{
  "fsp_number": "FSP1006110",
  "name": "Emmeline Paige Van Der Zee",
  "slug": "emmeline-paige-van-der-zee-tauranga-FSP1006110",
  "profile_url": "https://financeadvisers.co.nz/adviser/emmeline-paige-van-der-zee-tauranga-FSP1006110/can-advise-on",
  "fap": {
    "fsp_number": "FSP20902",
    "name": "Bay Insurance Brokers Limited",
    "disclosure_md_url": "https://financeadvisers.co.nz/api/provider/FSP20902/disclosure.md",
    "facts_url": "https://financeadvisers.co.nz/api/provider/FSP20902/facts.json",
    "fspr_url": "https://fsp-register.companiesoffice.govt.nz/companies/app/ui/pages/companies/FSP20902"
  },
  "product_panel_via_fap": {
    "data_state": "pds-ingested",
    "count": 32,
    "as_of": "2026-05-23",
    "providers": [
      {
        "provider": "360 Underwriting Solutions Pty Ltd on behalf of AIG Insurance New Zealand Ltd",
        "raw_name": "360 Underwriting Solutions Pty Ltd on behalf of AIG Insurance New Zealand Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "AIA New Zealand Ltd",
        "raw_name": "AIA New Zealand Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "AIG Insurance New Zealand Ltd",
        "raw_name": "AIG Insurance New Zealand Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "Allianz Travel, underwritten by Mitsui Sumitomo Insurance Company, Limited",
        "raw_name": "Allianz Travel, underwritten by Mitsui Sumitomo Insurance Company, Limited",
        "confidence_tier": "C"
      },
      {
        "provider": "AMP (Resolution Life New Zealand Ltd)",
        "raw_name": "AMP (Resolution Life New Zealand Ltd)",
        "confidence_tier": "C"
      },
      {
        "provider": "Ando Insurance Group Ltd on behalf of Certain Underwriters at Lloyds of London",
        "raw_name": "Ando Insurance Group Ltd on behalf of Certain Underwriters at Lloyds of London",
        "confidence_tier": "C"
      },
      {
        "provider": "Ando Insurance Group Ltd on behalf of The Hollard Insurance Company Pty Ltd",
        "raw_name": "Ando Insurance Group Ltd on behalf of The Hollard Insurance Company Pty Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "Asteron Life Ltd",
        "raw_name": "Asteron Life Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "Chubb Insurance New Zealand Ltd",
        "raw_name": "Chubb Insurance New Zealand Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "Chubb Life Insurance New Zealand Ltd",
        "raw_name": "Chubb Life Insurance New Zealand Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "Classic Cover Insurance on behalf of Lumley a division of IAG New Zealand Ltd",
        "raw_name": "Classic Cover Insurance on behalf of Lumley a division of IAG New Zealand Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "Cover-More (NZ) Ltd on behalf of Zurich Australian Insurance Ltd",
        "raw_name": "Cover-More (NZ) Ltd on behalf of Zurich Australian Insurance Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "Delta Insurance New Zealand Ltd on behalf of Certain Underwriters at Lloyds of London",
        "raw_name": "Delta Insurance New Zealand Ltd on behalf of Certain Underwriters at Lloyds of London",
        "confidence_tier": "C"
      },
      {
        "provider": "DUAL New Zealand Limited on behalf of certain underwriters at Lloyd's",
        "raw_name": "DUAL New Zealand Limited on behalf of certain underwriters at Lloyd's",
        "confidence_tier": "C"
      },
      {
        "provider": "Fidelity Life Assurance Company Ltd",
        "raw_name": "Fidelity Life Assurance Company Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "Nautilus Marine T/A Nautilus Marine Underwriting Agency as Underwriting agents for Zurich Australia",
        "raw_name": "Nautilus Marine T/A Nautilus Marine Underwriting Agency as Underwriting agents for Zurich Australia",
        "confidence_tier": "C"
      },
      {
        "provider": "NIB NZ Insurance Ltd",
        "raw_name": "NIB NZ Insurance Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "NZI & Lumley, divisions of IAG New Zealand Ltd",
        "raw_name": "NZI & Lumley, divisions of IAG New Zealand Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "Partners Life Ltd",
        "raw_name": "Partners Life Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "Protecsure on behalf of Chubb Insurance New Zealand Ltd",
        "raw_name": "Protecsure on behalf of Chubb Insurance New Zealand Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "QBE Insurance (Australia) Ltd",
        "raw_name": "QBE Insurance (Australia) Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "Southern Cross Health Society",
        "raw_name": "Southern Cross Medical Care Society",
        "confidence_tier": "C"
      },
      {
        "provider": "Star Insurance on behalf of Berkshire Hathaway Specialty Insurance Company",
        "raw_name": "Star Insurance on behalf of Berkshire Hathaway Specialty Insurance Company",
        "confidence_tier": "C"
      },
      {
        "provider": "Swann Insurance, a business division of IAG New Zealand Limited",
        "raw_name": "Swann Insurance, a business division of IAG New Zealand Limited",
        "confidence_tier": "C"
      },
      {
        "provider": "The New India Assurance Company Limited",
        "raw_name": "The New India Assurance Company Limited",
        "confidence_tier": "C"
      },
      {
        "provider": "TLC Insurance on behalf of AIG Insurance New Zealand Ltd",
        "raw_name": "TLC Insurance on behalf of AIG Insurance New Zealand Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "TLC Insurance on behalf of Vero Liability Insurance Ltd",
        "raw_name": "TLC Insurance on behalf of Vero Liability Insurance Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "UAA on behalf of QBE Insurance (Australia) Ltd",
        "raw_name": "UAA on behalf of QBE Insurance (Australia) Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "Velos Insurance Services Ltd on behalf of Certain Underwriters at Lloyds of London",
        "raw_name": "Velos Insurance Services Ltd on behalf of Certain Underwriters at Lloyds of London",
        "confidence_tier": "C"
      },
      {
        "provider": "Vero Insurance New Zealand Ltd",
        "raw_name": "Vero Insurance New Zealand Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "Vero Liability Insurance Ltd",
        "raw_name": "Vero Liability Insurance Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "Zurich Australian Insurance Ltd",
        "raw_name": "Zurich Australian Insurance Ltd",
        "confidence_tier": "C"
      }
    ]
  },
  "as_of": "2026-06-01",
  "provenance": {
    "source": "FAP Public Disclosure Statement (FMC Act 2013 s431) via FinanceAdvisersNZ PDS mirror",
    "extraction": "Sonnet-extracted product_panel; confidence tier C; name variants canonicalised via hand-curated alias list",
    "framing": "Product providers this adviser's FAP has disclosed in their public disclosure statement. AI-summarised from PDS; refer to the original PDS for the authoritative list. Not adviser-specific scope of advice.",
    "verbatim_passthrough": "https://financeadvisers.co.nz/api/provider/FSP20902/disclosure.md",
    "pds_corpus_coverage": "~107 of ~2,444 NZ FAPs (~4.5%) as of 2026-06-01",
    "schema_version": "2026-06-01"
  },
  "notes": "FinanceAdvisersNZ is a directory mirror, not the regulator. Product-panel disclosure is firm-wide (FAP-level), not adviser-specific. For binding regulatory purposes, refer to the FAP's own current Public Disclosure Statement."
}