Mortgage Life Limited

Financial Services Provider

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Christchurch

FSPR Registered

FSP Number: FSP1007811

NZBN: 9429052194511

Team Size: 7 advisers

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About Mortgage Life Limited

What is Mortgage Life Limited?

Mortgage Life Limited is a financial services provider, based in Christchurch, with 1 year on the FSPR register, and 7 appointed advisers on file.

How is Mortgage Life Limited regulated?

Mortgage Life Limited is registered on the Financial Service Providers Register (FSPR)as FSP1007811, with first registration in 2024. Disputes are handled by Financial Services Complaints Limited. Verify on the FSPR register at fsp-register.companiesoffice.govt.nz.

What does Mortgage Life Limited offer?

Mortgage Life Limited's Public Disclosure Statement lists the following scope of advice: Debt management including borrowing for personal and investment purposes, Personal insurance, Personal and group insurance (life cover, disability, income protection and trauma), Loans including mortgages, reverse mortgages and deposit bonds. Refer to the original PDS for the binding scope.

Public Disclosure Statement highlights

Full PDS section ↓

Extracted from Mortgage Life Limited's PDS dated 2026-05-24 · HTML source. View original.

Fee structure: fee and commission
Commission: Yes
Dispute scheme: FSCL
Panel: 35 providers
Services: 2 named
Linked docs: 2

Scope of advice

Debt management including borrowing for personal and investment purposes
Personal insurance
Personal and group insurance (life cover, disability, income protection and trauma)
Loans including mortgages, reverse mortgages and deposit bonds

Contact Information

Phone

Not available

Email

Not available

Website

Not available

Address

9 Papaumu Green,Parklands,Christchurch,8083,New Zealand

About Mortgage Life Limited

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Public Disclosure Statement

35 providers on panel

Mortgage Life Limited files a Public Disclosure Statement under FMC Act 2013 s431 · last ingested 2026-05-24 · source format HTML.

→ View Mortgage Life Limited's original disclosure page · FA-NZ mirror (Markdown) · facts.json

Fee structure: fee and commission
Receives commission: Yes — disclosed in PDS
Dispute resolution scheme: FSCL
Scope of advice (verbatim from PDS): Debt management including borrowing for personal and investment purposes
Personal insurance
Personal and group insurance (life cover, disability, income protection and trauma)
Loans including mortgages, reverse mortgages and deposit bonds
Specialties: Investments
Financial Planning
General Insurance
Income Protection
Trauma Insurance
Disability Insurance
Life Insurance
Business Insurance
Mortgages
Lending

Hover any specialty to see its source. Self-attest takes priority; PDS-derived next; AI-classified last. For binding regulatory statements refer to the FAP's own current Public Disclosure Statement.

Distribution panel

Product providers Mortgage Life Limited is appointed to distribute, grouped by product category. Counts show how many other NZ FAPs FA-NZ has on file as distributing the same provider.

Lending & Mortgages · 29

ANZ +38
BNZ +36
Westpac +35
ASB Bank +32
First Mortgage Trust +26
Heartland Bank +24
Cressida Capital +22
Pepper Money +22
Kiwibank +22
DBR Property Finance +21
Prospa +21
ASAP Finance +18
Southern Cross Partners +16
Resimac +15
Liberty Financial +12
SBS Bank +12
Unity Credit Union +11
TSB +11
Bank of China +10
Basecorp Finance +10
Avanti Finance +9
Bluestone +9
ICBC +8
Plus Finance +8
China Construction Bank +7
Pallas Capital +7
The Co-operative Bank +3
Funding Partners (CFML)
AIA/Sovereign Home

Other products · 6

AIA +40
Partners Life +39
Fidelity Life +35
nib +23
Chubb +17
Asteron Life +9

Verbatim quotes from Mortgage Life Limited's PDS (5 fields cited)

Product panel

“ANZ, ASB, BNZ, Westpac, ASAP Finance, Avanti, Bank of China, Basecorp, Bluestone, China Construction Bank, Co-operative Bank, Cressida Capital, DBR, First Mortgage Trust, Funding Partners (CFML), Heartland Bank, ICBC, Liberty, Pallas Capital, Pepper Money, Plus Finance, Prospa, Resimac, SBS, Southern Cross Partners, Unity, AIA/Sovereign Home, Kiwibank, TSB”

Conflicts of interest

“From time to time our product providers assist us with funding so we can bring our advisers together for conferences and professional development training.”

Scope of advice

“Debt management (including borrowing for personal and investment purposes) - Personal insurance”

Dispute resolution

“If we cannot agree on how to fix the issue, or if you decide not to use the internal complaints scheme, you can contact our external disputes resolution scheme – FSCL.”

Material relationships

“We are here for our clients and to advise you as best we can. Your interests are our priority although we do have business relationships with product providers also.”

Verbatim spans extracted from the source PDS dated 2026-05-24. Each quote was substring-verified against the original document; spans that failed verification were dropped. View source.

Services this firm offers

Named service offerings extracted from Mortgage Life Limited's PDS. Names are verbatim from the source document; descriptions and fee notes are AI-summarised — refer to the original PDS for binding wording.

Debt management
Advisory

Financial advice on borrowing for personal and investment purposes, including mortgages and loans.

Fees: Set dollar amount or percentage-based fee; initial and ongoing commissions may apply from lenders.

For: retail
Personal insurance
Advisory

Financial advice on personal and group insurance products including life, disability, income protection and trauma cover.

Fees: Set dollar amount or percentage-based fee; initial and ongoing commissions may apply from insurers.

For: retail

Additional disclosure documents

Documents linked from Mortgage Life Limited's PDS. URLs verified to appear in the source document at extract time; links may rot — verify with the firm before relying on a specific version.

scott@mortgagelife.co.nz · Complaints Process
complaints@fscl.org.nz · Complaints Process

Notes: Facts and product panel are LLM-extracted from the source document (confidence tier B). Verbatim quote block above is Sonnet-extracted then substring-verified against the source markdown. For the authoritative wording, view the original disclosure above. FSPR register entry. FA-NZ is a directory mirror, not a regulator.