Mortgage Bliss Limited

Financial Services Provider

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Whakatane

FSPR Registered

FSP Number: FSP1003885

NZBN: 9429050253722

Team Size: 5 advisers

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About Mortgage Bliss Limited

What is Mortgage Bliss Limited?

Mortgage Bliss Limited is a financial services provider, based in Whakatane, with 3 years on the FSPR register, and 5 appointed advisers on file.

How is Mortgage Bliss Limited regulated?

Mortgage Bliss Limited is registered on the Financial Service Providers Register (FSPR)as FSP1003885, with first registration in 2022. Disputes are handled by Financial Services Complaints Limited. Verify on the FSPR register at fsp-register.companiesoffice.govt.nz.

What does Mortgage Bliss Limited offer?

Mortgage Bliss Limited's Public Disclosure Statement lists the following scope of advice: Residential Property Lending, First home buyers and home loans, Investment Property, New build and renovations, Business Loans, Property Development loans. Refer to the original PDS for the binding scope.

Public Disclosure Statement highlights

Full PDS section ↓

Extracted from Mortgage Bliss Limited's PDS dated 2026-05-24 · HTML source. View original.

Fee structure: commission only
Commission: Yes
Dispute scheme: FSCL
Panel: 1 providers
Services: 1 named
FAQs: 4 answered
Linked docs: 2

Scope of advice

Residential Property Lending
First home buyers and home loans
Investment Property
New build and renovations
Business Loans
Property Development loans
Asset loans

Contact Information

Phone

Not available

Email

Not available

Website

Not available

Address

10 Domain Road,Whakatane,Whakatane,3120,New Zealand

About Mortgage Bliss Limited

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Public Disclosure Statement

1 provider on panel

Mortgage Bliss Limited files a Public Disclosure Statement under FMC Act 2013 s431 · last ingested 2026-05-24 · source format HTML.

→ View Mortgage Bliss Limited's original disclosure page · FA-NZ mirror (Markdown) · facts.json

Fee structure: commission only
Receives commission: Yes — disclosed in PDS
Dispute resolution scheme: FSCL
Scope of advice (verbatim from PDS): Residential Property Lending
First home buyers and home loans
Investment Property
New build and renovations
Business Loans
Property Development loans
Asset loans
Specialties: Lending
Mortgages
Investments

Hover any specialty to see its source. Self-attest takes priority; PDS-derived next; AI-classified last. For binding regulatory statements refer to the FAP's own current Public Disclosure Statement.

Distribution panel

Product providers Mortgage Bliss Limited is appointed to distribute, grouped by product category. Counts show how many other NZ FAPs FA-NZ has on file as distributing the same provider.

Lending & Mortgages · 1

Various banks and lenders

Verbatim quotes from Mortgage Bliss Limited's PDS (5 fields cited)

Fees

“The actual fee charged to you will depend on the nature and scope of the advice or service we provide. We will discuss and agree the actual fees with you before we proceed and explain how they are payable.”

Commission

“Most providers pay a commission which is calculated as a percentage of the loan amount, which varies between providers. A few providers also pay a trailing commission over the life of the loan.”

Conflicts of interest

“Mortgage BLISS Ltd receives commissions from the banks and lenders when your loan settles. We also receive referral fees from a few of our referral partners if you purchase a product from them.”

Scope of advice

“First home buyers and home loans - Investment Property - New build and renovations - Business Loans - Property Development loans - Asset loans”

Material relationships

“We are here for our clients and to advise you as best we can. Your interests are our priority although we do have business relationships with product providers also.”

Verbatim spans extracted from the source PDS dated 2026-05-24. Each quote was substring-verified against the original document; spans that failed verification were dropped. View source.

Services this firm offers

Named service offerings extracted from Mortgage Bliss Limited's PDS. Names are verbatim from the source document; descriptions and fee notes are AI-summarised — refer to the original PDS for binding wording.

Residential Property Lending
Advisory

Financial advice on home loans, investment property, new builds, business loans, property development, and asset loans.

Fees: Fees agreed with client before proceeding; lenders pay commission on loan settlement. Clawback may apply within 28 months.

For: retail

FAQs from this firm's PDS

Common consumer questions answered in Mortgage Bliss Limited's Public Disclosure Statement. Answers are verbatim spans from the source document, substring-verified at extract time.

What fees does Mortgage BLISS charge?

“The actual fee charged to you will depend on the nature and scope of the advice or service we provide. We will discuss and agree the actual fees with you before we proceed and explain how they are payable.”

What happens if I repay or refinance my loan within 28 months?

“In the event that you repay or refinance your new loan within a period of 28 months and we are required to repay the commission to the lender, the fee we will charge will be the amount required by the lender and will be based on the length of time that you have had the loan. This means that the closer to the 28th month anniversary of the loan the lower the fee that will be required to be paid back to the lender.”

Are Mortgage BLISS advisors paid commission?

“Mortgage BLISS Advisors are paid salaries not commission; our priority is to suit the lending product to your needs. We don't refer to a particular lender.”

How does Mortgage BLISS manage conflicts of interest?

“We follow an advice process that ensures our recommendations are made appropriately, based on client's goals and circumstances. - All our advisors undergo annual training about how to manage conflicts of interest. - We maintain a register of conflicts of interests and the gifts and incentives we receive. These registers are monitored regularly, and additional training is provided as required. - We undertake an annual independent Compliance Assurance Review.”

Additional disclosure documents

Documents linked from Mortgage Bliss Limited's PDS. URLs verified to appear in the source document at extract time; links may rot — verify with the firm before relying on a specific version.

www.mortgagebliss.co.nz · Other disclosure
complaints@fscl.org.nz · Complaints Process

Notes: Facts and product panel are LLM-extracted from the source document (confidence tier B). Verbatim quote block above is Sonnet-extracted then substring-verified against the source markdown. For the authoritative wording, view the original disclosure above. FSPR register entry. FA-NZ is a directory mirror, not a regulator.