Harness Insurance Limited

Financial Services Provider

★★★★★

5 Read 36 reviews on Google

Source: Google Business Profile. Reflects this firm's listing, not individual advisers.

Wellington Central

FSPR Registered

FSP Number: FSP1004250

NZBN: 9429041541425

Team Size: 4 advisers

Verify on FSPR

About Harness Insurance Limited

What is Harness Insurance Limited?

Harness Insurance Limited is a financial services provider, based in Wellington Central, with 3 years on the FSPR register, and 4 appointed advisers on file.

How is Harness Insurance Limited regulated?

Harness Insurance Limited is registered on the Financial Service Providers Register (FSPR)as FSP1004250, with first registration in 2022. Disputes are handled by Insurance & Financial Services Ombudsman Scheme Inc.. Verify on the FSPR register at fsp-register.companiesoffice.govt.nz.

What does Harness Insurance Limited offer?

Harness Insurance Limited's Public Disclosure Statement lists the following scope of advice: Life Insurance, Income Protection Insurance, Health Insurance, Trauma Insurance, Total and Permanent Disability Insurance, Insurance as an Employee Benefit / Group Insurance Arrangements. Refer to the original PDS for the binding scope.

Public Disclosure Statement highlights

Full PDS section ↓

Extracted from Harness Insurance Limited's PDS dated 2026-06-01 · HTML source. View original.

Fee structure: mixed
Commission: Yes
Dispute scheme: IFSO
Panel: 9 providers

Scope of advice

Life Insurance
Income Protection Insurance
Health Insurance
Trauma Insurance
Total and Permanent Disability Insurance
Insurance as an Employee Benefit / Group Insurance Arrangements
Business Risk Insurances (Key Person, Shareholder Protection)
General Financial Planning (excluding investment advice)
+2 more

Contact Information

Phone

04 384 7113

Email

Not available

Website

www.harnessfinancial.co.nz

Address

Floor 8,95 Customhouse Quay,Wellington Central,6011,New Zealand

About Harness Insurance Limited

Company profile coming soon

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Public Disclosure Statement

9 providers on panel

Harness Insurance Limited files a Public Disclosure Statement under FMC Act 2013 s431 · last ingested 2026-06-01 · source format HTML.

→ View Harness Insurance Limited's original disclosure page · FA-NZ mirror (Markdown) · facts.json

Fee structure: mixed
Receives commission: Yes — disclosed in PDS
Dispute resolution scheme: IFSO
Scope of advice (verbatim from PDS): Life Insurance
Income Protection Insurance
Health Insurance
Trauma Insurance
Total and Permanent Disability Insurance
Insurance as an Employee Benefit / Group Insurance Arrangements
Business Risk Insurances (Key Person, Shareholder Protection)
General Financial Planning (excluding investment advice)
Lifetime Cashflow Modelling
Budget Planning and Debt Management (general advice and referrals only)
Specialties: Life Insurance
Health Insurance
Trauma Insurance
Income Protection
Disability Insurance
Investments
Retirement Planning
Financial Planning
Kiwisaver

Hover any specialty to see its source. Self-attest takes priority; PDS-derived next; AI-classified last. For binding regulatory statements refer to the FAP's own current Public Disclosure Statement.
Ownership: Harness Insurance Limited (FSP1004250) trading as Harness Financial; referenced as part of Harness Financial Group Limited

Distribution panel

Product providers Harness Insurance Limited is appointed to distribute, grouped by product category. Counts show how many other NZ FAPs FA-NZ has on file as distributing the same provider.

Life & Health Insurance · 9

AIA +40
Partners Life +39
Fidelity Life +35
Asteron Life +26
Southern Cross +25
nib +23
Chubb Life +14
Accuro +12
Resolution Life +9

Notes: Facts and product panel are LLM-extracted from the source document (confidence tier C). For the authoritative wording, view the original disclosure above. FSPR register entry. FA-NZ is a directory mirror, not a regulator.