Mortgageme Financial Services Limited

Financial Services Provider

★★★★★

5 Read 739 reviews on Google

Source: Google Business Profile. Reflects this firm's listing, not individual advisers.

Dunedin

FSPR Registered

FSP Number: FSP472686

NZBN: 9429041814451

Team Size: 7 advisers

Verify on FSPR

About Mortgageme Financial Services Limited

What is Mortgageme Financial Services Limited?

Mortgageme Financial Services Limited is a financial services provider, based in Dunedin, with 10 years on the FSPR register, and 7 appointed advisers on file.

How is Mortgageme Financial Services Limited regulated?

Mortgageme Financial Services Limited is registered on the Financial Service Providers Register (FSPR)as FSP472686, with first registration in 2015. Disputes are handled by Financial Services Complaints Limited. Verify on the FSPR register at fsp-register.companiesoffice.govt.nz.

What does Mortgageme Financial Services Limited offer?

Mortgageme Financial Services Limited's Public Disclosure Statement lists the following scope of advice: Personal insurance (risk), including health insurance, Business Risk Insurance (Key Person, Shareholder Protection benefits, Business Overheads/Expenses), ACC advice, Mortgages and personal lending, Life insurance, Trauma insurance. Refer to the original PDS for the binding scope.

Public Disclosure Statement highlights

Full PDS section ↓

Extracted from Mortgageme Financial Services Limited's PDS dated 2026-05-23 · PDF source. View original.

Fee structure: mixed
Commission: Yes
Dispute scheme: FSCL
Panel: 32 providers
Services: 4 named
Linked docs: 1

Scope of advice

Personal insurance (risk), including health insurance
Business Risk Insurance (Key Person, Shareholder Protection benefits, Business Overheads/Expenses)
ACC advice
Mortgages and personal lending
Life insurance
Trauma insurance
Total and permanent disability insurance
Income Protection insurance
+2 more

Contact Information

Phone

03 471 5861

Email

Not available

Website

mortgageme.net.nz/meet-the-team

Address

155 Princes Street,Dunedin Central,Dunedin,9016,New Zealand

About Mortgageme Financial Services Limited

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Public Disclosure Statement

32 providers on panel

Mortgageme Financial Services Limited files a Public Disclosure Statement under FMC Act 2013 s431 · last ingested 2026-05-23 · source format PDF.

→ View Mortgageme Financial Services Limited's original disclosure PDF · FA-NZ mirror (Markdown) · facts.json

Fee structure: mixed
Receives commission: Yes — disclosed in PDS
Dispute resolution scheme: FSCL
Scope of advice (verbatim from PDS): Personal insurance (risk), including health insurance
Business Risk Insurance (Key Person, Shareholder Protection benefits, Business Overheads/Expenses)
ACC advice
Mortgages and personal lending
Life insurance
Trauma insurance
Total and permanent disability insurance
Income Protection insurance
Mortgage and household expenses cover
Health/medical insurance
Specialties: Financial Planning
Lending
Life Insurance
Trauma Insurance
General Insurance
Income Protection
Business Insurance
Mortgages
Disability Insurance
Health Insurance

Hover any specialty to see its source. Self-attest takes priority; PDS-derived next; AI-classified last. For binding regulatory statements refer to the FAP's own current Public Disclosure Statement.
Ownership: Mortgageme Financial Services Ltd T/A MortgageMe is authorised by Link Financial Group 2022 Ltd, which holds the FAP licence.

Distribution panel

Product providers Mortgageme Financial Services Limited is appointed to distribute, grouped by product category. Counts show how many other NZ FAPs FA-NZ has on file as distributing the same provider.

Lending & Mortgages · 28

ANZ +38
BNZ +36
Westpac +35
ASB Bank +32
Avanti Finance +27
First Mortgage Trust +26
SBS Bank +24
Heartland Bank +24
Cressida Capital +22
Prospa +21
ASAP Finance +18
Basecorp Finance +17
Southern Cross Partners +16
Resimac +15
Liberty Financial +12
Unity Credit Union +11
General Finance +10
Bluestone +9
The Co-operative Bank +7
Peppermoney +5
Zip Business +5
XE +5
Strata Funding +4
Gold Band Finance +4
Apricity Finance +3
Zagga +3
Western Union +1
DBF Property Financiers

Other products · 4

Fidelity Life +35
Asteron Life +26
nib +23
Chubb +17

Verbatim quotes from Mortgageme Financial Services Limited's PDS (6 fields cited)

Fees

“MortgageMe advisers are usually remunerated by way of commission, by the providers of the loan products we recommend. On occasion, some providers may not pay a commission. In this situation, we will charge a fee for our advice. The fee payable will be a reflection of the time required to obtain a loan approval for you.”

Product panel

“ASB - ANZ - Westpac - BNZ - SBS Bank - Heartland Bank - The Cooperative Bank - Resimac - Peppermoney - First Mortgage Trust - Liberty - Avanti Finance - DBF Property Financiers - Unity - General Finance - Cressida Capital - Apricity Finance - Basecorp Finance - ASAP Finance - Zip Business - Strata Funding - Prospa - Gold Band Finance - Zagga - Bluestone - Southern Cross Partners - Heartland Bank - XE - Western Union - Asteron Life - Fidelity Life - Chubb - NIB”

Conflicts of interest

“From time to time, product providers may also reward us for the overall business we provide to them. They may give us tickets to sports events, hampers, or other incentives.”

Scope of advice

“MortgageMe advisers provide advice about: - Personal insurance (risk), including health insurance. - Business Risk Insurance (Key Person, Shareholder Protection benefits, Business Overheads/Expenses) - ACC advice - Mortgages and personal lending”

Dispute resolution

“If we cannot resolve your complaint, or you are not satisfied with the way we propose to do so, you can contact Financial Services Complaints Limited (FSCL). FSCL provides a free, independent dispute resolution service that may help investigate or resolve your complaint if we have not been able to resolve your complaint to your satisfaction.”

Ownership

“Link Financial Group 2022 Ltd (FSP1004590) holds a licence issued by the Financial Markets Authority to provide financial advice. Mortgageme Financial Services Ltd, T/A MortgageMe (FSP 472686) is authorised by that licence to provide financial advice.”

Verbatim spans extracted from the source PDS dated 2026-05-23. Each quote was substring-verified against the original document; spans that failed verification were dropped. View source.

Services this firm offers

Named service offerings extracted from Mortgageme Financial Services Limited's PDS. Names are verbatim from the source document; descriptions and fee notes are AI-summarised — refer to the original PDS for binding wording.

Mortgages and personal lending
Advisory

Advice on mortgages, personal loans, top-ups, fixed rate rollovers, debt consolidation, and business loans.

Fees: Usually commission from lenders; fee charged when no commission available, agreed before lending approval.

For: retail
Personal insurance (risk), including health insurance.
Advisory

Advice on life, trauma, TPD, income protection, mortgage/household expenses cover, and health/medical insurance.

Fees: Commission paid by insurers based on premium amount; specific commissions advised when advice is provided.

For: retail
Business Risk Insurance (Key Person, Shareholder Protection benefits, Business Overheads/Expenses)
Advisory

Advice on business risk insurance including key person, shareholder protection, and business overhead cover.

Fees: Commission paid by insurers based on premium amount; specific commissions advised when advice is provided.

For: retail
ACC advice
Advisory

Advice relating to ACC cover options.

Fees: Not explicitly stated; likely commission-based consistent with other insurance services.

For: retail

Additional disclosure documents

Documents linked from Mortgageme Financial Services Limited's PDS. URLs verified to appear in the source document at extract time; links may rot — verify with the firm before relying on a specific version.

Financial Markets Authority website · Other disclosure

Notes: Facts and product panel are LLM-extracted from the source document (confidence tier B). Verbatim quote block above is Sonnet-extracted then substring-verified against the source markdown. For the authoritative wording, view the original disclosure above. FSPR register entry. FA-NZ is a directory mirror, not a regulator.