Dux Financial Services Limited

Financial Services Provider

★★★★★

5 Read 155 reviews on Google

Source: Google Business Profile. Reflects this firm's listing, not individual advisers.

Wellington

FSPR Registered

FSP Number: FSP670191

NZBN: 9429046962263

Team Size: 5 advisers

Verify on FSPR

About Dux Financial Services Limited

What is Dux Financial Services Limited?

Dux Financial Services Limited is a financial services provider, based in Wellington, with 7 years on the FSPR register, and 5 appointed advisers on file.

How is Dux Financial Services Limited regulated?

Dux Financial Services Limited is registered on the Financial Service Providers Register (FSPR)as FSP670191, with first registration in 2019. Disputes are handled by Insurance & Financial Services Ombudsman Scheme Inc.. Verify on the FSPR register at fsp-register.companiesoffice.govt.nz.

What does Dux Financial Services Limited offer?

Dux Financial Services Limited's Public Disclosure Statement lists the following scope of advice: Mortgages, Personal Insurance, Personal Fire and General Insurance, Financial Planning, Investment Strategies (strategic asset allocation and investing), Debt management (including borrowing for personal and investment purposes). Refer to the original PDS for the binding scope.

Public Disclosure Statement highlights

Full PDS section ↓

Extracted from Dux Financial Services Limited's PDS dated 2026-05-24 · HTML source. View original.

Fee structure: mixed
Commission: Yes
Dispute scheme: IFSO
Panel: 39 providers
Services: 8 named
Linked docs: 8

Scope of advice

Mortgages
Personal Insurance
Personal Fire and General Insurance
Financial Planning
Investment Strategies (strategic asset allocation and investing)
Debt management (including borrowing for personal and investment purposes)
KiwiSaver investment strategies and retirement planning
KiwiSaver investments
+8 more

Contact Information

Phone

0800 000 987

Email

Not available

Website

duxfinancial.co.nz

Address

Level 2, 85 Ghuznee Street,Te Aro,Wellington,6011,New Zealand

About Dux Financial Services Limited

Company profile coming soon

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Public Disclosure Statement

39 providers on panel

Dux Financial Services Limited files a Public Disclosure Statement under FMC Act 2013 s431 · last ingested 2026-05-24 · source format HTML.

→ View Dux Financial Services Limited's original disclosure page · FA-NZ mirror (Markdown) · facts.json

Fee structure: mixed
Receives commission: Yes — disclosed in PDS
Dispute resolution scheme: IFSO
Scope of advice (verbatim from PDS): Mortgages
Personal Insurance
Personal Fire and General Insurance
Financial Planning
Investment Strategies (strategic asset allocation and investing)
Debt management (including borrowing for personal and investment purposes)
KiwiSaver investment strategies and retirement planning
KiwiSaver investments
Managed Funds
Personal and Group Insurance (life cover, disability, income protection, mortgage protection, trauma and medical)
Life investment products including whole of life, endowment, and bonds
Business Risk Insurance (life, key person, loss of revenue and other)

+4 more
Specialties: Financial Planning
Investments
Kiwisaver
Retirement Planning
Income Protection
Trauma Insurance
Disability Insurance
Life Insurance
Business Insurance
Lending
Mortgages
General Insurance
Health Insurance

Hover any specialty to see its source. Self-attest takes priority; PDS-derived next; AI-classified last. For binding regulatory statements refer to the FAP's own current Public Disclosure Statement.
Ownership: DUX Financial Services Limited (FSP 670191) holds a Class 2 Financial Advice Provider License. DUX Financial Planning Limited (FSP 731551) is authorised by that license to provide financial advice.

Distribution panel

Product providers Dux Financial Services Limited is appointed to distribute, grouped by product category. Counts show how many other NZ FAPs FA-NZ has on file as distributing the same provider.

Lending & Mortgages · 13

ANZ +38
BNZ +36
Westpac +35
ASB Bank +32
Kiwibank +22
Pepper Money +22
SBS Bank +12
Liberty Financial +12
Unity Credit Union +11
Avanti Finance +9
Heartland Bank +4
AIA Go Home Loans +1
Co-op

KiwiSaver · 8

Booster +21
Generate +21
Fisher Funds +9
AMP +6
Koura +2
JMI Wealth +1
Smart
Superlife

General Insurance · 3

Tower Insurance +5
AON +2
Blanket +2

Investments & Funds · 5

Milford Asset Management +14
NZ Funds +9
Pathfinder +7
Select Wealth +1
Consilium/Synergy

Other products · 10

AIA +40
Partners Life +39
Southern Cross +25
nib +23
Chubb Life +14
Accuro +12
Resolution Life +9
Asteron Life +9
Fidelity Life +4
Pinnacle Life

Verbatim quotes from Dux Financial Services Limited's PDS (5 fields cited)

Fees

“The fees charged for our advice and services may be based on a combination of a set dollar amount, an hourly rate, a percentage-based fee, or commission in lieu of fee.”

Professional indemnity

“There have been no professional indemnity insurance or negligence claims, disputes resolution actions, or disciplinary actions. Ever.”

Conflicts of interest

“DUX Financial Services and our financial advisers receive commissions from the providers on whose products we give financial advice (the insurers, banks, and KiwiSaver providers).”

Scope of advice

“Our Financial Advisers provide financial advice in relation to the following: - Mortgages - Personal Insurance - Personal Fire and General Insurance - Financial Planning - Investment Strategies (Strategic asset allocation and investing) - Debt management (including borrowing for personal and investment purposes) - KiwiSaver investment strategies and retirement planning”

Material relationships

“From time to time, product providers may also reward us for the overall business we provide to them. They may give us tickets to sports events, hampers, or other incentives.”

Verbatim spans extracted from the source PDS dated 2026-05-24. Each quote was substring-verified against the original document; spans that failed verification were dropped. View source.

Services this firm offers

Named service offerings extracted from Dux Financial Services Limited's PDS. Names are verbatim from the source document; descriptions and fee notes are AI-summarised — refer to the original PDS for binding wording.

Mortgages
Advisory

Financial advice on home loans, reverse mortgages, and personal loans from a range of lenders.

Fees: Initial commission 0.55%–0.85% of loan amount; ongoing 0%–0.30% p.a. or refix fees $0–$150.

For: retail
Personal Insurance
Advisory

Advice on life, disability, income protection, mortgage protection, trauma, and medical insurance.

Fees: Initial commission 80%–210% of first year's premium; ongoing 6%–20%.

For: retail
Personal Fire and General Insurance
Advisory

Advice on house, car, contents, and landlord insurance products.

Fees: Initial commission 0%; ongoing 15% of insurer's premium (excl. GST, EQC, FSL).

For: retail
Financial Planning
Advisory

Personal financial planning covering savings, retirement, debt management, budgeting, and investment planning.

Fees: Fee based on set dollar amount, hourly rate, percentage, or commission in lieu of fee; agreed before work commences.

For: retail
Investment Strategies
Advisory

Strategic asset allocation and investing advice including managed funds.

Fees: Generally 0% initial commission; ongoing 0%–1% p.a. of fund balance for managed funds.

For: retail
KiwiSaver investment strategies and retirement planning
Advisory

Advice on KiwiSaver fund selection, contributions, and retirement planning.

Fees: Initial commission 0% (some providers pay $30–$240); ongoing 0%–0.50% p.a. of fund balance.

For: retail
Debt management
Advisory

Advice on borrowing for personal and investment purposes, including debt structuring.

Fees: Fee based on set dollar amount, hourly rate, percentage, or commission in lieu of fee; agreed before work commences.

For: retail
Financial Coaching
Advisory

Homebuyer's assistance, property investment vetting, EAP advice, and individual advice needs.

Fees: Fee based on set dollar amount, hourly rate, percentage, or commission in lieu of fee; agreed before work commences.

For: retail

Additional disclosure documents

Documents linked from Dux Financial Services Limited's PDS. URLs verified to appear in the source document at extract time; links may rot — verify with the firm before relying on a specific version.

Alan Borthwick · Service Disclosure Statement
Helen M. Grant · Service Disclosure Statement
Manik Bathla · Service Disclosure Statement
Samuel Hall · Service Disclosure Statement
Thari Bakmeedeniya · Service Disclosure Statement
Morgan Law · Service Disclosure Statement
Download here · Parent Licence
www.ifso.nz · Complaints Process

Notes: Facts and product panel are LLM-extracted from the source document (confidence tier B). Verbatim quote block above is Sonnet-extracted then substring-verified against the source markdown. For the authoritative wording, view the original disclosure above. FSPR register entry. FA-NZ is a directory mirror, not a regulator.