FAP product panel disclosure
Product providers Matthew David Pene's FAP can advise on
Matthew David Pene is appointed under Flax Street Mortgages & Advisory Limited (FAP FSP1005134). The list below shows the product providers Flax Street Mortgages & Advisory Limited has disclosed in its Public Disclosure Statement under FMC Act 2013 s431.
Flax Street Mortgages & Advisory Limited's disclosed product panel
24 providers · as of 2026-02-20This is Flax Street Mortgages & Advisory Limited's firm-wide panel, not Matthew David Pene's personal scope. Being on a FAP's product panel does not mean every adviser at that firm advises on every listed provider — individual advisers are often scoped to a subset depending on their licensing and specialty. Ask the adviser directly what they can advise on. If a provider is not listed here, their firm's disclosure statement does not name it — that is not the same as saying Matthew David Pene cannot advise on it.
- ANZ
- ASAP Finance
- ASB Bank
- Avanti Finance
- Bank Select Home Loan
- Basecorp Finance
- BNZ
- CFML
- Cressida Capital
- DBR Property Finance
- First Mortgage Trust
- Heartland Bank
- Kiwibank
- Liberty Financial
- Resimac
- SBS Bank
- Southern Cross
- The Co-operative Bank
- Tower - F&G Asset Finance
- UK Pension Transfers
- Unity Credit Union
- Westpac
- XE Money
- Zip
Source & verbatim disclosure
- Verbatim PDS mirror: /api/provider/FSP1005134/disclosure.md — full markdown passthrough of Flax Street Mortgages & Advisory Limited's PDS as ingested by FinanceAdvisersNZ.
- FAP profile on FinanceAdvisersNZ: /provider/flax-street-mortgages-advisory-limited-auckland-FSP1005134
- FSPR register (regulator-side): FSP1005134
What "product panel" means
Under New Zealand's Financial Markets Conduct Act 2013, every Financial Advice Provider (FAP) must publish a Public Disclosure Statement under section 431 covering — among other things — the product providers they are appointed to distribute. FinanceAdvisersNZ mirrors these PDSes and parses the product-panel section into structured data.
Being on a FAP's product panel does not mean every adviser at that FAP advises on every listed provider — individual advisers may be scoped to a subset of the panel depending on their licensing and specialty. The panel describes the FAP's firm-wide product reach, not any individual adviser's specific scope of advice.
Methodology + limits
- Source: Mirror of Flax Street Mortgages & Advisory Limited's Public Disclosure Statement filed under FMC Act 2013 s431.
- Extraction: Product-provider names are extracted from PDS markdown by Claude (LLM-extracted, confidence tier C). For original wording, refer to the FAP's own publication via the FSPR register entry.
- Name normalisation: We collapse known name variants (e.g. "ASB" vs "ASB Bank") via a hand-curated alias list. Variants we don't yet know about render as separate chips — treat counts as approximate.
- Freshness: PDS data is re-checked periodically. See the FAP profile page for the version date.
- Coverage: FinanceAdvisersNZ currently has PDS data on file for ~107 of ~2,444 NZ FAPs (~4.5%). Coverage grows as we ingest more PDSes.
Related
- Back to adviser profile: Matthew David Pene
- FAP profile (full PDS section): Flax Street Mortgages & Advisory Limited
- Distribution network hub: all NZ FAP product panels
- Machine-readable: /api/adviser/FSP751431/can-advise-on.json
FinanceAdvisersNZ is a directory mirror of public NZ register and FAP disclosure data. We are not a Financial Advice Provider, do not provide regulated financial advice, and do not vet, verify, or endorse advisers.