What is Allcover Financial Limited?
Allcover Financial Limited is a financial services provider, based in Albany, with 9 years on the FSPR register, and 3 appointed advisers on file.
Allcover Financial Limited
Financial Services Provider
Source: Google Business Profile. Reflects this firm's listing, not individual advisers.
Albany
FSPR Registered
About Allcover Financial Limited
How is Allcover Financial Limited regulated?
Allcover Financial Limited is registered on the Financial Service Providers Register (FSPR)as FSP557607, with first registration in 2017. Disputes are handled by Financial Services Complaints Limited. Verify on the FSPR register at fsp-register.companiesoffice.govt.nz.
What does Allcover Financial Limited offer?
Allcover Financial Limited's Public Disclosure Statement lists the following scope of advice: life insurance, health insurance, KiwiSaver, travel insurance, general insurance. Refer to the original PDS for the binding scope.
Public Disclosure Statement highlights
Full PDS section ↓Extracted from Allcover Financial Limited's PDS dated 2026-05-18 · PDF source. View original.
- Fee structure
- commission only
- Commission
- Yes
- Dispute scheme
- FSCL
- Panel
- 12 providers
- Services
- 5 named
- FAQs
- 4 answered
Scope of advice
- life insurance
- health insurance
- KiwiSaver
- travel insurance
- general insurance
Contact Information
Phone
09 963 6291Not available
Website
allcover.co.nzAddress
280 Glenmore Road,Rd 3,Albany,0793,New Zealand
About Allcover Financial Limited
Company profile coming soon
Get in touch to add your company description
Public Disclosure Statement
12 providers on panelAllcover Financial Limited files a Public Disclosure Statement under FMC Act 2013 s431 · last ingested 2026-05-18 · source format PDF.
→ View Allcover Financial Limited's original disclosure PDF · FA-NZ mirror (Markdown) · facts.json
- Fee structure
- commission only
- Receives commission
- Yes — disclosed in PDS
- Dispute resolution scheme
- FSCL
- Scope of advice (verbatim from PDS)
-
- life insurance
- health insurance
- KiwiSaver
- travel insurance
- general insurance
Distribution panel
Product providers Allcover Financial Limited is appointed to distribute, grouped by product category. Counts show how many other NZ FAPs FA-NZ has on file as distributing the same provider.
KiwiSaver · 1
- Generate +20
Life & Health Insurance · 7
- Partners Life +38
- Fidelity Life +34
- Asteron Life +25
- nib +22
- Chubb +16
- AIA +2
- Southern Cross Health Society
General Insurance · 2
- Allianz +5
- Southern Cross Travel +1
Other products · 2
- Tower Insurance +4
- Stylecover
Verbatim quotes from Allcover Financial Limited's PDS (6 fields cited)
Fees
“Allcover Financial Limited does not charge fees, expenses or any other amount for the financial advice provided to its clients.”
Commission
“Allcover Financial Limited and our financial advisers receive commissions from the providers on whose products we give financial advice (the insurers and KiwiSaver providers). If you decide to take out insurance or take out KiwiSaver advice, the provider will pay a commission to Allcover Financial Limited and to your financial adviser. The amount of commission is based on the amount of the premium or the KiwiSaver balance.”
Product panel
“For life insurance, we work with AIA NZ, Asteron Life, Chubb, Fidelity Life and Partners Life. - For health insurance, we work with AIA NZ, NIB, Partners Life and Southern Cross Health Society. - For KiwiSaver, we work with Generate. - For travel Insurance we work with Southern Cross Travel and Allianz. - For general insurance we work with Stylecover and Tower.”
Conflicts of interest
“From time to time, product providers may also reward us for the overall business we provide to them. They may give us tickets to sports events, hampers, or other incentives. To ensure that our financial advisers prioritise the client's interests above their own, we follow an advice process that ensures our recommendations are made based on the client's goals and circumstances.”
Scope of advice
“Allcover Financial Limited provides advice to our clients about their, life insurance, health insurance, KiwiSaver, travel insurance and general insurance (house, contents, motor vehicle). Our financial advisers provide financial advice in relation to these financial advice products.”
Dispute resolution
“If we can't resolve your complaint, or you aren't satisfied with the way we propose to do so, you can contact Financial Services Complaints Ltd (FSCL) – A Financial Ombudsman Service”
Verbatim spans extracted from the source PDS dated 2026-05-18. Each quote was substring-verified against the original document; spans that failed verification were dropped. View source.
Services this firm offers
Named service offerings extracted from Allcover Financial Limited's PDS. Names are verbatim from the source document; descriptions and fee notes are AI-summarised — refer to the original PDS for binding wording.
-
life insurance
AdvisoryFinancial advice on life insurance products from AIA NZ, Asteron Life, Chubb, Fidelity Life and Partners Life.
Fees: No fees charged; adviser receives commission from provider based on premium amount.For: retail -
health insurance
AdvisoryFinancial advice on health insurance products from AIA NZ, NIB, Partners Life and Southern Cross Health Society.
Fees: No fees charged; adviser receives commission from provider based on premium amount.For: retail -
KiwiSaver
AdvisoryFinancial advice on KiwiSaver products from Generate.
Fees: No fees charged; adviser receives commission from provider based on KiwiSaver balance.For: retail -
travel insurance
AdvisoryFinancial advice on travel insurance products from Southern Cross Travel and Allianz.
Fees: No fees charged; adviser receives commission from provider based on premium amount.For: retail -
general insurance
AdvisoryFinancial advice on general insurance (house, contents, motor vehicle) from Stylecover and Tower.
Fees: No fees charged; adviser receives commission from provider based on premium amount.For: retail
FAQs from this firm's PDS
Common consumer questions answered in Allcover Financial Limited's Public Disclosure Statement. Answers are verbatim spans from the source document, substring-verified at extract time.
What financial advice does Allcover Financial Limited provide?
“Allcover Financial Limited provides advice to our clients about their, life insurance, health insurance, KiwiSaver, travel insurance and general insurance (house, contents, motor vehicle). Our financial advisers provide financial advice in relation to these financial advice products.”
Does Allcover charge fees for financial advice?
“Allcover Financial Limited does not charge fees, expenses or any other amount for the financial advice provided to its clients.”
How does Allcover manage conflicts of interest?
“To ensure that our financial advisers prioritise the client's interests above their own, we follow an advice process that ensures our recommendations are made based on the client's goals and circumstances. All our financial advisers undergo annual training about how to manage conflicts of interest. We maintain registers of conflicts of interests, and the gifts and incentives we receive.”
How can I make a complaint?
“If you are not satisfied with our financial advice service, you can make a complaint by emailing info@allcover.co.nz or by calling: 09 963 6291. You can also write to us at: PO Box 35477, Browns Bay, Auckland 0754.”
Notes: Facts and product panel are LLM-extracted from the source document (confidence tier B). Verbatim quote block above is Sonnet-extracted then substring-verified against the source markdown. For the authoritative wording, view the original disclosure above. FSPR register entry. FA-NZ is a directory mirror, not a regulator.
Location
unit 1h/43 Omega Street, Rosedale, Auckland 0632, New Zealand · 1 other provider nearby
Map tiles © OpenStreetMap, © CARTO. Office coordinates from Google Places.
Adviser Team
3 advisers BD
Bernard De Wet
Financial Adviser
FSP216865
Based in Auckland
09 963 6291
View profile
EJ
Erika Jansen Van Rensburg
Financial Services
FSP1011817
Based in Rosedale
09 963 6291
View profile
MR
Michelle Roelien De Wet
Financial Adviser
FSP394746
Based in Albany
09 963 6291
View profile
Get Financial Guidance
Connect with Allcover Financial Limited for personalized financial guidance tailored to your needs.
Request Consultation Call NowWhy Choose Allcover Financial Limited?
FSPR Registered - Licensed & regulated
4 Star Rating - 4 reviews
Adviser Team - 3 advisers
Consultation Available - Contact to enquire
More Financial Advisers in Albany
View All
Is this your business?
Claim it to add your logo, description, contact details, and team information. Free to claim.
Related searches
Source: FSPR · synced 1 July 2025 · Report incorrect info
Important: FinanceAdvisers.co.nz is a lead generation service. We connect consumers with FSPR-registered financial advisers but do not provide financial advice ourselves.
The information on this page is general in nature and should not be relied upon as financial advice. Your personal circumstances should be considered before making any financial decisions.
Always verify adviser credentials on the Financial Service Providers Register.