What is The Mortgage Lab Nz Limited?
The Mortgage Lab Nz Limited is a financial services provider, based in Auckland, with 8 years on the FSPR register, and 34 appointed advisers on file.
The Mortgage Lab Nz Limited
Financial Services Provider
Auckland
FSPR Registered
About The Mortgage Lab Nz Limited
How is The Mortgage Lab Nz Limited regulated?
The Mortgage Lab Nz Limited is registered on the Financial Service Providers Register (FSPR)as FSP587228, with first registration in 2018. Disputes are handled by Financial Services Complaints Limited. Verify on the FSPR register at fsp-register.companiesoffice.govt.nz.
What does The Mortgage Lab Nz Limited offer?
The Mortgage Lab Nz Limited's Public Disclosure Statement lists the following scope of advice: Mortgages (home loans, investment property loans, construction loans), Reverse mortgages, Personal consolidation loans, KiwiSaver advice, Insurance referrals. Refer to the original PDS for the binding scope.
Public Disclosure Statement highlights
Full PDS section ↓Extracted from The Mortgage Lab Nz Limited's PDS dated 2026-05-24 · HTML source. View original.
- Fee structure
- mixed
- Commission
- Yes
- Dispute scheme
- not-stated
- Panel
- 29 providers
- Services
- 5 named
Scope of advice
- Mortgages (home loans, investment property loans, construction loans)
- Reverse mortgages
- Personal consolidation loans
- KiwiSaver advice
- Insurance referrals
Contact Information
Phone
Not available
Not available
Website
Not available
Address
Level 2, 14 Jervois Road,Ponsonby,Auckland,1011,New Zealand
About The Mortgage Lab NZ Limited
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Public Disclosure Statement
29 providers on panelThe Mortgage Lab Nz Limited files a Public Disclosure Statement under FMC Act 2013 s431 · last ingested 2026-05-24 · source format HTML.
→ View The Mortgage Lab Nz Limited's original disclosure page · FA-NZ mirror (Markdown) · facts.json
- Fee structure
- mixed
- Receives commission
- Yes — disclosed in PDS
- Scope of advice (verbatim from PDS)
-
- Mortgages (home loans, investment property loans, construction loans)
- Reverse mortgages
- Personal consolidation loans
- KiwiSaver advice
- Insurance referrals
Distribution panel
Product providers The Mortgage Lab Nz Limited is appointed to distribute, grouped by product category. Counts show how many other NZ FAPs FA-NZ has on file as distributing the same provider.
Lending & Mortgages · 19
- ANZ +37
- BNZ +35
- Westpac +34
- ASB Bank +31
- Avanti Finance +26
- First Mortgage Trust +25
- SBS Bank +23
- Kiwibank +21
- Pepper Money +21
- DBR Property Finance +20
- Funding Partners +14
- Resimac +14
- The Co-operative Bank +12
- Liberty Financial +11
- TSB +10
- Basecorp Finance +9
- Bluestone +8
- Unity Credit Union +8
- Select +4
KiwiSaver · 5
- Generate +20
- Booster +20
- Milford Asset Management +13
- NZ Funds +8
- Koura +1
Other products · 5
- Prospa +20
- XE.com
- Reapify
- Rothbury Insurance
- Maurice Trapp
Verbatim quotes from The Mortgage Lab Nz Limited's PDS (6 fields cited)
Fees
“Almost all of our services are provided at no direct cost to you. We are paid by the lenders when your loan is settled.”
Commission
“We are paid a commission by the lender when your loan settles. This means our advice costs you nothing, yet we have access to the same rates as going directly to the bank.”
Product panel
“ANZ, ASB, BNZ, Kiwibank, Westpac, The Co-operative Bank, SBS Bank, TSB **Non-Bank Lenders:** Avanti Finance, Basecorp, Bluestone, DBR, First Mortgage Trust, Funding Partners, Liberty, Pepper Money, Resimac, Select, NZCU, and more.”
Conflicts of interest
“Full disclosure of any payments or incentives we receive from lenders - Recommending products based on your needs, not commission rates - Recording any gifts or incentives received - Regular training on ethical practices”
Scope of advice
“We offer a range of financial services including: - Mortgages (home loans, investment property loans, construction loans) - Reverse mortgages - Personal consolidation loans - KiwiSaver advice - Insurance referrals”
Material relationships
“XE.com, Reapify, Prospa, Rothbury Insurance, Maurice Trapp”
Verbatim spans extracted from the source PDS dated 2026-05-24. Each quote was substring-verified against the original document; spans that failed verification were dropped. View source.
Services this firm offers
Named service offerings extracted from The Mortgage Lab Nz Limited's PDS. Names are verbatim from the source document; descriptions and fee notes are AI-summarised — refer to the original PDS for binding wording.
-
Mortgages
AdvisoryHome loans, investment property loans, and construction loans arranged through 27+ approved lenders.
Fees: No direct cost; adviser paid by lender on settlement. Clawback fee capped at $2,500 if discharged within 27 months.For: retail -
Reverse mortgages
AdvisoryReverse mortgage products for eligible clients.
Fees: No direct cost in most cases; paid by lender on settlement.For: retail -
Personal consolidation loans
AdvisoryDebt consolidation loan advice and arrangement.
Fees: No direct cost in most cases; paid by lender on settlement.For: retail -
KiwiSaver advice
AdvisoryAdvice on KiwiSaver providers including Generate, NZ Funds, Booster, ANZ OneAnswer, Koura, and Milford.
Fees: No direct cost stated; fee model not separately specified for KiwiSaver advice.For: retail -
Insurance referrals
AdvisoryReferral service to insurance providers such as Rothbury Insurance and Maurice Trapp.
Fees: Referral only; fee model not specified.For: retail
Notes: Facts and product panel are LLM-extracted from the source document (confidence tier B). Verbatim quote block above is Sonnet-extracted then substring-verified against the source markdown. For the authoritative wording, view the original disclosure above. FSPR register entry. FA-NZ is a directory mirror, not a regulator.
Adviser Team
34 advisers AG
Alok Gupta
Financial Adviser
FSP1008391
Based in Auckland
View profile
AM
Angela Mae Waters
Financial Adviser
FSP176064
Based in Auckland
View profile
BD
Brett Davies
Financial Adviser
FSP561566
Based in Auckland
View profile
BJ
Bryony Jane Desire-Tesar
Financial Adviser
FSP1000894
Based in Auckland
View profile
CP
Christiana Pollock
Financial Adviser
FSP1003681
Based in Auckland
View profile
DA
Dustin Aaron Lindale
Financial Adviser
FSP1001343
Based in Auckland
View profile
FL
Frances Louise Crouch
Financial Adviser
FSP1006689
Based in Helensville
View profile
GZ
Guangfu Zhang
Financial Adviser
FSP1010093
Based in Auckland
View profile
JK
Jarrod Kirkland
Financial Adviser
FSP120824
Based in Auckland
View profile
JL
Jocelynnda Llanes Coronado
Financial Adviser
FSP1006594
Based in Auckland
View profile
JA
Johnny Angkiriwang
Financial Adviser
FSP614829
Based in Auckland
View profile
KF
Karen Francis Latimer
Financial Adviser
FSP1000161
Based in Auckland
View profile
LA
Laura Alison Cates
Financial Adviser
FSP687091
Based in Auckland
View profile
LP
Lewis Phillip Gilmour
Financial Adviser
FSP93381
Based in Rotorua
View profile
LF
Lynne Frances Dent
Financial Adviser
FSP651389
Based in Auckland
View profile
MN
Matthew Neville James Grace
Financial Adviser
FSP1003032
Based in Auckland
View profile
MG
Michael George Petas
Financial Services
FSP1012271
Based in Wanaka
View profile
MJ
Michael John Shrubsall
Financial Adviser
FSP1002773
Based in Auckland
View profile
NL
Nicola Louise Winters
Financial Adviser
FSP1002644
Based in Auckland
View profile
NR
Nicola Rose Cornish
Financial Adviser
FSP1001523
Based in Auckland
View profile
PR
Prasadie Rashmini Manawaduge Silva
Financial Adviser
FSP1010744
Based in Auckland
View profile
RD
Roger Darren Lloyd Fairbairn
Financial Adviser
FSP775211
Based in Auckland
View profile
RA
Roy Allan Pearson
Financial Adviser
FSP1005839
Based in Auckland
View profile
RN
Rustam Nomozov
Financial Adviser
FSP1004765
Based in Waikanae
View profile
SL
Shaohong Li
Financial Adviser
FSP505246
Based in Auckland
View profile
SL
Siwen Luo
Financial Adviser
FSP80525
Based in Auckland
View profile
SA
Someshwar Awasthi
Financial Adviser
FSP1005968
Based in Takanini
View profile
SS
Stephane Skowronski
Financial Adviser
FSP1009224
Based in Auckland
View profile
SG
Stephen George Bennett
Financial Adviser
FSP735551
Based in Auckland
View profile
SJ
Stephen James Rogers
Financial Adviser
FSP104567
Based in Auckland
View profile
SM
Susan Miriam Taylor
Financial Adviser
FSP1004221
Based in Auckland
View profile
XW
Xuelin Wu
Financial Adviser
FSP1002510
Based in Auckland
View profile
XH
Xuena Huang
Financial Adviser
FSP769912
Based in Auckland
View profile
YH
Yuyu Huang
Financial Adviser
FSP1006267
Based in Auckland
View profile
Get Financial Guidance
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Request ConsultationWhy Choose The Mortgage Lab NZ Limited?
FSPR Registered - Licensed & regulated
Adviser Team - 34 advisers
Consultation Available - Contact to enquire
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