Rival Wealth Limited

Financial Services Provider

★★★★★

4.9 Read 13 reviews on Google

Source: Google Business Profile. Reflects this firm's listing, not individual advisers.

Masterton

FSPR Registered

FSP Number: FSP30481

NZBN: 9429033178745

Team Size: 9 advisers

Verify on FSPR

About Rival Wealth Limited

What is Rival Wealth Limited?

Rival Wealth Limited is a financial services provider, based in Masterton, with 15 years on the FSPR register, and 9 appointed advisers on file.

How is Rival Wealth Limited regulated?

Rival Wealth Limited is registered on the Financial Service Providers Register (FSPR)as FSP30481, with first registration in 2010. Disputes are handled by Insurance & Financial Services Ombudsman Scheme Inc.. Verify on the FSPR register at fsp-register.companiesoffice.govt.nz.

What does Rival Wealth Limited offer?

Rival Wealth Limited's Public Disclosure Statement lists the following scope of advice: comprehensive financial planning, cash and debt management, risk management, investment and retirement planning, general insurance, personal life, sickness and disability insurance. Refer to the original PDS for the binding scope.

Public Disclosure Statement highlights

Full PDS section ↓

Extracted from Rival Wealth Limited's PDS dated 2026-05-18 · PDF source. View original.

Fee structure: mixed
Commission: Yes
Dispute scheme: IFSO
Panel: 30 providers
Services: 10 named
FAQs: 1 answered

Scope of advice

comprehensive financial planning
cash and debt management
risk management
investment and retirement planning
general insurance
personal life, sickness and disability insurance
private health insurance
business life, sickness and disability insurance
+7 more

Contact Information

Phone

06 370 4441

Email

Not available

Website

rivalwealth.co.nz

Address

2 Michael Street,Kuripuni,Masterton,5810,New Zealand

About Rival Wealth Limited

Company profile coming soon

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Public Disclosure Statement

30 providers on panel

Rival Wealth Limited files a Public Disclosure Statement under FMC Act 2013 s431 · last ingested 2026-05-18 · source format PDF.

→ View Rival Wealth Limited's original disclosure PDF · FA-NZ mirror (Markdown) · facts.json

Fee structure: mixed
Receives commission: Yes — disclosed in PDS
Dispute resolution scheme: IFSO
Scope of advice (verbatim from PDS): comprehensive financial planning
cash and debt management
risk management
investment and retirement planning
general insurance
personal life, sickness and disability insurance
private health insurance
business life, sickness and disability insurance
commercial, rural and domestic insurance
group life, income and health insurance
discretionary investment management service (DIMS)
managed funds

+3 more
Specialties: Financial Planning
Investments
Retirement Planning
General Insurance
Disability Insurance
Health Insurance
Life Insurance
Business Insurance
Kiwisaver

Hover any specialty to see its source. Self-attest takes priority; PDS-derived next; AI-classified last. For binding regulatory statements refer to the FAP's own current Public Disclosure Statement.

Distribution panel

Product providers Rival Wealth Limited is appointed to distribute, grouped by product category. Counts show how many other NZ FAPs FA-NZ has on file as distributing the same provider.

KiwiSaver · 5

Booster +20
Fisher Funds +8
AMP +5
ANZ Investments +2
Investnow

Life & Health Insurance · 8

AIA +39
Partners Life +38
Fidelity Life +34
Asteron Life +25
nib +10
UniMed +2
Southern Cross Health Insurance +1
CHUBB

Investments & Funds · 4

Milford Asset Management +13
ADMINIS
Simplicity
Nikko AM

Other products · 13

Allianz +5
TLC Insurance +3
NM Insurance +3
Vero +2
AIG +2
QBE +1
360 Commercial
DLE
Ando
N4
SAGE
Delta Insurance
Protectsure

Verbatim quotes from Rival Wealth Limited's PDS (7 fields cited)

Fees

“We do not charge for advice at our first meeting. However, there are fees payable by the client for the following situations:”

Commission

“RIVAL Wealth Limited receive commissions from the insurance companies whose policies we recommend. If you decide to take out insurance that we recommend, the insurer will pay a commission to RIVAL Wealth Limited which provides your advice. The amount of the commission is based on the amount of premium associated with your cover; specific commissions will be advised to you when advice is provided.”

Product panel

“AMP - Fidelity Life - CHUBB - AIA - Partners Life - Asteron Life”

Conflicts of interest

“Occasionally, benefits are received in the form of office supplies (e.g. notepads, pens etc), entertainment (e.g. rugby and concert tickets, golf days etc), or subsidised professional development (e.g. subsidised training courses etc).”

Scope of advice

“Personal Life, Sickness and Disability Insurance - Private Health Insurance - Business Life, Sickness and Disability Insurance - Commercial, Rural and Domestic Insurance - Groups Life, Income and Health Insurance”

Dispute resolution

“The Insurance & Financial Services Ombudsman Scheme (IFSO Scheme)”

Material relationships

“RIVAL Wealth Limited may sometimes refer clients to RIVAL Accounting Limited as part of our recommendations.”

Verbatim spans extracted from the source PDS dated 2026-05-18. Each quote was substring-verified against the original document; spans that failed verification were dropped. View source.

Services this firm offers

Named service offerings extracted from Rival Wealth Limited's PDS. Names are verbatim from the source document; descriptions and fee notes are AI-summarised — refer to the original PDS for binding wording.

Comprehensive Financial Planning
Advisory

Full analysis of client situation aligned with financial objectives, offering a holistic and personalised financial planning service.

Fees: No charge at first meeting; plan development fees may apply depending on service area.

For: retail
Cash and Debt Management
Advisory

Personal advice on budgeting, debt restructuring and establishing sufficient cash reserves.

Fees: No specific fee structure stated for this service area.

For: retail
Risk Management
Advisory

Protecting personal risk and ensuring sufficient cash is available in the event of disability, illness, or death.

Fees: Plan development fee of $300+GST, rebated if recommendations implemented; cancellation fee may apply.

For: retail
Investment and Retirement Planning

Considers risk profile, investment timeframes and cash flow needs, recommending appropriate investment solutions.

Fees: Fees vary by product type; plan development and monitoring fees apply depending on investment vehicle chosen.

For: retail
General Insurance
Advisory

Protecting possessions and actions against unforeseen loss or damage via fire and general insurance products.

Fees: Plan development fee $300+GST (rebated if implemented); annual service fee based on total premiums; endorsement fee $25+GST.

For: retail
Discretionary Investment Management Service (DIMS)
DIMS

Discretionary portfolio management with ongoing monitoring and appropriate changes made on client's behalf.

Fees: Plan development fee $500+GST (rebated if implemented); monitoring fee up to 1.2% p.a. paid monthly from portfolio.

For: retail
Discretionary Investment Management Service (DIMS) - Multi-Manager
DIMS

Multi-manager DIMS portfolio with implementation and ongoing monitoring services.

Fees: Implementation fee $200; monitoring fee up to 0.5% p.a. paid monthly from portfolio.

For: retail
Managed Funds
Advisory

Non-DIMS managed fund investment advice and implementation.

Fees: Implementation fee of $200+GST for setting up portfolio; commissions may be received from investment companies.

For: retail
KiwiSaver
Advisory

KiwiSaver advice and ongoing management across a range of KiwiSaver providers.

Fees: No entry fee; advice service fee up to 0.25% of average annual balance deducted from KiwiSaver contribution where no commission received.

For: retail
Group Schemes
Advisory

Group insurance scheme management including claims assistance, service support and advice for individual members.

Fees: Service commission of 20% fixed percentage of ongoing premium, built into the cost of insurance.

For: both

FAQs from this firm's PDS

Common consumer questions answered in Rival Wealth Limited's Public Disclosure Statement. Answers are verbatim spans from the source document, substring-verified at extract time.

How does RIVAL Wealth manage conflicts of interest?

“To ensure our financial advisers prioritise the client's interests above their own, we follow an advice process that ensures our personalised recommendations are made on the basis of the client's goals and circumstances, as advised to us. RIVAL Wealth Financial Advisers complete regular training, including how to manage conflicts of interest. Each adviser has a regular compliance review of their advice process and our compliance programme is reviewed annually by our external Compliance Adviser.”

Notes: Facts and product panel are LLM-extracted from the source document (confidence tier B). Verbatim quote block above is Sonnet-extracted then substring-verified against the source markdown. For the authoritative wording, view the original disclosure above. FSPR register entry. FA-NZ is a directory mirror, not a regulator.