Product providers Prosperity Advisors Limited is appointed to distribute, grouped by product category. Counts show how many other NZ FAPs FA-NZ has on file as distributing the same provider.

Lending & Mortgages · 28

ANZ +37
BNZ +35
Westpac +34
ASB Bank +31
First Mortgage Trust +25
Heartland Bank +23
Kiwibank +21
Cressida Capital +21
Pepper Money +21
DBR Property Finance +20
Prospa +20
ASAP Finance +17
Southern Cross Partners +15
Funding Partners +14
SBS Bank +11
Liberty Financial +11
TSB +10
Bank of China +9
Basecorp Finance +9
General Finance +9
Avanti Finance +8
ICBC +7
The Co-operative Bank +6
China Construction Bank +6
Pallas Capital +6
Finbase +4
CMFL +1
ASB Go Home Loans (AIA)

Verbatim quotes from Prosperity Advisors Limited's PDS (6 fields cited)

Fees

“Generally, we won't charge you any fees for the advice that we provide to you. This is possible because, if you act on the advice given, we usually receive commission from the applicable product provider on settlement of a mortgage. There are some exceptions to this general position which are explained below.”

Commission

“The types of payments that may be received include: - Up front commission (calculated as a percentage of the loan at drawdown). - Renewal or trail commission calculated as a percentage of the loan outstanding at the relevant time). - Fixed rate rollover fee (from some product providers if we assist in refixing your loan). - Referral fees. - Other incentives or rewards, for example gifts or tickets to events.”

Product panel

“ANZ, ASB, BNZ, Westpac, Kiwibank, The Cooperative Bank, SBS, TSB, ASB Go Home Loans (AIA), Bank of China, China Construction Bank, ICBC. - ASAP Finance, Avanti, Basecorp, CMFL, Cressida Capital, DBR, Finbase, First Mortgage Trust, Funding Partners, General Finance, Heartland Bank, Liberty, Pepper Money, Prospa, Pallas Capital and Southern Cross Partners.”

Conflicts of interest

“We take steps to ensure that the conflicts of interest, including receipt of commissions or other incentives, do not influence the advice we give to you and that our advisers prioritize your interests by recommending the best product for your purpose regardless of the type and amount of commission we or they may receive.”

Scope of advice

“We provide advice on loans, including mortgages, reverse mortgages, and NON-CCCFA loans. We provide advice about products from certain providers.”

Material relationships

“From this commission we also pay Kiwi Adviser Network (KAN) for services they provide to us in connection with our lender accreditations.”

Verbatim spans extracted from the source PDS dated 2026-05-18. Each quote was substring-verified against the original document; spans that failed verification were dropped. View source.

Services this firm offers

Named service offerings extracted from Prosperity Advisors Limited's PDS. Names are verbatim from the source document; descriptions and fee notes are AI-summarised — refer to the original PDS for binding wording.

advice on loans, including mortgages, reverse mortgages, and NON-CCCFA loans
Advisory

Financial advice on loans including mortgages, reverse mortgages, and NON-CCCFA loans from a panel of banks and lenders.

Fees: Generally no fee; commission from lender on settlement. Exceptions: no-commission fee, clawback fee (max $3,000), or $1,000 fixed fee for non-proceeding loans.

For: retail

FAQs from this firm's PDS

Common consumer questions answered in Prosperity Advisors Limited's Public Disclosure Statement. Answers are verbatim spans from the source document, substring-verified at extract time.

Will I be charged fees for financial advice?

“Generally, we won't charge you any fees for the advice that we provide to you. This is possible because, if you act on the advice given, we usually receive commission from the applicable product provider on settlement of a mortgage. There are some exceptions to this general position which are explained below.”

How does Prosperity Finance manage conflicts of interest?

“We take steps to ensure that the conflicts of interest, including receipt of commissions or other incentives, do not influence the advice we give to you and that our advisers prioritize your interests by recommending the best product for your purpose regardless of the type and amount of commission we or they may receive.”

How do I make a complaint?

“If you have a complaint about our service, you need to tell us about it. You can contact our internal complaints service by phoning us on 09 930 8999 or emailing us at complaints@profin.co.nz with the heading [Complaint - Your Name].”

What happens if my complaint cannot be resolved internally?

“If we cannot agree on a resolution you can refer your complaint to our external dispute resolution service. This service is free and independent and will assist you to resolve things with us.”

Notes: Facts and product panel are LLM-extracted from the source document (confidence tier B). Verbatim quote block above is Sonnet-extracted then substring-verified against the source markdown. For the authoritative wording, view the original disclosure above. FSPR register entry. FA-NZ is a directory mirror, not a regulator.