Youm Limited

Financial Services Provider

★★★★★

5 Read 171 reviews on Google

Source: Google Business Profile. Reflects this firm's listing, not individual advisers.

Palmerston North

FSPR Registered

FSP Number: FSP69281

NZBN: 9429039502650

Team Size: 5 advisers

Verify on FSPR

About Youm Limited

What is Youm Limited?

Youm Limited is a financial services provider, based in Palmerston North, with 15 years on the FSPR register, and 5 appointed advisers on file.

How is Youm Limited regulated?

Youm Limited is registered on the Financial Service Providers Register (FSPR)as FSP69281, with first registration in 2011. Disputes are handled by Financial Services Complaints Limited. Verify on the FSPR register at fsp-register.companiesoffice.govt.nz.

What does Youm Limited offer?

Youm Limited's Public Disclosure Statement lists the following scope of advice: Home loan products. Refer to the original PDS for the binding scope.

Public Disclosure Statement highlights

Full PDS section ↓

Extracted from Youm Limited's PDS dated 2026-06-01 · HTML source. View original.

Fee structure: commission only
Commission: Yes
Dispute scheme: FSCL
Panel: 25 providers

Scope of advice

Home loan products

Contact Information

Phone

06 358 4006

Email

Not available

Website

www.youm.co.nz

Address

165 Broadway Avenue,Palmerston North,4410,New Zealand

About Youm Limited

Company profile coming soon

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Public Disclosure Statement

25 providers on panel

Youm Limited files a Public Disclosure Statement under FMC Act 2013 s431 · last ingested 2026-06-01 · source format HTML.

→ View Youm Limited's original disclosure page · FA-NZ mirror (Markdown) · facts.json

Fee structure: commission only
Receives commission: Yes — disclosed in PDS
Dispute resolution scheme: FSCL
Scope of advice (verbatim from PDS): Home loan products
Specialties: Mortgages
Kiwisaver

Hover any specialty to see its source. Self-attest takes priority; PDS-derived next; AI-classified last. For binding regulatory statements refer to the FAP's own current Public Disclosure Statement.
Ownership: Youm Limited (FSP69281), operating as an Authorised Body under the FAP licence of NZ Financial Services Group Limited (FSP286965)

Distribution panel

Product providers Youm Limited is appointed to distribute, grouped by product category. Counts show how many other NZ FAPs FA-NZ has on file as distributing the same provider.

Lending & Mortgages · 25

ANZ +38
BNZ +36
Westpac +35
ASB Bank +32
Avanti Finance +27
First Mortgage Trust +26
Heartland Bank +24
SBS Bank +24
Cressida Capital +22
Kiwibank +22
DBR Property Finance +21
Basecorp Finance +17
The Co-operative Bank +13
TSB +11
Unity Credit Union +11
General Finance +10
Liberty Financial +7
Pallas Capital +7
CFML +6
Finbase +5
ASAP Finance Limited +4
Prospa +2
AIA Go Home Loan +1
BIZCAP +1
Midlands Funds Management +1

Notes: Facts and product panel are LLM-extracted from the source document (confidence tier C). For the authoritative wording, view the original disclosure above. FSPR register entry. FA-NZ is a directory mirror, not a regulator.