Mortgageme Financial Services Queenstown Lakes Limited

Financial Services Provider

★★★★★

5 Read 72 reviews on Google

Source: Google Business Profile. Reflects this firm's listing, not individual advisers.

Queenstown

FSPR Registered

FSP Number: FSP597769

NZBN: 9429042354949

Team Size: 10 advisers

Verify on FSPR

About Mortgageme Financial Services Queenstown Lakes Limited

What is Mortgageme Financial Services Queenstown Lakes Limited?

Mortgageme Financial Services Queenstown Lakes Limited is a financial services provider, based in Queenstown, with 8 years on the FSPR register, and 10 appointed advisers on file.

How is Mortgageme Financial Services Queenstown Lakes Limited regulated?

Mortgageme Financial Services Queenstown Lakes Limited is registered on the Financial Service Providers Register (FSPR)as FSP597769, with first registration in 2018. Disputes are handled by Financial Services Complaints Limited. Verify on the FSPR register at fsp-register.companiesoffice.govt.nz.

What does Mortgageme Financial Services Queenstown Lakes Limited offer?

Mortgageme Financial Services Queenstown Lakes Limited's Public Disclosure Statement lists the following scope of advice: mortgages, life and health insurance, KiwiSaver, home and commercial mortgages, main bank and non-bank lending. Refer to the original PDS for the binding scope.

Public Disclosure Statement highlights

Full PDS section ↓

Extracted from Mortgageme Financial Services Queenstown Lakes Limited's PDS dated 2026-05-18 · PDF source. View original.

Fee structure: mixed
Commission: Yes
Dispute scheme: FSCL
Panel: 36 providers
Services: 3 named
FAQs: 4 answered
Linked docs: 1

Scope of advice

mortgages
life and health insurance
KiwiSaver
home and commercial mortgages
main bank and non-bank lending

Contact Information

Phone

03 409 0700

Email

Not available

Website

ymt.co.nz

Address

Level 1, 311 Hawthorne Drive,Frankton,Queenstown,9371,New Zealand

About Mortgageme Financial Services Queenstown Lakes Limited

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Public Disclosure Statement

36 providers on panel

Mortgageme Financial Services Queenstown Lakes Limited files a Public Disclosure Statement under FMC Act 2013 s431 · last ingested 2026-05-18 · source format PDF.

→ View Mortgageme Financial Services Queenstown Lakes Limited's original disclosure PDF · FA-NZ mirror (Markdown) · facts.json

Fee structure: mixed
Receives commission: Yes — disclosed in PDS
Dispute resolution scheme: FSCL
Scope of advice (verbatim from PDS): mortgages
life and health insurance
KiwiSaver
home and commercial mortgages
main bank and non-bank lending
Specialties: Mortgages
Health Insurance
Life Insurance
General Insurance
Kiwisaver
Lending

Hover any specialty to see its source. Self-attest takes priority; PDS-derived next; AI-classified last. For binding regulatory statements refer to the FAP's own current Public Disclosure Statement.
Ownership: Your Mortgage Team Limited (FSP 597769) is the financial advice provider

Distribution panel

Product providers Mortgageme Financial Services Queenstown Lakes Limited is appointed to distribute, grouped by product category. Counts show how many other NZ FAPs FA-NZ has on file as distributing the same provider.

Lending & Mortgages · 30

ANZ +37
BNZ +35
Westpac +34
ASB Bank +31
Avanti Finance +26
First Mortgage Trust +25
Heartland Bank +23
Cressida Capital +21
Pepper Money +21
DBR Property Finance +20
Prospa +20
ASAP Finance +17
Basecorp Finance +16
Southern Cross Partners +15
Funding Partners +14
Resimac +14
Liberty Financial +11
SBS Bank +11
TSB +10
Bank of China +9
Bluestone +8
Unity Credit Union +8
Plus Finance +7
Sovereign +4
Lock Finance +3
Apricity +1
Kiwibank +1
Clever Money
The Co-operative Bank
XE Currency

KiwiSaver · 1

Generate +1

Life & Health Insurance · 5

AIA +39
Partners Life +38
Fidelity Life +34
Asteron Life +25
nib +10

Verbatim quotes from Mortgageme Financial Services Queenstown Lakes Limited's PDS (8 fields cited)

Fees

“If such a fee is charged it will be for work performed by the adviser on the basis of processing the application and administration time, on the client's behalf, up to **$2,500 + GST**, unless otherwise agreed upfront by the parties. For non-bank advice and lending, there is an agreed upon broker fee between **1-2% of the overall lending**.”

Commission

“For life and health insurance, Your Mortgage Team and the financial advisers receive commission from the insurance companies on whose policies we give advice. If the client decides to take out an insurance policy, the selected insurer will pay a commission to YMT and your financial adviser. The amount of commission is based on the amount of the annual premium.”

Product panel

“We work with both main banks and second-tier lenders: - ANZ - Apricity - ASAP Finance - ASB - Avanti Finance - Bank of China - Basecorp Finance - Bluestone - BNZ - Clever Money - Cressida Capital - DBR - First Mortgage Trust - Funding Partners - Heartland Bank - Kiwi Bank - Liberty - Lock Finance - NZCU - Pepper Money”

Conflicts of interest

“To ensure that our financial advisers prioritise our client's interests above their own, we follow an advice process that ensures our recommendations are made on the basis of the client's goals and circumstances. All of our financial advisers and support staff undergo regular training and professional development about how to manage conflicts of interest.”

Scope of advice

“Your Mortgage Team provides advice to our clients about mortgages, life and health insurance and KiwiSaver. Our financial advisers provide financial advice in relation to KiwiSaver, home and commercial mortgages, main bank and non-bank lending and life and health insurance.”

Dispute resolution

“If we cannot agree on how to resolve the issue, or if you decide not to use the internal complaints scheme, you can contact the **Financial Services Complaints Limited (FSCL)**. This service will cost you nothing and it will help us to resolve any disagreements.”

Ownership

“**Your Mortgage Team Limited** (FSP 597769) is the financial advice provider.”

Material relationships

“Occasionally, we will use a referral partner we are aligned with for your business. We will only do this where we have your express permission in advance. We receive a commission from these referral partners.”

Verbatim spans extracted from the source PDS dated 2026-05-18. Each quote was substring-verified against the original document; spans that failed verification were dropped. View source.

Services this firm offers

Named service offerings extracted from Mortgageme Financial Services Queenstown Lakes Limited's PDS. Names are verbatim from the source document; descriptions and fee notes are AI-summarised — refer to the original PDS for binding wording.

Mortgage Advice
Advisory

Advice on home and commercial mortgages with main banks and non-bank/second-tier lenders.

Fees: Commission from lenders; fee up to $2,500+GST if no commission; 1-2% broker fee for non-bank lending.

For: retail
Life and Health Insurance Advice
Advisory

Advice on life and health insurance products from five insurers.

Fees: Commission from insurers; fee may apply if client cancels policy within two years of inception.

For: retail
Investment Advice
Advisory

Advice on KiwiSaver (Generate KiwiSaver) and other investment products.

Fees: Commission from KiwiSaver provider; fee of $1,500+GST base plus $100+GST/hour after first 10 hours for non-KiwiSaver investment advice.

For: retail

FAQs from this firm's PDS

Common consumer questions answered in Mortgageme Financial Services Queenstown Lakes Limited's Public Disclosure Statement. Answers are verbatim spans from the source document, substring-verified at extract time.

What financial advice does Your Mortgage Team provide?

“Your Mortgage Team provides advice to our clients about mortgages, life and health insurance and KiwiSaver. Our financial advisers provide financial advice in relation to KiwiSaver, home and commercial mortgages, main bank and non-bank lending and life and health insurance.”

What fees may be charged for mortgage advice?

“Your Mortgage Team may charge a fee for mortgage advice in the event we act on your behalf in a transaction where do not receive a commission from the above-mentioned panel of providers, for reason by way of representing the client with a provider we do not hold an accreditation with, or for work completed by YMT that didn't result in the client using their advice, or where YMT is clawed back any commission paid within a 28 month period.”

What fees may be charged for life and health insurance advice?

“Your Mortgage Team may charge a fee for the financial advice provided to a client where the client cancels and life or health insurance policy within two years of inception. Whether a fee will be charged and the manner in which it will be charged will be advised when the advice is provided to the client.”

How does Your Mortgage Team manage conflicts of interest?

“To ensure that our financial advisers prioritise our client's interests above their own, we follow an advice process that ensures our recommendations are made on the basis of the client's goals and circumstances. All of our financial advisers and support staff undergo regular training and professional development about how to manage conflicts of interest. A compliance audit is undertaken in house once a year and a review of our compliance program is reviewed annually by a compliance adviser.”

Additional disclosure documents

Documents linked from Mortgageme Financial Services Queenstown Lakes Limited's PDS. URLs verified to appear in the source document at extract time; links may rot — verify with the firm before relying on a specific version.

www.fma.govt.nz · Other disclosure

Notes: Facts and product panel are LLM-extracted from the source document (confidence tier B). Verbatim quote block above is Sonnet-extracted then substring-verified against the source markdown. For the authoritative wording, view the original disclosure above. FSPR register entry. FA-NZ is a directory mirror, not a regulator.