Surecapital Investments Limited

Financial Services Provider

★★★★★

5 Read 282 reviews on Google

Source: Google Business Profile. Reflects this firm's listing, not individual advisers.

Ellerslie

FSPR Registered

FSP Number: FSP624289

NZBN: 9429041842027

Team Size: 17 advisers

Verify on FSPR

About Surecapital Investments Limited

What is Surecapital Investments Limited?

Surecapital Investments Limited is a financial services provider, based in Ellerslie, with 7 years on the FSPR register, and 17 appointed advisers on file.

How is Surecapital Investments Limited regulated?

Surecapital Investments Limited is registered on the Financial Service Providers Register (FSPR)as FSP624289, with first registration in 2018. Disputes are handled by Financial Dispute Resolution Scheme. Verify on the FSPR register at fsp-register.companiesoffice.govt.nz.

What does Surecapital Investments Limited offer?

Surecapital Investments Limited's Public Disclosure Statement lists the following scope of advice: Mortgages, Personal loans/debt consolidation, Top ups, Fixed rate rollovers, Business/commercial loans, Construction loans/project finance. Refer to the original PDS for the binding scope.

Public Disclosure Statement highlights

Full PDS section ↓

Extracted from Surecapital Investments Limited's PDS dated 2026-05-24 · HTML source. View original.

Fee structure: mixed
Commission: Yes
Dispute scheme: FDRS
Panel: 56 providers
Services: 2 named
FAQs: 4 answered
Linked docs: 1

Scope of advice

Mortgages
Personal loans/debt consolidation
Top ups
Fixed rate rollovers
Business/commercial loans
Construction loans/project finance
Life insurance
Trauma insurance
+5 more

Contact Information

Phone

0800 798 815

Email

Not available

Website

www.everbright.co.nz

Address

First Floor,381 Great South Road,Ellerslie,1051,New Zealand

About Surecapital Investments Limited

Company profile coming soon

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Public Disclosure Statement

56 providers on panel

Surecapital Investments Limited files a Public Disclosure Statement under FMC Act 2013 s431 · last ingested 2026-05-24 · source format HTML.

→ View Surecapital Investments Limited's original disclosure page · FA-NZ mirror (Markdown) · facts.json

Fee structure: mixed
Receives commission: Yes — disclosed in PDS
Dispute resolution scheme: FDRS
Scope of advice (verbatim from PDS): Mortgages
Personal loans/debt consolidation
Top ups
Fixed rate rollovers
Business/commercial loans
Construction loans/project finance
Life insurance
Trauma insurance
Total and permanent disability insurance
Income Protection insurance
Mortgage and household expenses cover
Health/medical insurance

+1 more
Specialties: Business Insurance
Mortgages
Lending
Life Insurance
General Insurance
Trauma Insurance
Disability Insurance
Income Protection
Health Insurance
Financial Planning

Hover any specialty to see its source. Self-attest takes priority; PDS-derived next; AI-classified last. For binding regulatory statements refer to the FAP's own current Public Disclosure Statement.
Ownership: SureCapital Investments Limited trading as EverBright Finance (FSP624289), authorised under the licence held by Link Financial Group 2022 Limited (FSP1004590).

Distribution panel

Product providers Surecapital Investments Limited is appointed to distribute, grouped by product category. Counts show how many other NZ FAPs FA-NZ has on file as distributing the same provider.

Lending & Mortgages · 49

AIA +39
ANZ +37
BNZ +35
Westpac +34
ASB Bank +31
Avanti Finance +26
First Mortgage Trust +25
Heartland Bank +23
SBS Bank +23
Kiwibank +21
Cressida Capital +21
Pepper Money +21
DBR Property Finance +20
Prospa +20
ASAP Finance +17
Basecorp Finance +16
Southern Cross Partners +15
Funding Partners +14
The Co-operative Bank +12
TSB +10
Unity Credit Union +10
Bank of China +9
General Finance +9
ICBC +7
China Construction Bank +6
Pallas Capital +6
Bizcap +4
Finbase +4
Liberty Financial +4
XE +4
Vincent Capital +4
Gold Band Finance +3
Strata Funding +3
Simplify +3
Xceda +3
NBS +2
Zagga +2
Get Capital +1
Metro Finance +1
MB Private +1
Go Lend +1
Welcome Limited +1
CFML Loans
Fico Finance
Link Home Loans
OxFord Finance
Pioneer Finance
Property Funding Partners
Property Funding Trustees

Other products · 7

Partners Life +38
Fidelity Life +34
Asteron Life +25
Southern Cross +24
Chubb +16
nib +10
Accuro +2

Verbatim quotes from Surecapital Investments Limited's PDS (7 fields cited)

Fees

“Generally, we do not charge you a fee for our services. This is because our advisers are usually remunerated by way of commission by the providers of products we recommend. However, there are some situations where fees may apply.”

Commission

“We receive commissions from some of the lenders and insurers that we recommend. For lending, the amount of commission is based on the amount of the loan and will vary depending on the lending provider. For insurances, the amount of commission is based on the amount of premium associated with your cover and may vary depending on the insurer.”

Product panel

“ANZ - BNZ - ASB - Westpac - Kiwibank - Bank of China - Heartland Bank - SBS Bank - The Co-operative Bank - China Construction Bank - ICBC - TSB”

Conflicts of interest

“From time to time, product providers may also reward us for the overall business we provide to them. They may give us tickets to sports events, hampers, or other incentives.”

Dispute resolution

“If we cannot resolve your complaint, or you are not satisfied with the way we propose to do so, you can contact **Financial Disputes Resolution Scheme (FDRS)**. FDRS provides a free, independent dispute resolution service that may help investigate or resolve your complaint if we have not been able to resolve your complaint to your satisfaction.”

Ownership

“Link Financial Group 2022 Limited (FSP1004590) holds a licence issued by the Financial Markets Authority to provide financial advice. **SureCapital Investments Limited trading as EverBright Finance (FSP624289)** is authorised by that licence to provide financial advice.”

Material relationships

“EverBright has relationships with a wide array of lenders across the market. If it suits your needs, we may partner with a lender not on the above list. This will be discussed with you in advance.”

Verbatim spans extracted from the source PDS dated 2026-05-24. Each quote was substring-verified against the original document; spans that failed verification were dropped. View source.

Services this firm offers

Named service offerings extracted from Surecapital Investments Limited's PDS. Names are verbatim from the source document; descriptions and fee notes are AI-summarised — refer to the original PDS for binding wording.

lending advice
Advisory

Advice on mortgages, personal loans, commercial lending, debt consolidation, construction loans, and loan structuring.

Fees: Generally commission-based; fees may apply in certain situations such as early repayment or complex advice.

For: retail
insurance advice
Advisory

Advice on personal and business risk insurance including life, health, trauma, income protection, and ACC.

Fees: Generally commission-based; fees may apply if policy is cancelled or changed within two years of inception.

For: retail

FAQs from this firm's PDS

Common consumer questions answered in Surecapital Investments Limited's Public Disclosure Statement. Answers are verbatim spans from the source document, substring-verified at extract time.

Does EverBright Finance charge fees for its services?

“Generally, we do not charge you a fee for our services. This is because our advisers are usually remunerated by way of commission by the providers of products we recommend. However, there are some situations where fees may apply.”

How does EverBright Finance handle conflicts of interest?

“To ensure that our financial advisers prioritise the client's interests above their own, we follow an advice process that ensures our personalised recommendations are made on the basis of the client's goals and circumstances, as advised to us.”

What happens if I have a complaint about EverBright Finance's advice?

“If you are not satisfied with our financial advice service you can make a complaint to our licence holder by emailing complaints@lfg.co.nz, or by calling 0800 466 784. You can also write to us at: Unit D, 1/1 Antares Place, Rosedale, Auckland.”

What duties does EverBright Finance have under the FMC Act 2013?

“EverBright Finance, and anyone who gives financial advice on our behalf, has duties under the Financial Markets Conduct Act 2013 relating to the way that we give advice. We are required to: - Give priority to your interests by taking all reasonable steps to make sure our advice is not materially influenced by our own interests (431K) - Exercise care, diligence, and skill in providing you with advice (431L)”

Additional disclosure documents

Documents linked from Surecapital Investments Limited's PDS. URLs verified to appear in the source document at extract time; links may rot — verify with the firm before relying on a specific version.

www.fma.govt.nz · Other disclosure

Notes: Facts and product panel are LLM-extracted from the source document (confidence tier B). Verbatim quote block above is Sonnet-extracted then substring-verified against the source markdown. For the authoritative wording, view the original disclosure above. FSPR register entry. FA-NZ is a directory mirror, not a regulator.