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Adviser-level distribution view

Advisers at FAPs that disclose Kernel Wealth

4 NZ Financial Advice Providers have disclosed Kernel Wealth in their public Product Disclosure Statement product panel, collectively employing 53 individual advisers across 9 cities. For the FAP-level roll-up (one row per firm), see the parent Kernel Wealth distribution network page.

Name variants in the source data: Kernel, Kernel Wealth.

FAPs distributing Kernel Wealth, by adviser headcount

4 FAPs · as of 2026-05-23

Individual advisers

53 of 53 shown

How this list is built

Under New Zealand's Financial Markets Conduct Act 2013, every Financial Advice Provider (FAP) must publish a Public Disclosure Statement under section 431 covering — among other things — the product providers they are appointed to distribute. FinanceAdvisersNZ mirrors these PDSes and parses the product-panel section into structured data.

For this page, we filter network_edges_mv to the edges where Kernel Wealth appears as a disclosed provider, resolve the FAPs at the from end of each edge, then enumerate the individual advisers currently appointed under each of those FAPs via the FSPR register.

Methodology + limits

  • Source: Mirror of NZ FAP Public Disclosure Statements filed under FMC Act 2013 s431, joined to the FSPR adviser–FAP appointment register.
  • Extraction: Product-provider names are extracted from PDS markdown by Claude (LLM-extracted, confidence tier C). Name variants are collapsed via a hand-curated alias list — see the parent /network/insurer/kernel-wealth page for the canonical variants merged into this slug.
  • Scope (HARD): Being on a FAP's product panel does not mean every adviser at that FAP personally advises on Kernel Wealth. Individual advisers may be scoped to a subset of their FAP's panel depending on licensing and specialty. This page lists everyone whose FAP-wide disclosure includes Kernel Wealth, not advisers verified to personally advise on it.
  • Coverage: FinanceAdvisersNZ has PDS data on file for ~107 of ~2,444 NZ FAPs (~4.5%) as of 2026-06-01. A FAP not listed here may still distribute Kernel Wealth — we simply do not yet have their PDS in our corpus.
  • Display cap: This page renders up to 100 advisers; pages with more advisers link out to the parent Kernel Wealth FAP roll-up.

Machine-readable + related

FinanceAdvisersNZ is a directory mirror of public NZ register and FAP disclosure data. We are not a Financial Advice Provider, do not provide regulated financial advice, and do not vet, verify, or endorse advisers.