Thrive Financial Limited

Financial Services Provider

★★★★★

5 Read 581 reviews on Google

Source: Google Business Profile. Reflects this firm's listing, not individual advisers.

Feilding

FSPR Registered

FSP Number: FSP709791

NZBN: 9429032502435

Team Size: 17 advisers

Verify on FSPR

About Thrive Financial Limited

What is Thrive Financial Limited?

Thrive Financial Limited is a financial services provider, based in Feilding, with 5 years on the FSPR register, and 17 appointed advisers on file.

How is Thrive Financial Limited regulated?

Thrive Financial Limited is registered on the Financial Service Providers Register (FSPR)as FSP709791, with first registration in 2021. Disputes are handled by Financial Services Complaints Limited. Verify on the FSPR register at fsp-register.companiesoffice.govt.nz.

What does Thrive Financial Limited offer?

Thrive Financial Limited's Public Disclosure Statement lists the following scope of advice: Life insurance (term life, trauma, income protection), Health insurance, Personal insurance, Business insurance, Group insurance, Rural insurance. Refer to the original PDS for the binding scope.

Public Disclosure Statement highlights

Full PDS section ↓

Extracted from Thrive Financial Limited's PDS dated 2026-05-24 · HTML source. View original.

Fee structure: commission only
Commission: Yes
Dispute scheme: FSCL
Panel: 7 providers
Services: 1 named
FAQs: 4 answered
Linked docs: 2

Scope of advice

Life insurance (term life, trauma, income protection)
Health insurance
Personal insurance
Business insurance
Group insurance
Rural insurance
Existing term life, trauma, income protection and health insurance policies (review only)

Contact Information

Phone

06 323 4555

Email

Not available

Website

www.thrive.kiwi

Address

8 Manchester Square,Feilding,Feilding,4702,New Zealand

About Thrive Financial Limited

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Public Disclosure Statement

7 providers on panel

Thrive Financial Limited files a Public Disclosure Statement under FMC Act 2013 s431 · last ingested 2026-05-24 · source format HTML.

→ View Thrive Financial Limited's original disclosure page · FA-NZ mirror (Markdown) · facts.json

Fee structure: commission only
Receives commission: Yes — disclosed in PDS
Dispute resolution scheme: FSCL
Scope of advice (verbatim from PDS): Life insurance (term life, trauma, income protection)
Health insurance
Personal insurance
Business insurance
Group insurance
Rural insurance
Existing term life, trauma, income protection and health insurance policies (review only)
Specialties: Life Insurance
General Insurance
Health Insurance
Trauma Insurance
Income Protection
Business Insurance
Investments
Kiwisaver

Hover any specialty to see its source. Self-attest takes priority; PDS-derived next; AI-classified last. For binding regulatory statements refer to the FAP's own current Public Disclosure Statement.

Distribution panel

Product providers Thrive Financial Limited is appointed to distribute, grouped by product category. Counts show how many other NZ FAPs FA-NZ has on file as distributing the same provider.

Life & Health Insurance · 7

Fidelity Life Assurance Company Limited +4
Asteron Life Limited +3
Partners Life +3
AIA New Zealand Limited +2
NIB NZ Ltd +1
Chubb Life Insurance NZ Limited
Health Service Welfare Society Ltd (t/a Accuro Health Insurance)

Verbatim quotes from Thrive Financial Limited's PDS (6 fields cited)

Commission

“The commissions are between **180% and 250%** of the first year premiums of your policy – the amount depends on which insurance company and which insurance policy you choose. Thrive Financial Limited also receives a **renewal commission of between 5% and 10%** of the premium for each year the policy remains in force.”

Product panel

“**Life Insurance companies we work with:** - AIA New Zealand Limited - Asteron Life Limited - Chubb Life Insurance NZ Limited - Fidelity Life Assurance Company Limited - Partners Life Limited **Health Insurance companies we work with:** - AIA New Zealand Limited - Health Service Welfare Society Ltd (t/a Accuro Health Insurance) - NIB NZ Ltd - Partners Life Limited”

Conflicts of interest

“Thrive Financial Limited receives commissions from the insurance companies on whose policies we give advice. If you decide to take out insurance, the insurer will pay a commission to Thrive Financial Limited. The amount of commission is based on the amount of premium.”

Scope of advice

“Thrive Financial Limited provides advice to our clients and prospects, about their life and health insurance needs. This also includes Personal, Business, Group and Rural Insurance recommendations. Our Financial Advisers provide financial advice in relation to life and Health Insurance. We only provide financial advice about products from certain providers.”

Dispute resolution

“If we can't resolve your complaint, or you aren't satisfied with the way we propose to do so, you can contact **Financial Services Complaints Limited (FSCL)**:”

Material relationships

“From time to time, product providers may also reward us for the overall business we provide to them. They may give us tickets to sports events, hampers, or other incentives (items do not exceed $500 in value and if they do we do not accept them).”

Verbatim spans extracted from the source PDS dated 2026-05-24. Each quote was substring-verified against the original document; spans that failed verification were dropped. View source.

Services this firm offers

Named service offerings extracted from Thrive Financial Limited's PDS. Names are verbatim from the source document; descriptions and fee notes are AI-summarised — refer to the original PDS for binding wording.

life and health insurance
Advisory

Financial advice on life and health insurance products including personal, business, group and rural insurance from selected providers.

Fees: Commission-based: 180%–250% of first year premium; 5%–10% renewal commission per year policy remains in force.

For: retail

FAQs from this firm's PDS

Common consumer questions answered in Thrive Financial Limited's Public Disclosure Statement. Answers are verbatim spans from the source document, substring-verified at extract time.

What types of insurance does Thrive Financial provide advice on?

“Thrive Financial Limited provides advice to our clients and prospects, about their life and health insurance needs. This also includes Personal, Business, Group and Rural Insurance recommendations. Our Financial Advisers provide financial advice in relation to life and Health Insurance. We only provide financial advice about products from certain providers.”

What products will Thrive Financial NOT provide advice on?

“We will not provide advice on any Investment policy's, KiwiSaver, existing whole of life or endowment products, so you will need to consult a specialist if you would like advice on those products, or we are happy to refer you.”

How does Thrive Financial handle conflicts of interest?

“To ensure that our financial advisers prioritise our clients' interests above their own, we follow an advice process that ensures our recommendations are made on the basis of each client's individual needs and circumstances. Commission received doesn't dictate / influence placement of business.”

How is my personal information handled and who can access it?

“When working with you we will be collecting personal information from you in order to deliver personalised advice which is suitable for you. This is generally personal information regarding age, health, financial situation and your instructions. In accordance with the Privacy Act 2020 you are entitled to access any such information we collect and hold on you, and also to have noted any corrections to such information.”

Additional disclosure documents

Documents linked from Thrive Financial Limited's PDS. URLs verified to appear in the source document at extract time; links may rot — verify with the firm before relying on a specific version.

www.fscl.org.nz · Complaints Process
www.fma.govt.nz · Other disclosure

Notes: Facts and product panel are LLM-extracted from the source document (confidence tier B). Verbatim quote block above is Sonnet-extracted then substring-verified against the source markdown. For the authoritative wording, view the original disclosure above. FSPR register entry. FA-NZ is a directory mirror, not a regulator.