FAP product panel disclosure
Product providers Hayden Thomas Morgan Murphy's FAP can advise on
Hayden Thomas Morgan Murphy is appointed under Cactus Insurance Limited (FAP FSP574787). The list below shows the product providers Cactus Insurance Limited has disclosed in its Public Disclosure Statement under FMC Act 2013 s431.
Cactus Insurance Limited's disclosed product panel
45 providers · as of 2026-06-06This is Cactus Insurance Limited's firm-wide panel, not Hayden Thomas Morgan Murphy's personal scope. Being on a FAP's product panel does not mean every adviser at that firm advises on every listed provider — individual advisers are often scoped to a subset depending on their licensing and specialty. Ask the adviser directly what they can advise on.
- 360 Underwriting Solutions (Underwriting for AIG Insurance NZ Ltd)
- AG Guard
- Agile Underwriting Services Pty
- AIG Insurance
- Allianz
- Ando Insurance Group Limited as Underwriting Agency for The Hollard Insurance Company Pty
- Austinsure
- Biz Cover Ltd as underwriting agents for AIG Insurance
- Bizcover as underwriting agency for DUAL New Zealand
- Camper Care as Underwriting Agents for Vero Insurance
- Certain underwriters at Lloyd's (issued and managed by Ando Insurance Group Ltd)
- Certain underwriters at Lloyd's led by Munich Re Syndicate Limited Syndicate 457
- Certain Underwriters at Lloyd's led by Westfield Specialty Managing Agency Ltd Syndicate 1200
- Chubb Insurance
- Classic Cover
- Concordia Underwriting Agency
- Covermore Travel Insurance
- Delta Insurance New Zealand Limited as Coverholders of Lloyds
- Dual New Zealand Limited as Underwriting agents for Lloyds
- Emergence
- EventCover Insurance
- Insurance Facilitators Pty Ltd as Underwriting Agency of HDI Specialty SE – Australia
- Insurance Underwriters
- Market Lane Insurance Group
- MECON Insurance
- Nautical Insurance
- Nautilus Marine Underwriting Agency Limited t/a NM Insurance (Nautilus) as underwriting agent for AIG
- NZI a division of IAG New Zealand
- NZI/Lumley business divisions of IAG New Zealand
- Protecsure Pty Ltd as agents of Chubb Insurance Company of Australia
- QBE Insurance
- Rosser Underwriting as Underwriting Agents of AIG Insurance New Zealand
- Rosser Underwriting as Underwriting Agents of CHUBB Insurance New Zealand
- SPUA – Southern Pacific Underwriting Agency
- Star Insurance Specialist
- Star Underwriting Agents Ltd t/a Star Insurance Specialist
- Swann Insurance
- TAI
- TLC Insurance Limited Underwritten by AIG Insurance NZ
- TLC Insurance Underwritten by Vero Liability
- UANZ
- Vero
- Vero Liability Insurance
- Vero Marine
- Zurich Insurance Australian Limited t/a Zurich Auto
Source & verbatim disclosure
- Verbatim PDS mirror: /api/provider/FSP574787/disclosure.md — full markdown passthrough of Cactus Insurance Limited's PDS as ingested by FinanceAdvisersNZ.
- FAP profile on FinanceAdvisersNZ: /provider/cactus-insurance-limited-auckland-FSP574787
- FSPR register (regulator-side): FSP574787
What "product panel" means
Under New Zealand's Financial Markets Conduct Act 2013, every Financial Advice Provider (FAP) must publish a Public Disclosure Statement under section 431 covering — among other things — the product providers they are appointed to distribute. FinanceAdvisersNZ mirrors these PDSes and parses the product-panel section into structured data.
Being on a FAP's product panel does not mean every adviser at that FAP advises on every listed provider — individual advisers may be scoped to a subset of the panel depending on their licensing and specialty. The panel describes the FAP's firm-wide product reach, not any individual adviser's specific scope of advice.
Methodology + limits
- Source: Mirror of Cactus Insurance Limited's Public Disclosure Statement filed under FMC Act 2013 s431.
- Extraction: Product-provider names are extracted from PDS markdown by Claude (LLM-extracted, confidence tier C). For original wording, refer to the FAP's own publication via the FSPR register entry.
- Name normalisation: We collapse known name variants (e.g. "ASB" vs "ASB Bank") via a hand-curated alias list. Variants we don't yet know about render as separate chips — treat counts as approximate.
- Freshness: PDS data is re-checked periodically. See the FAP profile page for the version date.
- Coverage: FinanceAdvisersNZ currently has PDS data on file for ~107 of ~2,444 NZ FAPs (~4.5%). Coverage grows as we ingest more PDSes.
Related
- Back to adviser profile: Hayden Thomas Morgan Murphy
- FAP profile (full PDS section): Cactus Insurance Limited
- Distribution network hub: all NZ FAP product panels
- Machine-readable: /api/adviser/FSP1008210/can-advise-on.json
FinanceAdvisersNZ is a directory mirror of public NZ register and FAP disclosure data. We are not a Financial Advice Provider, do not provide regulated financial advice, and do not vet, verify, or endorse advisers.