Orange Financial Services Limited

Financial Services Provider

★★★★★

5 Read 14 reviews on Google

Source: Google Business Profile. Reflects this firm's listing, not individual advisers.

Paraparaumu

FSPR Registered

FSP Number: FSP665511

NZBN: 9429047347236

Team Size: 9 advisers

Verify on FSPR

About Orange Financial Services Limited

What is Orange Financial Services Limited?

Orange Financial Services Limited is a financial services provider, based in Paraparaumu, with 7 years on the FSPR register, and 9 appointed advisers on file.

How is Orange Financial Services Limited regulated?

Orange Financial Services Limited is registered on the Financial Service Providers Register (FSPR)as FSP665511, with first registration in 2019. Disputes are handled by Financial Dispute Resolution Scheme. Verify on the FSPR register at fsp-register.companiesoffice.govt.nz.

What does Orange Financial Services Limited offer?

Orange Financial Services Limited's Public Disclosure Statement lists the following scope of advice: Personal Life, Risk & Medical Insurance, KiwiSaver, Home Lending. Refer to the original PDS for the binding scope.

Public Disclosure Statement highlights

Full PDS section ↓

Extracted from Orange Financial Services Limited's PDS dated 2026-05-18 · PDF source. View original.

Fee structure: mixed
Commission: Yes
Dispute scheme: FDRS
Panel: 29 providers
Services: 3 named
FAQs: 3 answered

Scope of advice

Personal Life, Risk & Medical Insurance
KiwiSaver
Home Lending

Contact Information

Phone

04 298 5487

Email

Not available

Website

www.orangenetwork.co.nz

Address

Level 1 Takiri House, Coastlands,150 Rimu Road,Paraparaumu,5032,New Zealand

About Orange Financial Services Limited

Company profile coming soon

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Public Disclosure Statement

29 providers on panel

Orange Financial Services Limited files a Public Disclosure Statement under FMC Act 2013 s431 · last ingested 2026-05-18 · source format PDF.

→ View Orange Financial Services Limited's original disclosure PDF · FA-NZ mirror (Markdown) · facts.json

Fee structure: mixed
Receives commission: Yes — disclosed in PDS
Dispute resolution scheme: FDRS
Scope of advice (verbatim from PDS): Personal Life, Risk & Medical Insurance
KiwiSaver
Home Lending
Specialties: Health Insurance
Life Insurance
General Insurance
Kiwisaver
Mortgages
Lending

Hover any specialty to see its source. Self-attest takes priority; PDS-derived next; AI-classified last. For binding regulatory statements refer to the FAP's own current Public Disclosure Statement.
Ownership: Orange Financial Services Ltd T/A Orange Network (FSP665511)

Distribution panel

Product providers Orange Financial Services Limited is appointed to distribute, grouped by product category. Counts show how many other NZ FAPs FA-NZ has on file as distributing the same provider.

Lending & Mortgages · 16

ANZ +37
BNZ +35
Westpac +34
ASB Bank +31
Avanti Finance +26
Heartland Bank +23
SBS Bank +23
Pepper Money +21
Kiwibank +21
Basecorp Finance +16
Southern Cross Partners +15
The Co-operative Bank +12
Unity Credit Union +10
Bizcap +4
Liberty Financial +2
Prospa +1

KiwiSaver · 6

Generate +20
Milford Asset Management +13
Pathfinder +6
Consilium +4
Kernel Wealth +1
Koura +1

Life & Health Insurance · 7

AIA +39
Partners Life +38
Fidelity Life +34
Asteron Life +25
nib +22
Chubb +16
Accuro

Verbatim quotes from Orange Financial Services Limited's PDS (8 fields cited)

Fees

“We may charge you a one-off fee if the following occurs: **(a) When we don't receive commission from the lender:** If you request that we provide financial advice and we do not receive a commission from the lender, we may charge you a one-off fee. Any such fee would be agreed and authorised by you in writing before we complete the services”

Commission

“Orange Network does not charge any upfront fees for our risk advice services. To ensure advice remains accessible, we are paid commission by the provider of any product you put in place on the back of our recommendation.”

Product panel

“AIA, Chubb, NIB, Fidelity Life, Partners Life, Accuro (UniMed), Asteron Life”

Conflicts of interest

“All of the services Orange Network offers are provided free of charge to our clients. This is because we are paid by the providers when one of their products is taken up on the back of our recommendation. Although we are paid by the providers, we always put your interests first:”

Scope of advice

“The conditions of our licence allow us to provide the following financial advice services: - Personal Life, Risk & Medical Insurance - KiwiSaver - Home Lending”

Dispute resolution

“Scheme:** Financial Dispute Resolution Service **Address:** Freepost 231075, PO Box 2272, Wellington 6140 **Telephone Number:** 0508 337 337 **Email Address:** enquiries@fdrs.org.nz”

Ownership

“Orange Financial Services Ltd T/A Orange Network (FSP665511) is a Financial Advice Provider that holds a licence issued by the Financial Markets Authority (FMA) to provide financial advice services.”

Material relationships

“Orange Network works with the following banks and lending institutions: ANZ, BNZ, Westpac, ASB, Avanti Finance, Basecorp Finance, The Co-operative Bank, Heartland Bank, Liberty Financial Ltd, Pepper Money, PROSPA, SBS Bank, Southern Cross Partners, Unity, Kiwibank, Bizcap”

Verbatim spans extracted from the source PDS dated 2026-05-18. Each quote was substring-verified against the original document; spans that failed verification were dropped. View source.

Services this firm offers

Named service offerings extracted from Orange Financial Services Limited's PDS. Names are verbatim from the source document; descriptions and fee notes are AI-summarised — refer to the original PDS for binding wording.

Personal Life, Risk & Medical Insurance
Advisory

Personalised advice on personal risk products tailored to individual circumstances, goals and needs, using a documented advice process.

Fees: No upfront fees; commission paid by the product provider when a product is taken up.

For: retail
KiwiSaver
Advisory

Generalised advice on KiwiSaver fund type selection based on risk attitude and investment timeframe.

Fees: No fees charged; providers may pay an upfront fee and ongoing commission based on funds under management.

For: retail
Residential Lending
Advisory

Advice and arrangement of home lending products matched to client circumstances, working with a panel of banks and lenders.

Fees: Commission paid by lenders; one-off fees may apply if no commission received or if commission must be repaid (capped at $3,000+GST).

For: retail

FAQs from this firm's PDS

Common consumer questions answered in Orange Financial Services Limited's Public Disclosure Statement. Answers are verbatim spans from the source document, substring-verified at extract time.

How does Orange Network manage conflicts of interest?

“All of the services Orange Network offers are provided free of charge to our clients. This is because we are paid by the providers when one of their products is taken up on the back of our recommendation. Although we are paid by the providers, we always put your interests first: - We follow a proven 6-step advice process that puts our clients needs at the heart of the advice process - We identify and disclose the maximum level of commission we may get on the back of our recommendation - If our recommendation involves replacing cover, we will provide a comparison of covers and explain what the recommended provider offers that your existing cover does not.”

What happens if something goes wrong or I want to make a complaint?

“If you would like to raise concerns about the service you have received, we have an internal complaint process that we will follow when we receive your formal complaint. Our internal process involves: 1. Requesting your complaint in writing 2. Acknowledging the receipt of your complaint within 2 working days of receiving it. 3. Investigating your concerns by speaking with all the involved parties and reviewing all the documentation we hold on file. 4. Providing a formal written response within 28 days of acknowledging your concerns. If you would like to make a complaint, please email: admin@orangenetwork.co.nz”

What are Orange Network's duties under the Financial Markets Conduct Act 2013?

“Under the Financial Markets Conduct Act 2013, it is the duty of Orange Network and our advisers to: - meet the standards of competence, knowledge, and skill set out in the Code of Professional Conduct for Financial Advice Services (Code of Conduct), which form part of the wider regulatory regime for financial advice and ensure we have the expertise necessary to provide you with advice; and - give priority to your interests by taking all reasonable steps to ensure that the advice given to you is not materially influenced by our own interests or the interests of any other person connected with the giving of advice”

Notes: Facts and product panel are LLM-extracted from the source document (confidence tier B). Verbatim quote block above is Sonnet-extracted then substring-verified against the source markdown. For the authoritative wording, view the original disclosure above. FSPR register entry. FA-NZ is a directory mirror, not a regulator.