Invicta Financial Limited

Financial Services Provider

★★★★★

5 Read 14 reviews on Google

Source: Google Business Profile. Reflects this firm's listing, not individual advisers.

Christchurch

FSPR Registered

FSP Number: FSP1003084

NZBN: 9429050352234

Team Size: 26 advisers

Verify on FSPR

About Invicta Financial Limited

What is Invicta Financial Limited?

Invicta Financial Limited is a financial services provider, based in Christchurch, with 4 years on the FSPR register, and 26 appointed advisers on file.

How is Invicta Financial Limited regulated?

Invicta Financial Limited is registered on the Financial Service Providers Register (FSPR)as FSP1003084, with first registration in 2022. Disputes are handled by Financial Services Complaints Limited. Verify on the FSPR register at fsp-register.companiesoffice.govt.nz.

What does Invicta Financial Limited offer?

Invicta Financial Limited's Public Disclosure Statement lists the following scope of advice: Personal and group insurance, KiwiSaver, Financial planning and managed fund investments, Fire and general insurance, Property development referral. Refer to the original PDS for the binding scope.

Public Disclosure Statement highlights

Full PDS section ↓

Extracted from Invicta Financial Limited's PDS dated 2026-05-18 · PDF source. View original.

Fee structure: commission only
Commission: Yes
Dispute scheme: FSCL
Panel: 15 providers
Services: 5 named
FAQs: 5 answered
Linked docs: 1

Scope of advice

Personal and group insurance
KiwiSaver
Financial planning and managed fund investments
Fire and general insurance
Property development referral

Contact Information

Phone

0800 468 282

Email

Not available

Website

www.invictafinancial.co.nz

Address

45 Mandeville Street,Riccarton,Christchurch,8011,New Zealand

About Invicta Financial Limited

Company profile coming soon

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Public Disclosure Statement

15 providers on panel

Invicta Financial Limited files a Public Disclosure Statement under FMC Act 2013 s431 · last ingested 2026-05-18 · source format PDF.

→ View Invicta Financial Limited's original disclosure PDF · FA-NZ mirror (Markdown) · facts.json

Fee structure: commission only
Receives commission: Yes — disclosed in PDS
Dispute resolution scheme: FSCL
Scope of advice (verbatim from PDS): Personal and group insurance
KiwiSaver
Financial planning and managed fund investments
Fire and general insurance
Property development referral
Specialties: Business Insurance
General Insurance
Kiwisaver
Investments
Financial Planning
Lending

Hover any specialty to see its source. Self-attest takes priority; PDS-derived next; AI-classified last. For binding regulatory statements refer to the FAP's own current Public Disclosure Statement.

Distribution panel

Product providers Invicta Financial Limited is appointed to distribute, grouped by product category. Counts show how many other NZ FAPs FA-NZ has on file as distributing the same provider.

KiwiSaver · 6

ANZ +37
Generate +20
Booster +20
Milford Asset Management +13
NZ Funds +8
Pathfinder +6

Life & Health Insurance · 6

AIA +39
Partners Life +38
Fidelity Life +34
Asteron Life +25
nib +22
Chubb Life +13

General Insurance · 2

Blanket +1
AON +1

Investments & Funds · 1

Consilium +4

Verbatim quotes from Invicta Financial Limited's PDS (8 fields cited)

Fees

“We do not charge a fee for the financial advice that we provide. If you decide to take out any policies with us, Invicta Financial will receive a commission from the providers that we work with. The commissions we receive are paid by the product providers and do not increase the cost of the product for you.”

Commission

“Initial commission: 0–240% of the first-year premium - Ongoing commission: 0–25% of annual premiums”

Product panel

“**Life and Health Insurance Providers:** AIA, NIB, Chubb Life, Partners Life, Fidelity Life, Asteron Life - **KiwiSaver Providers:** NZ Funds, Generate, Milford, Pathfinder, ANZ, Booster - **Fire & General Providers:** Blanket, AON”

Conflicts of interest

“All of the services Invicta Financial offers are provided free of charge to our clients. This is because we are paid by the providers when one of their products is taken up on the back of our recommendation. Although we are paid by the providers, we always put your interests first:”

Scope of advice

“Financial advisers of Invicta Financial provide advice on: - Personal and group insurance - KiwiSaver - Financial planning and managed fund investments, including portfolios accessed through Consilium's Synergy Investments platform - Fire and general insurance - Property Development Referral Partners.”

Dispute resolution

“If we cannot agree on how to fix the issue, or if you decide not to use the internal complaints scheme, you can contact our external disputes resolution scheme – Financial Service Complaints Limited. This service will cost you nothing and will help us resolve any complaints.”

Ownership

“Invicta Financial Limited t/a Invicta Financial is a Licensed Financial Advice Provider issued by the FMA to provide financial advice services. Our Financial Services Provider (FSP) number is FSP1003084.”

Material relationships

“We may refer you to other service providers, including Generate Managed Funds & NZ Funds Wealth Builder. If you decide to invest with Generate or NZ Funds, we will receive a commission for referring you. The commission is an ongoing payment of 0.00% - 0.40% of your account balance, paid to us by Generate & NZ Funds from the revenue they receive from the fees you pay.”

Verbatim spans extracted from the source PDS dated 2026-05-18. Each quote was substring-verified against the original document; spans that failed verification were dropped. View source.

Services this firm offers

Named service offerings extracted from Invicta Financial Limited's PDS. Names are verbatim from the source document; descriptions and fee notes are AI-summarised — refer to the original PDS for binding wording.

Personal and group insurance
Advisory

Advice on life cover, disability, income protection, and trauma insurance for individuals and groups.

Fees: No client fee; initial commission 0–240% of first-year premium, ongoing 0–25% of annual premiums.

For: retail
KiwiSaver
Advisory

Advice on KiwiSaver provider selection and account management.

Fees: No client fee; initial commission $0–$300, ongoing admin payment 0–0.5% of account balance.

For: retail
Fire and general insurance
Advisory

Advice on fire and general insurance products.

Fees: No client fee; initial commission 0–50% of first-year premium, ongoing 0–10% of annual premiums.

For: retail
Financial planning and managed fund investments

Financial planning and managed fund investment advice, including portfolios via Consilium's Synergy Investments platform.

Fees: No client fee; ongoing adviser service fee or commission disclosed before investment; platform/fund fees apply.

For: retail
Property Development Referral Partners
Advisory

Referral service connecting clients to selected property development firms; not a recommendation to purchase.

Fees: Referral fee may be received from property development firms and will be disclosed if applicable.

For: retail

FAQs from this firm's PDS

Common consumer questions answered in Invicta Financial Limited's Public Disclosure Statement. Answers are verbatim spans from the source document, substring-verified at extract time.

Does Invicta Financial charge fees for financial advice?

“We do not charge a fee for the financial advice that we provide. If you decide to take out any policies with us, Invicta Financial will receive a commission from the providers that we work with. The commissions we receive are paid by the product providers and do not increase the cost of the product for you.”

How does Invicta Financial manage conflicts of interest?

“All of the services Invicta Financial offers are provided free of charge to our clients. This is because we are paid by the providers when one of their products is taken up on the back of our recommendation. Although we are paid by the providers, we always put your interests first:”

What should I do if I have a complaint?

“If you have a problem, concern or complaint about any part of our advice or service, please tell us so that we can try to fix the problem. Our internal complaints team can be reached via: - Email: info@invictafinancial.co.nz - Phone: 0800 468 282”

What external dispute resolution is available?

“If we cannot agree on how to fix the issue, or if you decide not to use the internal complaints scheme, you can contact our external disputes resolution scheme – Financial Service Complaints Limited. This service will cost you nothing and will help us resolve any complaints.”

What duties does Invicta Financial have when giving advice?

“Invicta Financial and anyone giving financial advice on our behalf have duties under the Financial Markets Conduct Act 2013 relating to the way advice is given. We are required to: - Give priority to your interests by taking all reasonable steps to make sure our advice is not materially influenced by our own interests. - Exercise care, diligence, and skill in providing you with advice.”

Additional disclosure documents

Documents linked from Invicta Financial Limited's PDS. URLs verified to appear in the source document at extract time; links may rot — verify with the firm before relying on a specific version.

Code of Conduct Standards · Other disclosure

Notes: Facts and product panel are LLM-extracted from the source document (confidence tier B). Verbatim quote block above is Sonnet-extracted then substring-verified against the source markdown. For the authoritative wording, view the original disclosure above. FSPR register entry. FA-NZ is a directory mirror, not a regulator.