Mortgage Mart (nz) Limited

Financial Services Provider

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Whakatane

FSPR Registered

FSP Number: FSP755011

NZBN: 9429037196837

Team Size: 1 adviser

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About Mortgage Mart (nz) Limited

What is Mortgage Mart (nz) Limited?

Mortgage Mart (nz) Limited is a financial services provider, based in Whakatane, with 5 years on the FSPR register, and 1 appointed adviser on file.

How is Mortgage Mart (nz) Limited regulated?

Mortgage Mart (nz) Limited is registered on the Financial Service Providers Register (FSPR)as FSP755011, with first registration in 2021. Disputes are handled by Financial Dispute Resolution Scheme. Verify on the FSPR register at fsp-register.companiesoffice.govt.nz.

What does Mortgage Mart (nz) Limited offer?

Mortgage Mart (nz) Limited's Public Disclosure Statement lists the following scope of advice: home loans and mortgages, personal and other loans, life insurance, health insurance, disability insurance, income protection insurance. Refer to the original PDS for the binding scope.

Public Disclosure Statement highlights

Full PDS section ↓

Extracted from Mortgage Mart (nz) Limited's PDS dated 2026-05-18 · PDF source. View original.

Fee structure: fee and commission
Commission: Yes
Dispute scheme: FDRS
Panel: 34 providers
Services: 4 named
FAQs: 5 answered
Linked docs: 1

Scope of advice

home loans and mortgages
personal and other loans
life insurance
health insurance
disability insurance
income protection insurance
trauma insurance
business protection products
+3 more

Contact Information

Phone

0800 222 999

Email

Not available

Website

www.mortgagemart.co.nz

Address

821c White Pine Bush Road,Whakatane,3191,New Zealand

About Mortgage Mart (nz) Limited

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Public Disclosure Statement

34 providers on panel

Mortgage Mart (nz) Limited files a Public Disclosure Statement under FMC Act 2013 s431 · last ingested 2026-05-18 · source format PDF.

→ View Mortgage Mart (nz) Limited's original disclosure PDF · FA-NZ mirror (Markdown) · facts.json

Fee structure: fee and commission
Receives commission: Yes — disclosed in PDS
Dispute resolution scheme: FDRS
Scope of advice (verbatim from PDS): home loans and mortgages
personal and other loans
life insurance
health insurance
disability insurance
income protection insurance
trauma insurance
business protection products
KiwiSaver (referral only)
managed investment products (referral only)
general insurance (referral only)
Specialties: Mortgages
Lending
Life Insurance
General Insurance
Health Insurance
Disability Insurance
Income Protection
Trauma Insurance
Business Insurance
Kiwisaver
Investments

Hover any specialty to see its source. Self-attest takes priority; PDS-derived next; AI-classified last. For binding regulatory statements refer to the FAP's own current Public Disclosure Statement.

Distribution panel

Product providers Mortgage Mart (nz) Limited is appointed to distribute, grouped by product category. Counts show how many other NZ FAPs FA-NZ has on file as distributing the same provider.

Lending & Mortgages · 25

ANZ +37
BNZ +35
Westpac +34
ASB Bank +31
Avanti Finance +26
First Mortgage Trust +25
Heartland Bank +23
SBS Bank +23
Kiwibank +21
Pepper Money +21
Prospa +20
Southern Cross Partners +15
Funding Partners +14
Unity Credit Union +10
Bank of China +9
Plus Finance +7
Bizcap +4
Liberty Financial +4
Asset Finance +3
Lock Finance +3
NBS +2
Spotcap +1
ASAP Finance
Basecorp Finance
Challenger Mortgage Management

KiwiSaver · 2

NZ Funds +2
Generate +1

Life & Health Insurance · 4

AIA +39
Fidelity Life +34
Chubb Life
Partners Life

Other products · 3

Tower Insurance +3
Blanket Insurance (The Hollard Insurance Company Pty Ltd)
SHARE NZ

Verbatim quotes from Mortgage Mart (nz) Limited's PDS (7 fields cited)

Fees

“In most cases Mortgage Mart (NZ) Ltd does not charge you a fee for our financial advice, as we are paid a commission by the relevant lender or insurer (see Conflicts of Interest, Commissions, and Incentives below). In some cases we may charge a fee — for example for non-standard advice work, or where commission is unlikely to apply.”

Commission

“Mortgage Mart (NZ) Ltd may receive a payment upon settlement of between 0.5% and 0.90% of loan amount, depending on the loan provider. Some lenders also provide an ongoing payment of up to 0.2% of outstanding loan amount annually for ongoing client service related to that loan.”

Product panel

“ANZ - ASAP Property Finance - ASB - Asset Finance - Avanti Finance - Bank of China - Base Corp Finance - Bizcap - BNZ - First Mortgage Trust - Funding Partners - Heartland Bank (Open 4 Business and Senior Finance) - Kiwibank - Liberty Finance - Lock Finance - NBS - Pepper Money - Plus Finance - Prospa - SBS Bank - Southern Cross Partners”

Conflicts of interest

“Our financial advisers are remunerated by way of salary and bonus, which are not directly linked to volumes of loans or insurance premiums.”

Scope of advice

“Mortgage Mart (NZ) Ltd provides financial advice relating to the following financial products: - Lending — home loan and mortgage advice, personal and other loans - Personal risk — life, health and disability insurance, business protection products”

Dispute resolution

“you can contact the Financial Disputes Resolution Scheme at www.fdrs.org.nz — an approved dispute resolution scheme who provide a free, independent dispute resolution service that may help investigate or resolve your complaint.”

Material relationships

“Mortgage Mart (NZ) Ltd may receive commissions from the managed investment scheme managers on whose products we provide referrals (or in which our clients invest), insurance companies to whom we refer clients, and banks with whom we arrange mortgages.”

Verbatim spans extracted from the source PDS dated 2026-05-18. Each quote was substring-verified against the original document; spans that failed verification were dropped. View source.

Services this firm offers

Named service offerings extracted from Mortgage Mart (nz) Limited's PDS. Names are verbatim from the source document; descriptions and fee notes are AI-summarised — refer to the original PDS for binding wording.

Lending — home loan and mortgage advice, personal and other loans
Advisory

Financial advice on home loans, mortgages, personal and other loans from a panel of lenders.

Fees: Commission from lender (0.5%–0.90% on settlement); some lenders pay up to 0.2% p.a. ongoing. Fee may apply for non-standard work.

For: retail
Personal risk — life, health and disability insurance, business protection products
Advisory

Financial advice on life, health, disability, income protection and business protection insurance from accredited insurers.

Fees: Commission ~170%–215% of annual premium on placement, plus ~7%–10% servicing commission after 13 months.

For: retail
KiwiSaver, superannuation and investment products
Advisory

Referral-only service to Generate KiwiSaver and NZ Funds KiwiSaver Scheme; no licensed investment adviser on staff.

Fees: Referral commission from NZ Funds and Generate KiwiSaver; up to 0.2% p.a. on amounts invested.

For: retail
General Insurance (Home, Contents and Car)
Advisory

Referral-only service to Blanket Insurance, Tower Insurance and SHARE NZ; no general insurance advice provided.

Fees: Referral commission from insurer; Blanket Insurance 7.5%–12.5% of premium depending on product.

For: retail

FAQs from this firm's PDS

Common consumer questions answered in Mortgage Mart (nz) Limited's Public Disclosure Statement. Answers are verbatim spans from the source document, substring-verified at extract time.

What financial products does Mortgage Mart (NZ) Ltd provide advice on?

“Mortgage Mart (NZ) Ltd provides financial advice relating to the following financial products: - Lending — home loan and mortgage advice, personal and other loans - Personal risk — life, health and disability insurance, business protection products We do not currently employ any appropriately licensed advisers for KiwiSaver and other managed investment products, or for General Insurance (home, contents, and car), so we provide a referral-only service for these financial products.”

How does Mortgage Mart (NZ) Ltd charge for its services?

“In most cases Mortgage Mart (NZ) Ltd does not charge you a fee for our financial advice, as we are paid a commission by the relevant lender or insurer (see Conflicts of Interest, Commissions, and Incentives below). In some cases we may charge a fee — for example for non-standard advice work, or where commission is unlikely to apply. Any such fee will be disclosed to you in writing, and your written agreement obtained, before any charge is incurred.”

What happens if I repay my mortgage or cancel my insurance early?

“From time to time, a lender or insurer may require Mortgage Mart (NZ) Ltd to repay some or all of the commission previously paid — typically where a mortgage, loan or life-insurance product is repaid or cancelled within around 26 months of being put in place. This is a feature of lender and insurer commission arrangements and is outside our control. In such cases, you agree to reimburse Mortgage Mart (NZ) Ltd for the clawed-back amount, on provision of evidence of the loss.”

Has Mortgage Mart (NZ) Ltd or its adviser had any reliability events?

“A reliability event is something that might materially influence you in deciding whether to seek advice from me or from Mortgage Mart (NZ) Ltd. This includes material instances where I or Mortgage Mart (NZ) Ltd have been publicly disciplined, have a relevant conviction or civil proceedings, or any recent bankruptcies or insolvencies. Neither I nor Mortgage Mart (NZ) Ltd have been subject to a reliability event.”

How does Mortgage Mart (NZ) Ltd handle my personal information?

“Mortgage Mart (NZ) Ltd handles your personal information in accordance with the Privacy Act 2020, as amended by the Privacy Amendment Act 2025 (including Information Privacy Principle 3A, which took effect on 1 May 2026). IPP3A requires us to make you aware when we collect personal information about you from a source other than you — for example, from credit reporting agencies, banks, employers, accountants, identity-verification providers, KiwiSaver and insurance providers, real-estate agents and conveyancers, and any co-applicants, guarantors or referees you name.”

Additional disclosure documents

Documents linked from Mortgage Mart (nz) Limited's PDS. URLs verified to appear in the source document at extract time; links may rot — verify with the firm before relying on a specific version.

Financial Disputes Resolution Scheme · Complaints Process

Notes: Facts and product panel are LLM-extracted from the source document (confidence tier B). Verbatim quote block above is Sonnet-extracted then substring-verified against the source markdown. For the authoritative wording, view the original disclosure above. FSPR register entry. FA-NZ is a directory mirror, not a regulator.