Fee-only financial advisers in NZ
Advice paid for entirely by client fees. The adviser receives no commissions, kickbacks, or product-sale incentives from product providers. This is the most conflict-free fee model. Disclosed under Financial Markets Conduct Act 2013 s431 in each FAP's Public Disclosure Statement.
5 of 349 Financial Advice Providers with a Public Disclosure Statement on file at FA-NZ disclose this fee model. Data as of 2026-09-04.
Dispute-resolution schemes in this list
Each scheme is linked once here rather than on every row below — the row repetition added ~120 duplicate internal links to this page (TASKS #88).
Providers
- Amp Services (nz) LimitedView PDS HTML →FSP 38082 DRS: IFSO 2 providers on panel No commission
“AMP NZ does not charge fees, expenses or any other amount for financial advice provided to customers.” — Amp Services (nz) Limited's PDS dated 2026-05-24
- Anz Bank New Zealand LimitedView PDS PDF →FSP 36405 4 providers on panel Receives commission
“We do not charge fees for providing financial advice services to you.” — Anz Bank New Zealand Limited's PDS dated 2026-05-23
- Aurora Capital LimitedView PDS HTML →FSP 1002213 DRS: FDRS 1 provider on panel Receives commission
- Fisher Funds Management LimitedView PDS PDF →FSP 38581 DRS: FSCL 1 provider on panel No commission
“Fisher Funds, our financial advisers and nominated representatives do not charge separate fees, expenses or other amounts for the financial advice services we provide.” — Fisher Funds Management Limited's PDS dated 2026-05-23
- Rutherford Rede LimitedView PDS HTML →FSP 174024 DRS: FDRS 3 providers on panel No commission
“We are a fee-only practice; our income is derived solely from a transparent fee based on the value of your portfolio. Rutherford Rede will charge a fee for the financial advice that is provided to you and for any DIMS service provided to you. The fee charged will depend on the nature of the financial advice and service…” — Rutherford Rede Limited's PDS dated 2026-05-24
Other fee structures
Methodology
Fee-structure classification is extracted by Claude Sonnet from each FAP's Public Disclosure Statement (FMC Act 2013 s431). Confidence tier C (LLM-extracted). For the authoritative wording, view the original disclosure linked next to each entry.
FA-NZ is a directory mirror, not a regulator. We do not provide financial advice. Always read a FAP's full disclosure before engaging.