What is Emerre & Hathaway Insurances Limited?
Emerre & Hathaway Insurances Limited is a financial services provider, based in Gisborne, with 15 years on the FSPR register, and 12 appointed advisers on file.
Financial Services Provider
Emerre & Hathaway Insurances Limited is a financial services provider, based in Gisborne, with 15 years on the FSPR register, and 12 appointed advisers on file.
Emerre & Hathaway Insurances Limited is registered on the Financial Service Providers Register (FSPR)as FSP29824, with first registration in 2010. Disputes are handled by Financial Services Complaints Limited. Verify on the FSPR register at fsp-register.companiesoffice.govt.nz.
Emerre & Hathaway Insurances Limited's Public Disclosure Statement lists the following scope of advice: domestic insurance, commercial insurance, rural insurance. Refer to the original PDS for the binding scope.
Extracted from Emerre & Hathaway Insurances Limited's PDS dated 2026-05-23 · PDF source. View original.
Scope of advice
Not available
Not available
Not available
183 Carnarvon Street,Gisborne,Gisborne,4010,New Zealand
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Emerre & Hathaway Insurances Limited files a Public Disclosure Statement under FMC Act 2013 s431 · last ingested 2026-05-23 · source format PDF.
→ View Emerre & Hathaway Insurances Limited's original disclosure PDF · FA-NZ mirror (Markdown) · facts.json
Fees
“Disclose all fees, commissions, and conflicts of interest (Code Standard 5)”
Commission
“Disclose all fees, commissions, and conflicts of interest (Code Standard 5)”
Conflicts of interest
“Disclose all fees, commissions, and conflicts of interest (Code Standard 5)”
Scope of advice
“Our 22-strong team includes seven fully qualified insurance brokers, recognised for their expertise across domestic, commercial, and rural insurance — all backed by a dedicated local claims department.”
Material relationships
“We offer premium funding through E & H Financial Services Ltd, allowing you to spread payments weekly, fortnightly, or monthly.”
Verbatim spans extracted from the source PDS dated 2026-05-23. Each quote was substring-verified against the original document; spans that failed verification were dropped. View source.
Common consumer questions answered in Emerre & Hathaway Insurances Limited's Public Disclosure Statement. Answers are verbatim spans from the source document, substring-verified at extract time.
“When applying for insurance, you have a legal duty of disclosure under the Insurance Contracts Act and the Financial Markets Conduct Act 2013 (FMCA). You must tell us anything that could influence an insurer's decision to insure you or the terms they apply.”
“Failure to disclose these details may result in your policy being cancelled or a claim being declined.”
“The onus is on the homeowner to ensure the sum insured is sufficient.”
“We offer premium funding through E & H Financial Services Ltd, allowing you to spread payments weekly, fortnightly, or monthly. Please note that an establishment fee and interest charges apply.”
Documents linked from Emerre & Hathaway Insurances Limited's PDS. URLs verified to appear in the source document at extract time; links may rot — verify with the firm before relying on a specific version.
Notes: Facts and product panel are LLM-extracted from the source document (confidence tier B). Verbatim quote block above is Sonnet-extracted then substring-verified against the source markdown. For the authoritative wording, view the original disclosure above. FSPR register entry. FA-NZ is a directory mirror, not a regulator.
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Adviser Team - 12 advisers
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FSP106840
FSP1002456
FSP1004728
FSP110169
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