FAP product panel disclosure
Product providers Zhen Yuan Ma's FAP can advise on
Zhen Yuan Ma is appointed under Goldsmith Mortgages Limited (FAP FSP1005125). The list below shows the product providers Goldsmith Mortgages Limited has disclosed in its Public Disclosure Statement under FMC Act 2013 s431.
Goldsmith Mortgages Limited's disclosed product panel
27 providers · as of 2026-06-06This is Goldsmith Mortgages Limited's firm-wide panel, not Zhen Yuan Ma's personal scope. Being on a FAP's product panel does not mean every adviser at that firm advises on every listed provider — individual advisers are often scoped to a subset depending on their licensing and specialty. Ask the adviser directly what they can advise on.
- ANZ
- ASAP Finance
- ASB Bank
- Avanti Finance
- Bank of China
- Basecorp Finance
- Bluestone
- BNZ
- China Construction Bank
- CMFL
- Cressida Capital
- DBR Property Finance
- First Mortgage Trust
- Funding Partners
- Heartland Bank
- Kiwibank
- Liberty Financial
- Pallas Capital
- Pepper Money
- Plus Finance
- Prospa
- Resimac
- SBS Bank
- Southern Cross Partners
- The Co-operative Bank
- TSB
- Westpac
Source & verbatim disclosure
- Verbatim PDS mirror: /api/provider/FSP1005125/disclosure.md — full markdown passthrough of Goldsmith Mortgages Limited's PDS as ingested by FinanceAdvisersNZ.
- FAP profile on FinanceAdvisersNZ: /provider/goldsmith-mortgages-limited-auckland-FSP1005125
- FSPR register (regulator-side): FSP1005125
What "product panel" means
Under New Zealand's Financial Markets Conduct Act 2013, every Financial Advice Provider (FAP) must publish a Public Disclosure Statement under section 431 covering — among other things — the product providers they are appointed to distribute. FinanceAdvisersNZ mirrors these PDSes and parses the product-panel section into structured data.
Being on a FAP's product panel does not mean every adviser at that FAP advises on every listed provider — individual advisers may be scoped to a subset of the panel depending on their licensing and specialty. The panel describes the FAP's firm-wide product reach, not any individual adviser's specific scope of advice.
Methodology + limits
- Source: Mirror of Goldsmith Mortgages Limited's Public Disclosure Statement filed under FMC Act 2013 s431.
- Extraction: Product-provider names are extracted from PDS markdown by Claude (LLM-extracted, confidence tier C). For original wording, refer to the FAP's own publication via the FSPR register entry.
- Name normalisation: We collapse known name variants (e.g. "ASB" vs "ASB Bank") via a hand-curated alias list. Variants we don't yet know about render as separate chips — treat counts as approximate.
- Freshness: PDS data is re-checked periodically. See the FAP profile page for the version date.
- Coverage: FinanceAdvisersNZ currently has PDS data on file for ~107 of ~2,444 NZ FAPs (~4.5%). Coverage grows as we ingest more PDSes.
Related
- Back to adviser profile: Zhen Yuan Ma
- FAP profile (full PDS section): Goldsmith Mortgages Limited
- Distribution network hub: all NZ FAP product panels
- Machine-readable: /api/adviser/FSP519787/can-advise-on.json
FinanceAdvisersNZ is a directory mirror of public NZ register and FAP disclosure data. We are not a Financial Advice Provider, do not provide regulated financial advice, and do not vet, verify, or endorse advisers.