FAP product panel disclosure
Product providers Emmeline Paige Van Der Zee's FAP can advise on
Emmeline Paige Van Der Zee is appointed under Bay Insurance Brokers Limited (FAP FSP20902). The list below shows the product providers Bay Insurance Brokers Limited has disclosed in its Public Disclosure Statement under FMC Act 2013 s431.
Bay Insurance Brokers Limited's disclosed product panel
32 providers · as of 2026-05-23- 360 Underwriting Solutions Pty Ltd on behalf of AIG Insurance New Zealand Ltd
- AIA New Zealand Ltd
- AIG Insurance New Zealand Ltd
- Allianz Travel, underwritten by Mitsui Sumitomo Insurance Company, Limited
- AMP (Resolution Life New Zealand Ltd)
- Ando Insurance Group Ltd on behalf of Certain Underwriters at Lloyds of London
- Ando Insurance Group Ltd on behalf of The Hollard Insurance Company Pty Ltd
- Asteron Life Ltd
- Chubb Insurance New Zealand Ltd
- Chubb Life Insurance New Zealand Ltd
- Classic Cover Insurance on behalf of Lumley a division of IAG New Zealand Ltd
- Cover-More (NZ) Ltd on behalf of Zurich Australian Insurance Ltd
- Delta Insurance New Zealand Ltd on behalf of Certain Underwriters at Lloyds of London
- DUAL New Zealand Limited on behalf of certain underwriters at Lloyd's
- Fidelity Life Assurance Company Ltd
- Nautilus Marine T/A Nautilus Marine Underwriting Agency as Underwriting agents for Zurich Australia
- NIB NZ Insurance Ltd
- NZI & Lumley, divisions of IAG New Zealand Ltd
- Partners Life Ltd
- Protecsure on behalf of Chubb Insurance New Zealand Ltd
- QBE Insurance (Australia) Ltd
- Southern Cross Health Society
- Star Insurance on behalf of Berkshire Hathaway Specialty Insurance Company
- Swann Insurance, a business division of IAG New Zealand Limited
- The New India Assurance Company Limited
- TLC Insurance on behalf of AIG Insurance New Zealand Ltd
- TLC Insurance on behalf of Vero Liability Insurance Ltd
- UAA on behalf of QBE Insurance (Australia) Ltd
- Velos Insurance Services Ltd on behalf of Certain Underwriters at Lloyds of London
- Vero Insurance New Zealand Ltd
- Vero Liability Insurance Ltd
- Zurich Australian Insurance Ltd
Source & verbatim disclosure
- Verbatim PDS mirror: /api/provider/FSP20902/disclosure.md — full markdown passthrough of Bay Insurance Brokers Limited's PDS as ingested by FinanceAdvisersNZ.
- FAP profile on FinanceAdvisersNZ: /provider/bay-insurance-brokers-limited-tauranga-FSP20902
- FSPR register (regulator-side): FSP20902
What "product panel" means
Under New Zealand's Financial Markets Conduct Act 2013, every Financial Advice Provider (FAP) must publish a Public Disclosure Statement under section 431 covering — among other things — the product providers they are appointed to distribute. FinanceAdvisersNZ mirrors these PDSes and parses the product-panel section into structured data.
Being on a FAP's product panel does not mean every adviser at that FAP advises on every listed provider — individual advisers may be scoped to a subset of the panel depending on their licensing and specialty. The panel describes the FAP's firm-wide product reach, not any individual adviser's specific scope of advice.
Methodology + limits
- Source: Mirror of Bay Insurance Brokers Limited's Public Disclosure Statement filed under FMC Act 2013 s431.
- Extraction: Product-provider names are extracted from PDS markdown by Claude (LLM-extracted, confidence tier C). For original wording, refer to the FAP's own publication via the FSPR register entry.
- Name normalisation: We collapse known name variants (e.g. "ASB" vs "ASB Bank") via a hand-curated alias list. Variants we don't yet know about render as separate chips — treat counts as approximate.
- Freshness: PDS data is re-checked periodically. See the FAP profile page for the version date.
- Coverage: FinanceAdvisersNZ currently has PDS data on file for ~107 of ~2,444 NZ FAPs (~4.5%). Coverage grows as we ingest more PDSes.
Related
- Back to adviser profile: Emmeline Paige Van Der Zee
- FAP profile (full PDS section): Bay Insurance Brokers Limited
- Distribution network hub: all NZ FAP product panels
- Machine-readable: /api/adviser/FSP1006110/can-advise-on.json
FinanceAdvisersNZ is a directory mirror of public NZ register and FAP disclosure data. We are not a Financial Advice Provider, do not provide regulated financial advice, and do not vet, verify, or endorse advisers.