Fortitude Financial Limited

“Every client relationship starts with a no obligation consultation. Beyond that, we may charge a planning fee for our time to develop a tailored personal financial plan. We will precisely outline that cost (if any) prior to any work starting. The actual fees charged will depend on the nature and scope of the advice and service that we provide. We will discuss and agree the actual fees with you before we proceed and we will explain how and when they are payable.”

“Broadly, our initial planning fees (if any) are based on an hourly charge. Implementation fees (if any) are charged as a percentage value of the investment contribution, while monitoring & administration fees are based on a percentage charge of that capital under management, and reduce on scale. Many of these charges may be tax deductible. Your adviser will guide you on this question.”

“We follow an advice process that ensures our recommendations are made on the basis of what is best for your stated goals, given your circumstances and the prevailing conditions of the markets. Our financial advisers are subject to numerous assessments, audits and peer review throughout the year. We do not subject ourselves to incentives or sales targets. External parties may contribute to incidental training costs or provide occasional entertainment, which is immaterial to our recommendations.”