Woodward Insurance Brokers Limited

Financial Services Provider

★★★★★

4.7 Read 3 reviews on Google

Source: Google Business Profile. Reflects this firm's listing, not individual advisers.

Invercargill

FSPR Registered

FSP Number: FSP592549

NZBN: 9429034487938

Team Size: 5 advisers

Verify on FSPR

About Woodward Insurance Brokers Limited

What is Woodward Insurance Brokers Limited?

Woodward Insurance Brokers Limited is a financial services provider, based in Invercargill, with 8 years on the FSPR register, and 5 appointed advisers on file.

How is Woodward Insurance Brokers Limited regulated?

Woodward Insurance Brokers Limited is registered on the Financial Service Providers Register (FSPR)as FSP592549, with first registration in 2018. Disputes are handled by Financial Services Complaints Limited. Verify on the FSPR register at fsp-register.companiesoffice.govt.nz.

What does Woodward Insurance Brokers Limited offer?

Woodward Insurance Brokers Limited's Public Disclosure Statement lists the following scope of advice: Life and Health Insurance, KiwiSaver, Fire and General Insurance, Business and Commercial Insurance, Rural and Agricultural Insurance, Marine Insurance. Refer to the original PDS for the binding scope.

Public Disclosure Statement highlights

Full PDS section ↓

Extracted from Woodward Insurance Brokers Limited's PDS dated 2026-05-24 · HTML source. View original.

Fee structure: fee and commission
Commission: Yes
Dispute scheme: FSCL
Panel: 1 providers
Services: 3 named
FAQs: 2 answered
Linked docs: 2

Scope of advice

Life and Health Insurance
KiwiSaver
Fire and General Insurance
Business and Commercial Insurance
Rural and Agricultural Insurance
Marine Insurance
Aviation Insurance
Cyber Insurance
+2 more

Contact Information

Phone

0800 822 122

Email

Not available

Website

www.theinsuranceguy.co.nz

Address

231 Dee Street,Avenal,Invercargill,9810,New Zealand

About Woodward Insurance Brokers Limited

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Public Disclosure Statement

1 provider on panel

Woodward Insurance Brokers Limited files a Public Disclosure Statement under FMC Act 2013 s431 · last ingested 2026-05-24 · source format HTML.

→ View Woodward Insurance Brokers Limited's original disclosure page · FA-NZ mirror (Markdown) · facts.json

Fee structure: fee and commission
Receives commission: Yes — disclosed in PDS
Dispute resolution scheme: FSCL
Scope of advice (verbatim from PDS): Life and Health Insurance
KiwiSaver
Fire and General Insurance
Business and Commercial Insurance
Rural and Agricultural Insurance
Marine Insurance
Aviation Insurance
Cyber Insurance
Carriers Liability and Cargo Insurance
Contract Works / Civil Works Insurance
Specialties: Health Insurance
Life Insurance
General Insurance
Kiwisaver
Business Insurance
Trauma Insurance
Income Protection
Disability Insurance

Hover any specialty to see its source. Self-attest takes priority; PDS-derived next; AI-classified last. For binding regulatory statements refer to the FAP's own current Public Disclosure Statement.

Distribution panel

Product providers Woodward Insurance Brokers Limited is appointed to distribute, grouped by product category. Counts show how many other NZ FAPs FA-NZ has on file as distributing the same provider.

Lending & Mortgages · 1

Various insurers and KiwiSaver providers (not individually named)

Verbatim quotes from Woodward Insurance Brokers Limited's PDS (7 fields cited)

Fees

“Woodward Insurance Brokers Ltd does not charge specific fees or expenses for the financial advice we provide. Instead, we are primarily remunerated through various forms of commissions paid by insurers and product providers. For **Fire and General insurance products**, we charge an **invoice fee of $17.25** for each invoice issued. For **single vehicle insurance**, the invoice fee is **$26.45**.”

Commission

“For Life and Health Insurance, we receive **upfront, bonus, and FAP commissions** from insurers based on a percentage of the first-year premium. We may also receive **ongoing trail or renewal commissions** for as long as your policy remains in force. These commissions are **built into your policy premiums**, so you do not pay extra for them.”

Product panel

“We provide financial advice about products from a large range of providers, facilitating the application process and management of insurance policies.”

Conflicts of interest

“Woodward Insurance Brokers Ltd is paid by insurers and KiwiSaver providers in the form of: - **Upfront commission** - **Brokerage commission** - **Bonus commission** - **FAP commission** - **Trail, service, and renewal commissions** - **Premium funding commission**”

Scope of advice

“Woodward Insurance Brokers Ltd provides advice to prospects and clients about life and health insurance, KiwiSaver, as well as fire and general insurance using Financial Advisers.”

Dispute resolution

“Financial Services Complaints Limited (FSCL) **FSCL Membership Number: 2180** This service is free.”

Material relationships

“At times, we may share a portion of our commissions with: - Other advisers or brokers whose expertise or relationships are instrumental in serving your needs - **Self-employed contractors** who provide services for, or through, Woodward Insurance Brokers Ltd”

Verbatim spans extracted from the source PDS dated 2026-05-24. Each quote was substring-verified against the original document; spans that failed verification were dropped. View source.

Services this firm offers

Named service offerings extracted from Woodward Insurance Brokers Limited's PDS. Names are verbatim from the source document; descriptions and fee notes are AI-summarised — refer to the original PDS for binding wording.

life and health insurance
Advisory

Advice and placement of personal life, trauma, TPD, income protection, medical, and related health insurance products.

Fees: Upfront, bonus, FAP, and ongoing trail/renewal commissions paid by insurer, built into premiums.

For: retail
KiwiSaver
Advisory

Advice on KiwiSaver funds and providers, facilitating joining and ongoing management.

Fees: Joining commission, service commission, and trail commission from KiwiSaver provider; affects fund balance.

For: retail
fire and general insurance
Advisory

Advice and placement of domestic, rural, commercial, and specialty fire and general insurance products.

Fees: Brokerage commission built into premiums plus invoice fee of $17.25 (or $26.45 for single vehicle).

For: both

FAQs from this firm's PDS

Common consumer questions answered in Woodward Insurance Brokers Limited's Public Disclosure Statement. Answers are verbatim spans from the source document, substring-verified at extract time.

How is Woodward Insurance Brokers Ltd paid for its advice?

“Woodward Insurance Brokers Ltd does not charge specific fees or expenses for the financial advice we provide. Instead, we are primarily remunerated through various forms of commissions paid by insurers and product providers.”

What are Woodward Insurance Brokers Ltd's duties to clients under the FMC Act 2013?

“Under the Financial Markets Conduct Act 2013, we are bound to fulfil a number of duties to you, the client: - To put your interests first and to only recommend products most suitable for you. - To ensure you understand what sort of advice you will receive from us, and that this advice may be limited before giving it to you. - To exercise the same care, diligence and skill that any prudent adviser would in the same circumstances.”

Additional disclosure documents

Documents linked from Woodward Insurance Brokers Limited's PDS. URLs verified to appear in the source document at extract time; links may rot — verify with the firm before relying on a specific version.

Code of Professional Conduct for Financial Advice Services · Other disclosure
FSCL Website · Complaints Process

Notes: Facts and product panel are LLM-extracted from the source document (confidence tier B). Verbatim quote block above is Sonnet-extracted then substring-verified against the source markdown. For the authoritative wording, view the original disclosure above. FSPR register entry. FA-NZ is a directory mirror, not a regulator.