Vested Limited

Financial Services Provider

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Christchurch

FSPR Registered

FSP Number: FSP1003118

NZBN: 9429047330429

Team Size: 6 advisers

Verify on FSPR

About Vested Limited

What is Vested Limited?

Vested Limited is a financial services provider, based in Christchurch, with 4 years on the FSPR register, and 6 appointed advisers on file.

How is Vested Limited regulated?

Vested Limited is registered on the Financial Service Providers Register (FSPR)as FSP1003118, with first registration in 2022. Disputes are handled by Financial Services Complaints Limited. Verify on the FSPR register at fsp-register.companiesoffice.govt.nz.

What does Vested Limited offer?

Vested Limited's Public Disclosure Statement lists the following scope of advice: life insurance, health insurance, KiwiSaver (class advice). Refer to the original PDS for the binding scope.

Public Disclosure Statement highlights

Full PDS section ↓

Extracted from Vested Limited's PDS dated 2026-05-24 · HTML source. View original.

Fee structure: commission only
Commission: Yes
Dispute scheme: FSCL
Panel: 11 providers
Services: 3 named
FAQs: 3 answered
Linked docs: 1

Scope of advice

life insurance
health insurance
KiwiSaver (class advice)

Contact Information

Phone

Not available

Email

Not available

Website

Not available

Address

355 Selwyn Street,Addington,Christchurch,8140,New Zealand

About Vested Limited

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Public Disclosure Statement

11 providers on panel

Vested Limited files a Public Disclosure Statement under FMC Act 2013 s431 · last ingested 2026-05-24 · source format HTML.

→ View Vested Limited's original disclosure page · FA-NZ mirror (Markdown) · facts.json

Fee structure: commission only
Receives commission: Yes — disclosed in PDS
Dispute resolution scheme: FSCL
Scope of advice (verbatim from PDS): life insurance
health insurance
KiwiSaver (class advice)
Specialties: Life Insurance
General Insurance
Health Insurance
Kiwisaver

Hover any specialty to see its source. Self-attest takes priority; PDS-derived next; AI-classified last. For binding regulatory statements refer to the FAP's own current Public Disclosure Statement.
Ownership: Vested Limited (FSP1003118) operates as an authorised body under Clemence Limited (FSP758931).

Distribution panel

Product providers Vested Limited is appointed to distribute, grouped by product category. Counts show how many other NZ FAPs FA-NZ has on file as distributing the same provider.

KiwiSaver · 3

Generate +21
Booster +21
NZ Funds +9

Life & Health Insurance · 8

AIA +40
Partners Life +39
Fidelity Life +35
Asteron Life +26
Southern Cross +25
nib +23
AMP +6
Cigna +2

Verbatim quotes from Vested Limited's PDS (8 fields cited)

Fees

“Vested does not charge fees, expenses or any other amount for any financial advice provided to its clients.”

Commission

“Vested and our financial advisers receive commissions from the providers on whose products we give financial advice (insurers and KiwiSaver providers). If you decide to take out insurance or to take our KiwiSaver provider, the provider will pay a commission to Vested and to your financial adviser. The amount of commission is based on the amount of the premium, or the KiwiSaver balance.”

Product panel

“**Life insurance:** Cigna, Fidelity Life, Asteron Life, AIA, AMP, Partners Life, Southern Cross & NIB (eight companies) - **Health insurance:** AIA, Partners Life, Southern Cross, NIB (four providers) - **KiwiSaver:** NZ Funds, Generate and Booster”

Conflicts of interest

“From time to time, product providers may also reward us for the overall business we provide to them. They may give us tickets to sports events, hampers, or other incentives.”

Scope of advice

“Vested provides advice to our clients about their life insurance, health insurance and class advice on KiwiSaver.”

Dispute resolution

“Financial Services Complaints Limited (FSCL)”

Ownership

“Vested Limited (FSP1003118) is an authorised body under Clemence Limited (FSP758931), which holds a licence issued by the Financial Markets Authority to provide financial advice.”

Material relationships

“Vested and our financial advisers receive commissions from the providers on whose products we give financial advice (insurers and KiwiSaver providers). If you decide to take out insurance or to take our KiwiSaver provider, the provider will pay a commission to Vested and to your financial adviser. The amount of commission is based on the amount of the premium, or the KiwiSaver balance.”

Verbatim spans extracted from the source PDS dated 2026-05-24. Each quote was substring-verified against the original document; spans that failed verification were dropped. View source.

Services this firm offers

Named service offerings extracted from Vested Limited's PDS. Names are verbatim from the source document; descriptions and fee notes are AI-summarised — refer to the original PDS for binding wording.

Life Insurance
Advisory

Financial advice on life insurance products from Cigna, Fidelity Life, Asteron Life, AIA, AMP, Partners Life, Southern Cross & NIB.

Fees: No fees charged to clients; Vested receives commission from providers based on premium amount.

For: retail
Health Insurance
Advisory

Financial advice on health insurance products from AIA, Partners Life, Southern Cross and NIB.

Fees: No fees charged to clients; Vested receives commission from providers based on premium amount.

For: retail
KiwiSaver
Advisory

Class advice on KiwiSaver products from NZ Funds, Generate and Booster.

Fees: No fees charged to clients; Vested receives commission from providers based on KiwiSaver balance.

For: retail

FAQs from this firm's PDS

Common consumer questions answered in Vested Limited's Public Disclosure Statement. Answers are verbatim spans from the source document, substring-verified at extract time.

What financial advice does Vested provide?

“Vested provides advice to our clients about their life insurance, health insurance and class advice on KiwiSaver. Our financial advisers provide financial advice in relation to Life Insurance, Health Insurance, and class advice on KiwiSaver.”

Does Vested charge fees for its financial advice?

“Vested does not charge fees, expenses or any other amount for any financial advice provided to its clients.”

How does Vested manage conflicts of interest?

“To ensure that our financial advisers prioritise our clients' interests above their own, we follow an advice process that ensures our recommendations are made on the basis of each client's goals and circumstances. All our financial advisers undergo annual training about how to manage conflicts of interest. We maintain registers of conflicts of interests, and the gifts and incentives we receive. Vested monitors these registers and provides additional training where necessary.”

Additional disclosure documents

Documents linked from Vested Limited's PDS. URLs verified to appear in the source document at extract time; links may rot — verify with the firm before relying on a specific version.

www.fma.govt.nz · Other disclosure

Notes: Facts and product panel are LLM-extracted from the source document (confidence tier B). Verbatim quote block above is Sonnet-extracted then substring-verified against the source markdown. For the authoritative wording, view the original disclosure above. FSPR register entry. FA-NZ is a directory mirror, not a regulator.