Sbs Wealth Limited

Financial Services Provider

★★★★★

2 Read 1 review on Google

Source: Google Business Profile. Reflects this firm's listing, not individual advisers.

Wellington

FSPR Registered

FSP Number: FSP3961

NZBN: 9429036803323

Team Size: 13 advisers

Verify on FSPR

About Sbs Wealth Limited

What is Sbs Wealth Limited?

Sbs Wealth Limited is a financial services provider, based in Wellington, with 15 years on the FSPR register, and 13 appointed advisers on file.

How is Sbs Wealth Limited regulated?

Sbs Wealth Limited is registered on the Financial Service Providers Register (FSPR)as FSP3961, with first registration in 2010. Disputes are handled by Banking Ombudsman. Verify on the FSPR register at fsp-register.companiesoffice.govt.nz.

What does Sbs Wealth Limited offer?

Sbs Wealth Limited's Public Disclosure Statement lists the following scope of advice: Investment portfolio design, implementation and monitoring, Cash flow and goals-based investment management, KiwiSaver, Managed funds, Discretionary investment management services (DIMS). Refer to the original PDS for the binding scope.

Public Disclosure Statement highlights

Full PDS section ↓

Extracted from Sbs Wealth Limited's PDS dated 2026-05-23 · PDF source. View original.

Fee structure: percentage of FUM
Commission: Yes
Dispute scheme: not-stated
Panel: 3 providers
Services: 7 named
FAQs: 9 answered

Scope of advice

Investment portfolio design, implementation and monitoring
Cash flow and goals-based investment management
KiwiSaver
Managed funds
Discretionary investment management services (DIMS)

Contact Information

Phone

0800 727 935

Email

Not available

Website

www.sbswealth.co.nz

Address

Level 18, 125 The Terrace,Wellington Central,Wellington,6011,New Zealand

About Sbs Wealth Limited

Company profile coming soon

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Public Disclosure Statement

3 providers on panel

Sbs Wealth Limited files a Public Disclosure Statement under FMC Act 2013 s431 · last ingested 2026-05-23 · source format PDF.

→ View Sbs Wealth Limited's original disclosure PDF · FA-NZ mirror (Markdown) · facts.json

Fee structure: percentage of FUM
Receives commission: Yes — disclosed in PDS
Scope of advice (verbatim from PDS): Investment portfolio design, implementation and monitoring
Cash flow and goals-based investment management
KiwiSaver
Managed funds
Discretionary investment management services (DIMS)
Specialties: Investments
Kiwisaver
Financial Planning

Hover any specialty to see its source. Self-attest takes priority; PDS-derived next; AI-classified last. For binding regulatory statements refer to the FAP's own current Public Disclosure Statement.
Ownership: SBS Wealth Limited is a wholly owned subsidiary of Southland Building Society, operating as SBS Bank

Distribution panel

Product providers Sbs Wealth Limited is appointed to distribute, grouped by product category. Counts show how many other NZ FAPs FA-NZ has on file as distributing the same provider.

KiwiSaver · 1

SBS Wealth

Investments & Funds · 1

Consilium NZ Limited +1

Savings & Banking · 1

SBS Bank +23

Verbatim quotes from Sbs Wealth Limited's PDS (8 fields cited)

Fees

“For the SBS Wealth Portfolio Service, clients are charged a percentage based tiered monitoring fee by us in connection to the giving of financial advice, ongoing administration and management of the investment portfolio selected. The monitoring fee applies only to the portion of the portfolio(s) value within the dollar range specified”

Commission

“We receive a distribution fee from Consilium NZ Limited for the sale of the Synergy DIMS to clients that can be attributed to us or our adviser. That distribution fee is a percentage of the client's funds that are invested in Synergy DIMS.”

Product panel

“SBS Wealth KiwiSaver Scheme; - SBS Wealth Investment Funds; - SBS Wealth Portfolio Service; - Synergy Investment Programme ('Synergy DIMS'); and - Agreed investments advised on as part of our SBS Wealth Premium Portfolio Service.”

Conflicts of interest

“We receive fees when a client invests in the SBS Wealth KiwiSaver Scheme, SBS Wealth Investment Funds, the SBS Wealth Portfolio Service and SBS Wealth Premium Portfolio Service. The main fee charged is a management fee as a percentage of”

Scope of advice

“We provide financial advice in the following subject areas: - Investment portfolio design, implementation and monitoring; and - Cash flow and goals-based investment management.”

Dispute resolution

“We're a member of the independent dispute resolution scheme run by the Banking Ombudsman.”

Ownership

“SBS Wealth is a wholly owned subsidiary of Southland Building Society operating as "SBS Bank", referred to in this statement as "we", "us" or "our".”

Material relationships

“We only provide financial advice on financial products and investment services that are issued by us or by Consilium NZ Limited, and investments agreed with our clients as part of our SBS Wealth Premium Portfolio Service.”

Verbatim spans extracted from the source PDS dated 2026-05-23. Each quote was substring-verified against the original document; spans that failed verification were dropped. View source.

Services this firm offers

Named service offerings extracted from Sbs Wealth Limited's PDS. Names are verbatim from the source document; descriptions and fee notes are AI-summarised — refer to the original PDS for binding wording.

SBS Wealth KiwiSaver Scheme
Advisory

KiwiSaver scheme managed by SBS Wealth; no additional advice fees charged but management fees apply.

Fees: No additional advice fee; management fees charged on funds under management.

For: retail
SBS Wealth Investment Funds
Advisory

Managed investment funds; no additional advice fees but management fees apply to funds under management.

Fees: No additional advice fee; management fees charged on funds under management.

For: retail
SBS Wealth Portfolio Service
Advisory

Investment portfolio design, implementation and monitoring with tiered percentage-based monitoring fees.

Fees: Tiered monitoring fee from 0.40% to 1.00% p.a. (excl. GST) based on portfolio size.

For: retail
Synergy DIMS
DIMS

Discretionary Investment Management Service provided via Consilium NZ Limited.

Fees: Adviser monitoring fee up to 1.00% p.a. (plus GST) on portfolio value, deducted monthly in arrears.

For: retail
SBS Wealth Premium Portfolio Service
Advisory

Premium advisory service covering NZ/Australian managed funds, listed equities and international options.

Fees: Tiered monitoring fee from 0.40% to 1.00% p.a. (excl. GST) based on portfolio size.

For: retail
Term Deposit Investments Service
Advisory

Standalone service to arrange term deposit investments; no financial advice provided.

Fees: Arrangement and/or administration fee may apply.

For: retail
Custodial Reporting Service
Advisory

Standalone service to hold investments on clients' behalf; no financial advice provided.

Fees: Arrangement and/or administration fee may apply.

For: retail

FAQs from this firm's PDS

Common consumer questions answered in Sbs Wealth Limited's Public Disclosure Statement. Answers are verbatim spans from the source document, substring-verified at extract time.

What is SBS Wealth's licence status?

“We hold a licence issued by the Financial Markets Authority to provide a financial advice service. We will provide financial advice directly through our digital advice team and through financial advisers directly engaged by us.”

What subject areas does SBS Wealth provide financial advice in?

“We provide financial advice in the following subject areas: - Investment portfolio design, implementation and monitoring; and - Cash flow and goals-based investment management.”

What topics does SBS Wealth NOT provide financial advice on?

“We do not provide financial advice on: - Insurance and risk management; - Loans and debt management; - Budgeting; - Estate planning; or - Taxation.”

Are there fees for KiwiSaver and Investment Funds financial advice?

“For the SBS Wealth KiwiSaver Scheme and the SBS Wealth Investment Funds, we do not charge additional fees for providing financial advice services to clients. However, if a client joins one of these managed investment schemes, we will benefit as we charge management fees for managing these schemes.”

What fees apply to the Synergy DIMS?

“For the Synergy DIMS, clients may be charged an adviser monitoring fee of up to 1.00% per annum (plus GST), based on the value of their Synergy portfolio. This fee will be agreed between the client and their adviser and deducted by us from the client's account monthly in arrears.”

How can I make a complaint to SBS Wealth?

“If you have a problem, concern, or complaint about any part of our service, please contact us so we can try to fix the problem. Contact us by: - Calling us on 0800 727 935 - Emailing us at: customercomplaints@sbswealth.co.nz - Writing to us at: - The Chief Executive Officer - SBS Wealth - PO Box 10445 - Wellington 6140”

What happens if SBS Wealth cannot resolve my complaint?

“If we can't resolve your complaint, or you aren't satisfied with the way we propose to do so, you can contact the Banking Ombudsman.”

What duties do SBS Wealth financial advisers have?

“These duties include: - Meeting standards of competency, knowledge, and skill set out in the Code; - Meeting standards of ethics, conduct, and customer care set out in the Code; - Giving priority to our clients' interests; and - Exercising care, diligence, and skill when providing financial advice.”

How are SBS Wealth advisers remunerated?

“SBS Wealth advisers are remunerated by way of a salary and may also receive a bonus from us. That bonus is not directly related to the provision of financial adviser services to clients but rather is in line with how the overall business fares in combination with the continued sound operation of SBS Wealth.”

Notes: Facts and product panel are LLM-extracted from the source document (confidence tier B). Verbatim quote block above is Sonnet-extracted then substring-verified against the source markdown. For the authoritative wording, view the original disclosure above. FSPR register entry. FA-NZ is a directory mirror, not a regulator.