What is Megan Ward Consultancy Limited?
Megan Ward Consultancy Limited is a financial services provider, based in West Eyreton, with 5 years on the FSPR register, and 6 appointed advisers on file.
Megan Ward Consultancy Limited
Financial Services Provider
West Eyreton
FSPR Registered
About Megan Ward Consultancy Limited
How is Megan Ward Consultancy Limited regulated?
Megan Ward Consultancy Limited is registered on the Financial Service Providers Register (FSPR)as FSP778693, with first registration in 2021. Disputes are handled by Financial Services Complaints Limited. Verify on the FSPR register at fsp-register.companiesoffice.govt.nz.
What does Megan Ward Consultancy Limited offer?
Megan Ward Consultancy Limited's Public Disclosure Statement lists the following scope of advice: Personal Loans, Home Loans, Insurance, Investments, KiwiSaver. Refer to the original PDS for the binding scope.
Public Disclosure Statement highlights
Full PDS section ↓Extracted from Megan Ward Consultancy Limited's PDS dated 2026-05-24 · HTML source. View original.
- Fee structure
- commission only
- Commission
- Yes
- Dispute scheme
- FSCL
- Panel
- 22 providers
- Services
- 5 named
- FAQs
- 5 answered
- Linked docs
- 4
Scope of advice
- Personal Loans
- Home Loans
- Insurance
- Investments
- KiwiSaver
Contact Information
Phone
Not available
Not available
Website
Not available
Address
917 North Eyre Road,Rd 5,West Eyreton,7475,New Zealand
About Megan Ward Consultancy Limited
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Public Disclosure Statement
22 providers on panelMegan Ward Consultancy Limited files a Public Disclosure Statement under FMC Act 2013 s431 · last ingested 2026-05-24 · source format HTML.
→ View Megan Ward Consultancy Limited's original disclosure page · FA-NZ mirror (Markdown) · facts.json
- Fee structure
- commission only
- Receives commission
- Yes — disclosed in PDS
- Dispute resolution scheme
- FSCL
- Scope of advice (verbatim from PDS)
-
- Personal Loans
- Home Loans
- Insurance
- Investments
- KiwiSaver
- Specialties
-
Hover any specialty to see its source. Self-attest takes priority; PDS-derived next; AI-classified last. For binding regulatory statements refer to the FAP's own current Public Disclosure Statement.
- Ownership
- Megan Ward Consultancy Limited (FSP778693) is the Licensed Financial Advice Provider. Financial DNA Limited (FSP1010171) is authorised under that licence.
Distribution panel
Product providers Megan Ward Consultancy Limited is appointed to distribute, grouped by product category. Counts show how many other NZ FAPs FA-NZ has on file as distributing the same provider.
Lending & Mortgages · 11
- ANZ +38
- ASB Bank +32
- Avanti Finance +27
- First Mortgage Trust +26
- SBS Bank +24
- Heartland Bank +24
- Prospa +21
- Liberty Financial +12
- NZCU Baywide +5
- Unity Credit Union +3
- The Co-operative Bank +1
KiwiSaver · 5
- Booster +21
- Generate +21
- Milford Asset Management +14
- NZ Funds +9
- Fisher Funds +9
Other products · 6
- AIA +40
- Partners Life +39
- nib +23
- Chubb +17
- Asteron Life +9
- Fidelity Life +4
Verbatim quotes from Megan Ward Consultancy Limited's PDS (7 fields cited)
Fees
“We do not charge any fees, expenses or any other amounts for financial advice given to you. If the financial adviser recommends any products for you that do incur a fee (e.g. personal loan, Investment), you will be informed of the costs.”
Commission
“For home loans, KiwiSaver, Insurance and managed investments, Megan Ward Consultancy and the financial adviser receive commissions from the product providers whose products we give advice. If you decide to proceed, the product provider will pay a commission to Megan Ward Consultancy and your financial adviser. The amount of the commission is based on the amount of the loan drawn, insurance premium or funds under management.”
Product panel
“ASB, ANZ, Co-operative, SBS Bank, Avanti Finance, Liberty, Prospa, Heartland Bank and Unity Credit Union, NZCU Baywide, First Mortgage Trust.”
Conflicts of interest
“For home loans, KiwiSaver, Insurance and managed investments, Megan Ward Consultancy and the financial adviser receive commissions from the product providers whose products we give advice. If you decide to proceed, the product provider will pay a commission to Megan Ward Consultancy and your financial adviser. The amount of the commission is based on the amount of the loan drawn, insurance premium or funds under management.”
Scope of advice
“Megan Ward Consultancy Limited provides advice to our clients about their Personal Loans, Home Loans, Insurance, Investments and KiwiSaver.”
Dispute resolution
“We are a member of the Financial Services Complaints Limited's approved dispute resolution scheme.”
Ownership
“Megan Ward Consultancy Limited (FSP778693) holds a licence issued by the Financial Markets Authority to provide financial advice. Financial DNA Limited, FSP1010171 (together Megan Ward Consultancy), is authorised by that licence to provide financial advice.”
Verbatim spans extracted from the source PDS dated 2026-05-24. Each quote was substring-verified against the original document; spans that failed verification were dropped. View source.
Services this firm offers
Named service offerings extracted from Megan Ward Consultancy Limited's PDS. Names are verbatim from the source document; descriptions and fee notes are AI-summarised — refer to the original PDS for binding wording.
-
Personal Loans
AdvisoryFinancial advice on personal loan products from accredited lenders.
Fees: No advice fees charged; commission paid by product provider based on loan amount drawn.For: retail -
Home Loans
AdvisoryFinancial advice on home loan products from a panel of accredited lenders.
Fees: No advice fees; commission from lender based on loan drawn. Early repayment fee may apply within 28 months.For: retail -
Insurance
AdvisoryFinancial advice on insurance products from accredited insurers.
Fees: No advice fees; commission from insurer based on premium. Early cancellation fee may apply within 24 months.For: retail -
Investments
AdvisoryFinancial advice on managed investment products from accredited providers.
Fees: No advice fees charged; commission paid by product provider based on funds under management.For: retail -
KiwiSaver
AdvisoryFinancial advice on KiwiSaver products from accredited providers.
Fees: No advice fees charged; commission paid by product provider based on funds under management.For: retail
FAQs from this firm's PDS
Common consumer questions answered in Megan Ward Consultancy Limited's Public Disclosure Statement. Answers are verbatim spans from the source document, substring-verified at extract time.
Does Megan Ward Consultancy charge fees for financial advice?
“We do not charge any fees, expenses or any other amounts for financial advice given to you. If the financial adviser recommends any products for you that do incur a fee (e.g. personal loan, Investment), you will be informed of the costs.”
What is the early repayment fee?
“We may charge a fee for the financial advice provided to a client where a client repays their home loan or cancels their insurance within 28 months of settlement (home loan) or within 24 months (Insurance). This is due to the lender/insurer requiring us to repay all or part of the commission they paid us. The amount of repayment will depend on the length of time that the loan/insurance has been in place. In this event, we will invoice you for this fee, and the invoice will be due within 7 days of issue”
How does Megan Ward Consultancy manage conflicts of interest?
“To ensure that our financial advisers prioritise the client's interest above their own, we follow an advice process that ensures our recommendations are made on the basis of the client's goals and circumstances. Our financial advisers undergo annual training about how to manage conflicts of interest. We undertake a compliance review of our compliance processes periodically by a reputable compliance consultancy firm.”
How long does it take to resolve a complaint?
“We aim to resolve complaints within 10 working days of receiving them. If we can't, we will contact you within that time to let you know we need more time to consider your complaint.”
What external dispute resolution is available?
“If our internal complaints process does not resolve your complaint to your satisfaction, you can contact our external independent dispute resolution scheme. This service is free and may help investigate or resolve the complaint. We are a member of the Financial Services Complaints Limited's approved dispute resolution scheme.”
Additional disclosure documents
Documents linked from Megan Ward Consultancy Limited's PDS. URLs verified to appear in the source document at extract time; links may rot — verify with the firm before relying on a specific version.
- complaints@fscl.org.nz · Complaints Process
- www.fscl.org.nz · Complaints Process
- https://www.fma.govt.nz · Other disclosure
Notes: Facts and product panel are LLM-extracted from the source document (confidence tier B). Verbatim quote block above is Sonnet-extracted then substring-verified against the source markdown. For the authoritative wording, view the original disclosure above. FSPR register entry. FA-NZ is a directory mirror, not a regulator.
Adviser Team
6 advisers CE
Christene Ellen Richardson
Financial Adviser
FSP1002120
Based in Christchurch
View profile
CJ
Colin James Sutherland
Financial Adviser
FSP141984
Based in Christchurch
View profile
CT
Colin Thoms
Financial Adviser
FSP107768
Based in Somerfield
View profile
DA
David Adams
Financial Adviser
FSP1010170
Based in Christchurch
View profile
EM
Erica Marie Tubb
Financial Adviser
FSP1009273
Based in Leeston
View profile
MM
Megan Marie Ward
Financial Adviser
FSP273845
Based in Christchurch
View profile
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Request ConsultationWhy Choose Megan Ward Consultancy Limited?
FSPR Registered - Licensed & regulated
Adviser Team - 6 advisers
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