Marcroft Mortgages Limited

Financial Services Provider

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Auckland

FSPR Registered

FSP Number: FSP727591

NZBN: 9429034125151

Team Size: 6 advisers

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About Marcroft Mortgages Limited

What is Marcroft Mortgages Limited?

Marcroft Mortgages Limited is a financial services provider, based in Auckland, with 6 years on the FSPR register, and 6 appointed advisers on file.

How is Marcroft Mortgages Limited regulated?

Marcroft Mortgages Limited is registered on the Financial Service Providers Register (FSPR)as FSP727591, with first registration in 2020. Disputes are handled by Financial Services Complaints Limited. Verify on the FSPR register at fsp-register.companiesoffice.govt.nz.

What does Marcroft Mortgages Limited offer?

Marcroft Mortgages Limited's Public Disclosure Statement lists the following scope of advice: lending products. Refer to the original PDS for the binding scope.

Public Disclosure Statement highlights

Full PDS section ↓

Extracted from Marcroft Mortgages Limited's PDS dated 2026-05-24 · PDF source. View original.

Fee structure: commission only
Commission: Yes
Dispute scheme: FSCL
Services: 1 named
FAQs: 6 answered

Scope of advice

lending products

Contact Information

Phone

Not available

Email

Not available

Website

Not available

Address

393b Remuera Road,Remuera,Auckland,1050,New Zealand

About Marcroft Mortgages Limited

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Public Disclosure Statement

Marcroft Mortgages Limited files a Public Disclosure Statement under FMC Act 2013 s431 · last ingested 2026-05-24 · source format PDF.

→ View Marcroft Mortgages Limited's original disclosure PDF · FA-NZ mirror (Markdown) · facts.json

Fee structure: commission only
Receives commission: Yes — disclosed in PDS
Dispute resolution scheme: FSCL
Scope of advice (verbatim from PDS): lending products
Specialties: Lending

Hover any specialty to see its source. Self-attest takes priority; PDS-derived next; AI-classified last. For binding regulatory statements refer to the FAP's own current Public Disclosure Statement.
Ownership: Marcroft Mortgages Limited and Loan Market Central; member of The Loan Market Group Limited

Verbatim quotes from Marcroft Mortgages Limited's PDS (8 fields cited)

Fees

“Generally the Adviser Business and its Financial Advisers won't charge you any fees for advice and transactional solutions. This is possible because, if you acquire a product following receipt of their advice, the Adviser Business or the Financial Adviser usually receives commission from the applicable product provider”

Commission

“Upfront commission which is calculated as a percentage of the first year's premium (in the case of insurance products) or a percentage of the loan at drawdown (in the case of a loan). - Renewal commission which is calculated as a percentage of the premium paid for each year the policy is in force (in the case of insurance products) or a percentage of the loan outstanding at the relevant time”

Product panel

“The Financial Advisers only provide financial advice about products from certain product providers. These product providers are set out in each Financial Adviser's personalised Disclosure Guide. A Financial Adviser will provide their Disclosure Guide to you when you engage them or you can request a copy from the Adviser Business at any time to see the list of product providers.”

Conflicts of interest

“If you proceed with a product on the basis of financial advice received from a Financial Adviser, the Adviser Business or the Financial Adviser usually receives a commission or incentive payment from the applicable product provider.”

Scope of advice

“The Adviser Business provides, through its Financial Advisers, financial advice to clients about Lending products.”

Dispute resolution

“Financial Services Complaints Ltd (FSCL) - A Financial Ombudsman Service.”

Ownership

“The Adviser Business is a member of The Loan Market Group Limited (Loan Market Group), which is a financial services group trading under the names Loan Market and Insurance Market.”

Material relationships

“Loan Market Group may also receive commission or incentive payments as follows: - A commission payment from the applicable insurer if an insurance application is accepted. - A referral payment from Tower Insurance if a client is referred for insurance needs. - A referral payment from XE Money or Prospa NZ if a client is referred for other financial needs.”

Verbatim spans extracted from the source PDS dated 2026-05-24. Each quote was substring-verified against the original document; spans that failed verification were dropped. View source.

Services this firm offers

Named service offerings extracted from Marcroft Mortgages Limited's PDS. Names are verbatim from the source document; descriptions and fee notes are AI-summarised — refer to the original PDS for binding wording.

Lending products
Advisory

Financial advice on lending products from a panel of product providers, delivered through engaged Financial Advisers.

Fees: Generally no fees; commission from product providers. One-off fees may apply in limited circumstances, capped at $3000.

For: retail

FAQs from this firm's PDS

Common consumer questions answered in Marcroft Mortgages Limited's Public Disclosure Statement. Answers are verbatim spans from the source document, substring-verified at extract time.

Will I be charged fees for financial advice?

“Generally the Adviser Business and its Financial Advisers won't charge you any fees for advice and transactional solutions. This is possible because, if you acquire a product following receipt of their advice, the Adviser Business or the Financial Adviser usually receives commission from the applicable product provider (as described below under 'Commissions & incentives'). The exceptions to this general position are explained below.”

When might a one-off fee be charged due to no commission?

“If you request that a Financial Adviser provide services in relation to a product or service and the Adviser Business or Financial Adviser does not receive a commission, you may be charged a one-off fee. Any such fee would be agreed and authorised by you in writing first, and would be based on an estimate of the time spent providing the advice.”

What happens if commission must be repaid — can I be charged a fee?

“you may be charged a one-off fee. Any such fee would be no more than $3000 (plus GST, if any) and would be calculated based on a rate of $250 (plus GST, if any) per hour of the Financial Adviser's time spent providing advice to you in connection with the applicable product. The fee charged will not exceed the amount of commission that needs to be repaid from the product provider.”

How does the Adviser Business manage conflicts of interest from commissions?

“The Adviser Business takes steps to ensure that the receipt of these types of payments does not influence the financial advice given and that its Financial Advisers prioritise your interests by recommending the best product for your purpose regardless of the type and amount of payment that may be received.”

How do I make a complaint?

“If you have a complaint about the service you've received from the Adviser Business or its Financial Advisers you can contact the Adviser Business's internal complaints service by phoning or emailing the Adviser Business (contact details are shown above and on this webpage) with the heading Complaint - (Your Name).”

Who licences the Adviser Business to provide financial advice?

“The Adviser Business and the Financial Advisers engaged by the Adviser Business are authorised to provide financial advice under a licence issued by the Financial Markets Authority in the name of NZ Financial Services Group Limited (FSP286965)”

Notes: Facts and product panel are LLM-extracted from the source document (confidence tier B). Verbatim quote block above is Sonnet-extracted then substring-verified against the source markdown. For the authoritative wording, view the original disclosure above. FSPR register entry. FA-NZ is a directory mirror, not a regulator.