{
  "fsp_number": "FSP1008210",
  "name": "Hayden Thomas Morgan Murphy",
  "slug": "hayden-thomas-morgan-murphy-auckland-FSP1008210",
  "profile_url": "https://financeadvisers.co.nz/adviser/hayden-thomas-morgan-murphy-auckland-FSP1008210/can-advise-on",
  "fap": {
    "fsp_number": "FSP574787",
    "name": "Cactus Insurance Limited",
    "disclosure_md_url": "https://financeadvisers.co.nz/api/provider/FSP574787/disclosure.md",
    "facts_url": "https://financeadvisers.co.nz/api/provider/FSP574787/facts.json",
    "fspr_url": "https://fsp-register.companiesoffice.govt.nz/companies/app/ui/pages/companies/FSP574787"
  },
  "product_panel_via_fap": {
    "data_state": "pds-ingested",
    "count": 45,
    "as_of": "2026-06-06",
    "providers": [
      {
        "provider": "360 Underwriting Solutions (Underwriting for AIG Insurance NZ Ltd)",
        "raw_name": "360 Underwriting Solutions (Underwriting for AIG Insurance NZ Ltd)",
        "confidence_tier": "C"
      },
      {
        "provider": "AG Guard",
        "raw_name": "AG Guard",
        "confidence_tier": "C"
      },
      {
        "provider": "Agile Underwriting Services Pty",
        "raw_name": "Agile Underwriting Services Pty Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "AIG Insurance",
        "raw_name": "AIG Insurance New Zealand Limited",
        "confidence_tier": "C"
      },
      {
        "provider": "Allianz",
        "raw_name": "Allianz",
        "confidence_tier": "C"
      },
      {
        "provider": "Ando Insurance Group Limited as Underwriting Agency for The Hollard Insurance Company Pty",
        "raw_name": "Ando Insurance Group Limited as Underwriting Agency for The Hollard Insurance Company Pty Limited",
        "confidence_tier": "C"
      },
      {
        "provider": "Austinsure",
        "raw_name": "Austinsure",
        "confidence_tier": "C"
      },
      {
        "provider": "Biz Cover Ltd as underwriting agents for AIG Insurance",
        "raw_name": "Biz Cover Ltd as underwriting agents for AIG Insurance Limited",
        "confidence_tier": "C"
      },
      {
        "provider": "Bizcover as underwriting agency for DUAL New Zealand",
        "raw_name": "Bizcover as underwriting agency for DUAL New Zealand Limited",
        "confidence_tier": "C"
      },
      {
        "provider": "Camper Care as Underwriting Agents for Vero Insurance",
        "raw_name": "Camper Care as Underwriting Agents for Vero Insurance (NZ) Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "Certain underwriters at Lloyd's (issued and managed by Ando Insurance Group Ltd)",
        "raw_name": "Certain underwriters at Lloyd's (issued and managed by Ando Insurance Group Ltd)",
        "confidence_tier": "C"
      },
      {
        "provider": "Certain underwriters at Lloyd's led by Munich Re Syndicate Limited Syndicate 457",
        "raw_name": "Certain underwriters at Lloyd's led by Munich Re Syndicate Limited, Syndicate 457",
        "confidence_tier": "C"
      },
      {
        "provider": "Certain Underwriters at Lloyd's led by Westfield Specialty Managing Agency Ltd Syndicate 1200",
        "raw_name": "Certain Underwriters at Lloyd's led by Westfield Specialty Managing Agency Ltd, Syndicate 1200",
        "confidence_tier": "C"
      },
      {
        "provider": "Chubb Insurance",
        "raw_name": "Chubb Insurance New Zealand Limited",
        "confidence_tier": "C"
      },
      {
        "provider": "Classic Cover",
        "raw_name": "Classic Cover",
        "confidence_tier": "C"
      },
      {
        "provider": "Concordia Underwriting Agency",
        "raw_name": "Concordia Underwriting Agency",
        "confidence_tier": "C"
      },
      {
        "provider": "Covermore Travel Insurance",
        "raw_name": "Covermore Travel Insurance",
        "confidence_tier": "C"
      },
      {
        "provider": "Delta Insurance New Zealand Limited as Coverholders of Lloyds",
        "raw_name": "Delta Insurance New Zealand Limited as Coverholders of Lloyds",
        "confidence_tier": "C"
      },
      {
        "provider": "Dual New Zealand Limited as Underwriting agents for Lloyds",
        "raw_name": "Dual New Zealand Limited as Underwriting agents for Lloyds",
        "confidence_tier": "C"
      },
      {
        "provider": "Emergence",
        "raw_name": "Emergence NZ Limited",
        "confidence_tier": "C"
      },
      {
        "provider": "EventCover Insurance",
        "raw_name": "EventCover Insurance",
        "confidence_tier": "C"
      },
      {
        "provider": "Insurance Facilitators Pty Ltd as Underwriting Agency of HDI Specialty SE – Australia",
        "raw_name": "Insurance Facilitators Pty Ltd as Underwriting Agency of HDI Specialty SE – Australia",
        "confidence_tier": "C"
      },
      {
        "provider": "Insurance Underwriters",
        "raw_name": "Insurance Underwriters (NZ) Limited",
        "confidence_tier": "C"
      },
      {
        "provider": "Market Lane Insurance Group",
        "raw_name": "Market Lane Insurance Group (NZ) Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "MECON Insurance",
        "raw_name": "MECON Insurance Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "Nautical Insurance",
        "raw_name": "Nautical Insurance Limited",
        "confidence_tier": "C"
      },
      {
        "provider": "Nautilus Marine Underwriting Agency Limited t/a NM Insurance (Nautilus) as underwriting agent for AIG",
        "raw_name": "Nautilus Marine Underwriting Agency Limited t/a NM Insurance (Nautilus) as underwriting agent for AIG",
        "confidence_tier": "C"
      },
      {
        "provider": "NZI a division of IAG New Zealand",
        "raw_name": "NZI, a division of IAG New Zealand Limited",
        "confidence_tier": "C"
      },
      {
        "provider": "NZI/Lumley business divisions of IAG New Zealand",
        "raw_name": "NZI/Lumley, business divisions of IAG New Zealand Limited",
        "confidence_tier": "C"
      },
      {
        "provider": "Protecsure Pty Ltd as agents of Chubb Insurance Company of Australia",
        "raw_name": "Protecsure Pty Ltd as agents of Chubb Insurance Company of Australia Limited",
        "confidence_tier": "C"
      },
      {
        "provider": "QBE Insurance",
        "raw_name": "QBE Insurance (Australia) Limited",
        "confidence_tier": "C"
      },
      {
        "provider": "Rosser Underwriting as Underwriting Agents of AIG Insurance New Zealand",
        "raw_name": "Rosser Underwriting as Underwriting Agents of AIG Insurance New Zealand Limited",
        "confidence_tier": "C"
      },
      {
        "provider": "Rosser Underwriting as Underwriting Agents of CHUBB Insurance New Zealand",
        "raw_name": "Rosser Underwriting as Underwriting Agents of CHUBB Insurance New Zealand Limited",
        "confidence_tier": "C"
      },
      {
        "provider": "SPUA – Southern Pacific Underwriting Agency",
        "raw_name": "SPUA – Southern Pacific Underwriting Agency Limited",
        "confidence_tier": "C"
      },
      {
        "provider": "Star Insurance Specialist",
        "raw_name": "Star Insurance Specialist",
        "confidence_tier": "C"
      },
      {
        "provider": "Star Underwriting Agents Ltd t/a Star Insurance Specialist",
        "raw_name": "Star Underwriting Agents Ltd t/a Star Insurance Specialist",
        "confidence_tier": "C"
      },
      {
        "provider": "Swann Insurance",
        "raw_name": "Swann Insurance",
        "confidence_tier": "C"
      },
      {
        "provider": "TAI",
        "raw_name": "TAI",
        "confidence_tier": "C"
      },
      {
        "provider": "TLC Insurance Limited Underwritten by AIG Insurance NZ",
        "raw_name": "TLC Insurance Limited Underwritten by AIG Insurance NZ Limited",
        "confidence_tier": "C"
      },
      {
        "provider": "TLC Insurance Underwritten by Vero Liability",
        "raw_name": "TLC Insurance Underwritten by Vero Liability",
        "confidence_tier": "C"
      },
      {
        "provider": "UANZ",
        "raw_name": "UANZ",
        "confidence_tier": "C"
      },
      {
        "provider": "Vero",
        "raw_name": "Vero Insurance New Zealand Limited",
        "confidence_tier": "C"
      },
      {
        "provider": "Vero Liability Insurance",
        "raw_name": "Vero Liability Insurance Limited",
        "confidence_tier": "C"
      },
      {
        "provider": "Vero Marine",
        "raw_name": "Vero Marine",
        "confidence_tier": "C"
      },
      {
        "provider": "Zurich Insurance Australian Limited t/a Zurich Auto",
        "raw_name": "Zurich Insurance Australian Limited t/a Zurich Auto",
        "confidence_tier": "C"
      }
    ]
  },
  "as_of": "2026-09-10",
  "provenance": {
    "source": "FAP Public Disclosure Statement (FMC Act 2013 s431) via FinanceAdvisersNZ PDS mirror",
    "extraction": "Sonnet-extracted product_panel; confidence tier C; name variants canonicalised via hand-curated alias list",
    "framing": "Product providers this adviser's FAP has disclosed in their public disclosure statement. AI-summarised from PDS; refer to the original PDS for the authoritative list. Not adviser-specific scope of advice.",
    "verbatim_passthrough": "https://financeadvisers.co.nz/api/provider/FSP574787/disclosure.md",
    "pds_corpus_coverage": "~107 of ~2,444 NZ FAPs (~4.5%) as of 2026-06-01",
    "schema_version": "2026-06-01"
  },
  "notes": "FinanceAdvisersNZ is a directory mirror, not the regulator. Product-panel disclosure is firm-wide (FAP-level), not adviser-specific. For binding regulatory purposes, refer to the FAP's own current Public Disclosure Statement."
}